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Mortgage Refinancing Help: World War II
“Refinancing may not be that useful if you have already used up 90% or more of your home value in taking out a mortgage or any home equity loan. You won't be able to get the best rates available in the market as when you refinance a 90% LTV loan, you will probably require a loan of that value or higher. This will be quite closer to being a 100% financing option and hence mortgage refinance rates will be comparatively higher. Moreover, 100% loans are hardly available in times of mortgage market crisis.
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Mortgage Refinancing Help
: Society: Crime: Theft: Art and Antiquities
: World War II (19)
 Be Realistic. Lenders have tightened up loan requirements, so you'll need a good credit score and at least some equity in your home to refinance. To figure out how much equity you have, subtract the total amount that you owe on all of your existing mortgages from how much you think your home is worth. If your credit is severely impaired or you owe more than the value of your home, you probably won't be able to refinance right now.
 See also:
 Holocaust-Era Assets »
International list of current activities regarding holocaust-era assets. A project of the U.S. Holocaust Memorial Museum in conjunction with the Washington Conference on Holocaust-Era Assets.
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 Enemy Property: The British Government Claims Scheme »
[United Kingdom] Site contains details of the claims scheme and how to apply. It also has summary details of records held at the Public Record Office relating to UK property seized during WWII from organisations and individuals resident in countries with which the UK was at war.
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 Holocaust Claims Processing Office: Art Claims »
[New York State] Downloadable claims form.
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 The Schloss Collection: Non-restituded Works Looted 1943-1998 »
Catalogue listing works of art from the Schloss collection not restituted as of July 1, 1997.
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 Lost Art Internet Database »
A government-sponsored German database of art objects either stolen by the Nazis or for which no legal proprietor has been found.
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 Bruno Kreisky Archives Foundation »
[Austria] Art looted by the Nazi regime in Austria. Includes article by Oliver Rathkolb on restitution policies and a list of privately owned artworks still missing.
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 Project for the Documentation of Wartime Cultural Losses »
Official reports on the Nazis' seizure of cultural property in France, Russia, Europe, Occupied Territories, Neutral countries and Latin America.
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 Nazi-Era Provenance Internet Portal »
Provides a searchable registry of objects in U.S. museum collections that were created before 1946, and changed hands in Continental Europe during the Nazi era (1933-1945).
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 US National Archives Bibliography of Holocaust Era Assets »
Provides categorized bibliographic citations, printed and online, dealing with Holocaust-Era Assets. Includes categories for looted art.
Hitler's Capital
- Part II of an article by James S. Plaut, in which he tells the story of retrieving and collecting of masterpieces looted by Rosenberg, Goring, and Hitler and hidden in Germany. [The Atlantic Monthly]
(October 01, 1946)
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 Holocaust Assets: US State Department »
Links to US government documents relating to Holocaust-Era Assets, including looted art.
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 Holocaust: The Plunder of Art Treasures »
Excerpt from the International Military Tribunal, Nurnberg: Nazi Conspiracy and Aggression, Volume 1, Chapter 14.
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 Loot for the Master Race »
Article by James S. Plaut, who was directly responsible for recovering the works of art which had been looted by Rosenberg, Göring, and Hitler and hidden in Germany. [The Atlantic Monthly]
(September 01, 1946)
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 It is feasible to go for a refinance when you have built up at least 10% equity in your home (For Fannie Mae owned mortgages, the value is 5%). It is also possible for you to choose the option if your equity is less than 5%, but you may have to pay a certain amount of cash in order to make up for the difference in equity.
Get your interest rate and closing costs in writing as soon as you decide on a lender to work with. Get your lender to give you a commitment in advance of all of the costs that will be involved with your loan. Find out if the refinance loan you are getting has a pre-payment penalty as well. Sometimes lenders will leave out important information like this, if they think it might scare you away from refinancing with them.
Ask the company carrying your current title insurance policy what it would cost to reissue the policy for a new loan. This may reduce your cost.
If your new mortgage rate seems too good to be true then it probably is. Check for hidden fees in your mortgage that will make up that suspicious difference.
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