| |
Mortgage Refinancing Help
: Science: Social Sciences: Economics
: Political Economics (13)
 Calculate the financial benefit of refinancing in one, two, or three years. Does the benefit compare with your plans for staying in your home?
 See also:
 A Glossary of Political Economy Terms »
Hypertext dictionary of extensive definitions of around 200 political economic terms, by Dr. Paul M. Johnson of Auburn University.
|
 Cynicus Economicus »
An economics blog that reviews the dramatic changes in the world economy. Focuses on the UK, the US, and China's economic growth.
|
 McKeever Institute of Economic Policy Analysis »
Analysis of sovereign national economic policies based on 33 policies deemed critical to environmentally sound economic growth.
|
 Economics From Washington »
Helps institutional money managers improve their performance by understanding how decisions made by economics policymakers impact markets.
|
 IPED program, Fordham University »
Offers an MA with specializations in International Development, Comparative and International Politics, International Business and Finance, and International and Development Economics. Offers certificates in Emerging Markets Analysis, and in International Business and Finance.
|
 Political Economy of Rural Underdevelopment »
Novartis Foundation for Sustainable Development (NFSD) article: issues and problems to consider when starting an NGO in rural areas of the developing world.
|
 Confessions of a Geoist »
Describes the evolution of neoclassical economic thinking into geoist, geoclassical thought. Describes the potential contribution of new public economic decision techniques (demand revealing processes) to this body of thought.
|
 Debunking Economics »
Provides detail on issues, as well as the maths behind some of the critiques.
|
 When will the Bubble Burst? »
Article in "Socialism Today" analysing the state of the world economy. The recent growth spurt has been propelled by a highly unstable cycle of consumer spending and business investment-fuelled by a crazy stock exchange bubble. Sharpening trends within the US economy and the still spreading world slump mean that the days of the US boom are numbered
|
|
|
 Ask for more than just rates. Bad loan officers will tell you anything to keep you on the phone -- then change the details to suit them later. Instead, make them get real with you! Ask how long they've been in the industry. Probe them about their experience in the industry. Also, ask what their opinion is on the current market and where it's going.
If you are refinancing from one ARM to another, check the initial rate and the fully-indexed rate. Also ask about the rate adjustments you might face over the term of the loan.
Lenders like pristine credit reports. If you have a bunch of open credit card accounts that you never use (and who doesn't?), consider closing them. It will boost your credit score and make you a much more attractive borrower to a lender. Then, a month after you've closed your accounts, go over your credit report with a fine-tooth comb. It should read that the accounts were closed at your request. (You don't want lenders to think someone cut you off and that you're a bad credit risk.)
There is no such limit on the number of times you can go for home refinance loans. Most lenders prefer that you have no late payment for the past 12 months before you switch over to a new loan.
|
|
