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Mortgage Refinancing Help: Appraisers
Carefully review the estimated closing costs. If you decide to lock in the rate, the lender will send you a "good faith estimate" of your closing costs within three days. Go over the numbers carefully, and compare them to the ones that appear on the final settlement statement (the HUD-1) from your previous mortgage.
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Mortgage Refinancing Help
: Shopping: Vehicles: Autos
: Appraisers (20)
If you are paying private insurance on your current mortgage, refinancing may allow you to do away with this unnecessary expense.
 See also:
The Auto Appraiser » Provides fair market value appraisals and evaluations of street rods, exotic, race, custom and collector cars.
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The American Society of Certified Auto Appraisers » Certifies auto appraisers and provides a directory of U.S. certified appraisers, categorized by state.
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AVR Group Auto Appraisers, Inc. » Provides nationwide auto appraisal services at over 200 locations for all vehicles, including classic cars and diminished value.
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Expert Auto Appraisals » Appraisers of special interest and collectible automobiles. Specialists in pre-purchase inspections of Muscle Cars. Servicing Florida and Georgia.
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Appraisals by Alan, LLC » Offers in-person appraisals at your location. Certified appraiser serving Philadelphia, Southeastern Pennsylvania, New Jersey, Delaware, Maryland and surrounding areas.
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Accurate Auto Appraisers » Fair market value appraisals for late model cars, street rods, custom and collector cars.
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iCarCheck.net » Provides car-buyers with vehicle information including a car history report and the model's current value - mileage adjusted. Includes report types, a car buying guide and a knowledge base.
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Classic Auto and Appraisal » Specializes in classic and vintage vehicles appraisals based on fair market value. Reports in compliance with the American Society of Appraisers and Uniform Standards of Professional Appraisal Practice.
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USA Auto Appraisers » Auto appraisals by email. Also offering auto related legal consulting, and pre-purchase inspections in the Midwest.
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International Vehicle Appraisers Network » Provides appraisals of appraisers of antique, classic and special interest vehicles for insurance, pre-purchase, sale, estate and divorce.
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Auto Appraisal Services » Appraisals service company with over 35 years of experience in all types of automobiles. Serving Georgia, eastern Alabama, Florida, North Carolina, South Carolina and Tennessee since 1973.
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Auto Appraisal Network, Inc. » Provides national professional appraisal reports. Features a local appraiser finder.
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Carefully review the estimated closing costs. If you decide to lock in the rate, the lender will send you a "good faith estimate" of your closing costs within three days. Go over the numbers carefully, and compare them to the ones that appear on the final settlement statement (the HUD-1) from your previous mortgage.
Make sure the new title is correct. The fact is, most people never see their deed before it's recorded at the county court house, says Gumbinger. He recommends that you ask the lender if you can review the title to the property before it gets filed, so that you can make sure it's correct.
Be Proactive. Your loan representative should keep in contact with you even if there isn't any action on your loan. But do your part to keep the lines of communication open as well. If you don't hear from your loan representative for a few days, pick up the phone and ask for an update. The old adage that the squeaky wheel gets the grease definitely applies in this situation.
Be specific about the loan you want. The more precise you are, the easier it will be for a loan officer or mortgage broker to find the best rate. For example, do you want a 15-year or 30-year mortgage? Do you need a "jumbo" mortgage (more than $333,700)? Are you willing to pay points to reduce the interest rate? The answers to these questions will depend on several factors, including when you plan to sell the house and how soon you want to retire your debt. Only you know the answers, but the sooner you know them, the better.
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