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Mortgage Refinancing Help
: Science: Social Sciences: Economics: Financial Economics
: Publications (19)
 Don't rely on published rates. "No one's going to advertise their worst product," says Keith T. Gumbinger of HSH Associates, a Butler, NJ, firm that tracks mortgage rates. "They advertise the best possible rate, which probably gets offered to only the top 10 percent of applicants."
 Financial History Review »
Designed as an international forum for people with an interest in the development of banking, finance, and monetary matters.
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 Finance India »
The official publication of Indian Institute of Finance provides tables of contents.
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 Applied Financial Economics »
A journal providing an international forum for applied research on financial markets, including the bond and equity markets, derivative securities markets, the foreign exchange market, corporate finance, market microstructure and cognate areas.
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 Journal of Financial Economics »
Provides an outlet for scholarly studies of actual cases, events or practice. Offers tables of contents, abstracts and index.
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 European Journal of Finance »
Includes a full range of theoretical and empirical topics in finance. The emphasis is on issues and research reflecting European interests and concerns.
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 International Review of Economics and Finance »
Support site at the University of Dayton.
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 FinanzArchiv »
Provides forum for academics and practitioners in the area of public finance.
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 Reviews of Financial Studies »
Financial economics journal offers recent full-text articles.
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 Finance and Development »
Promotes international monetary cooperation, exchange stability, and orderly exchange arrangements.
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 International Tax and Public Finance »
Table of content, previous issues, and subscription information.
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 Journal of Economics and Finance »
Theoretical, empirical, and methodological contributions in both economics and finance. Tables of Contents and abstracts.
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 Studies in Economic & Finance »
Provides description of journal and submission guidelines for authors.
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 Financial Counseling and Planning »
Contents of previous issues, index of keywords with links to abstract, and guidelines for submission of manuscripts.
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 Economic and Financial Policy Review »
The Federal Reserve Bank of Dallas' primary research publication contains articles centered specifically on issues in contemporary economic and financial policy.
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 Cost of Living by State »
Cost of living statistics by state including apartment rent, utilities and gas.
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 International Journal of Theoretical and Applied Finance »
Brings together international experts involved in the theoretical modeling of financial instruments as well as the application of these models to global financial markets. Tables of contents and abstract archive.
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 Financial Markets and Portfolio Management »
International peer-reviewed journal publishing research on finance, focussing on financial markets and portfolio management.
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 International Journal of Finance & Economics »
Provides a searchable archive of abstracts and tables of contents and a sample copy.
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 Journal of Financial Intermediation »
Refereed papers on the design of financial contracts and institutions, spurred primarily by the development of information economics and option pricing.
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 Use a mortgage broker. A mortgage broker will show you mortgage products from different banks and mortgage providers. Pick a mortgage broker carefully. If the broker works directly for a company that offers financial products, make sure he shows you clearly why one of these products is better. Mortgage brokers also get a commission on their sales. Find out what the broker's services include and if he charges any fees. Many brokers do not charge fees beyond their commission. Also check the broker's credentials.
Both new homebuyers and refinancers can get free access to the credit reports that lenders use by visiting AnnualCreditReport.com, a website created via Congressional mandate. A free report from each of the three consumer reporting agencies -- TransUnion, Experian and Equifax -- is available at no cost every 12 months. Check for errors; if mistakes are found, don't hesitate to dispute any and all inaccurate and derogatory items.
Refinancing can be the right move to improve your financial situation, but be careful. Making the wrong move can put you much worse off. Smart and simple choices will go a long way toward keeping you financially secure.
Be Realistic. Lenders have tightened up loan requirements, so you'll need a good credit score and at least some equity in your home to refinance. To figure out how much equity you have, subtract the total amount that you owe on all of your existing mortgages from how much you think your home is worth. If your credit is severely impaired or you owe more than the value of your home, you probably won't be able to refinance right now.
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