|
Mortgage Refinancing Help: Transportation
“These days most people request a Good Faith Estimate (GFE), but have no clue what to look for on the GFE. Make sure you request a GFE that has ALL fees estimated and disclosed. This includes: origination points, processing, lender, appraisal, title, escrow... ALL FEES... especially the Yield Spread Premium or YSP.
”
|
| |
Mortgage Refinancing Help
: Society: Issues
: Transportation (150)
 The length of time that you expect to keep the mortgage helps you determine whether it is worthwhile to pay points up front to reduce your interest rate. Unlike points paid on your original mortgage, points paid to refinance may not be fully deductible on your income taxes in the year they are paid.
 See also:
 Institute of Transportation Studies »
Transportation studies at University of California-Berkeley and the other campuses in the UC system.
|
 TransAct »
Collection of information and resources about making communities more livable and helping the environment through innovative transportation projects and initiatives.
|
 Community Transportation Association of America »
Includes federal and legislative updates, magazine, employment opportunities, current programs and articles.
|
 Transportation Research Board »
Promotes innovation and progress in transportation through research. The Board fulfills this mission through the work of some 200 standing technical committees and task forces that address all modes and aspects of transportation.
|
 NAS/NRC Reports: Transportation »
Online access to topical reports by the National Academy of Sciences and National Research Council.
|
 Centre for Independent Transport (CILT) »
A research and resource unit concerned with socially and environmentally sustainable urban transport. Includes their work, publications, a magazine, links and contact information.
|
 Center for Neighborhood Technology »
"Founded in 1978, CNT develops creative strategies for making cities and their surrounding areas work for everyone, environmentally and economically". Transport and sustainable development.
|
 Operation Lifesaver Inc. »
A nationwide, non-profit public information program dedicated to reducing collisions, injuries and fatalities at highway-rail crossings and on railroad rights-of-way.
|
 Wendell Cox Consultancy and The Public Purpose »
Works to facilitate the ideal of government as the servant of the people by identifying and implementing strategies to achieve public purposes at a cost that is no higher than necessary. Emphasis is on transportation issues.
|
 Bad Subjects: Traffic »
Political commentary on modern transportation issues.
|
 TransOptions »
A non-profit transportation group servicing Northern New Jersey. Includes commuter options, information, partner companies and special projects.
|
 TRIS Online »
Transportation Research Information Services Online, a database produced and maintained by the USDOT Bureau of Transportation and the Transportation Research Board at the National Academy of Sciences.
|
 Metropolitan Travel Survey Archive »
A collection of travel and trip surveys compiled by the University of Minnesota.
|
 Urban Mobility Study »
An annual statistical report on the extent and performance of the roadway systems in 68 U.S. cities, with data from several decades.
|
|
|
 Almost 30 million Americans qualify for a VA Loan. With a VA Loan, you can qualify for a VA Streamline Refinance. You may also be able to refinance your home with an FHA Streamline refinance.
If your monthly payment on a fixed-rate loan includes escrow amounts for taxes and insurance, your payment each month could change over time due to changes in property taxes, insurance, or community association fees.
Short-term mortgages offer lower interest rates than long-term mortgages. You save money by the lower interest rates and shorter payment period. The trade off is a larger monthly payment, but this option can save you thousands.
Many people with poor credit history look to take out loans from friends and family. While this may be a fairly good short term solution, it might not be the smartest of long term business moves. What you need to do is refinance your mortgage and lower your payment. The best thing you can do for yourself is to shop around. I'd be willing to bet that some banks will give you a better deal on a mortgage refinancing than you think they would. Find out who's got the best rate to get the best deal on your loan. This might take a little legwork, but it could pay off. Finding that right bank to give you the right deal on your refinancing will be worth the effort.
|
|