| |
Mortgage Refinancing Help
: Science: Environment: Environmental Health
: Products and Services (29)
 Closing costs can be expensive. If you plan on refinancing your home to save money, be sure to take into consideration how much the closing costs on the new loan will cost you.
 See also:
 Ozone Tech Systems OTS AB »
Developer and producer of high concentration ozone generators for air and water purification. Description of applications and products.
|
 Byatec Containers »
On line sales of anthrax test kit.
|
 RGF Environmental »
Manufacturer of over 500 environmental products. Designs, manufactures and distributes environmental systems that provide pure air, water and food.
|
 Global Encasement Inc. »
Coatings for the abatement of lead based paint and asbestos, an alternative to removal.
|
 Home Safe »
Information about lead testing, lead-based paint, childhood lead poisoning, risk assessments, and related compliance and worker safety issues. Provide home test kits for lead, asbestos, mold and mildew.
|
 Lead Test »
Offers lead paint testing as well as home inspection services for lead. Sells products to remediate lead based paints.
|
 Argus Group »
A family of companies providing comprehensive safety, industrial hygiene and environmental monitoring products and services.
|
 Restoration Environmental Contractors, Ltd. »
Building and facility decontamination contractors based in Ontario. Site has information on environmental hazards and their abatement, including asbestos, lead, mold and fungus, MTBE, and urea formaldehyde insulation.
|
 Sanuvox »
Offers a range of equipment for air quality and infection control using UV light disinfection.
|
 Royal Pest Management »
Services featuring a unique termite bait system by Sentricon which eliminates the termite colony. An environmental choice over older liquid treatment methods.
|
 Asia-Tech Industry Co. »
Manufacturer of ozone generating equipment for health and environment based in Thailand. Provides information about products using ozone technology for water and air purification. [English, Thai]
|
 Analytico »
Provide tests for environmental hazards with chemical analyses of water, soil or air. Testing for 200 compounds with results returned in 5 days.
|
 DATAS Associates Ltd. »
Specialize in providing training and services for professional pest control registration and training, food hygiene registration, asbestos and risk assessment management systems.
|
 PRO-LAB, Inc. »
Offers environmental test kits for radon gas, carbon monoxide, lead, asbestos, mold, pesticides, and poor water quality. Provides description of services and order information.
|
 Cee DeeKay, Inc. »
Allergy free products for home and office. Air cleaners, mattress encasings, chemical free cleaners, all natural odor control, water purification.
|
 Abotex Enterprises Ltd. »
Provides facts about lead poisoning and reducing lead intake. Offers lead test kit - Lead Inspector.
|
|
|
 You have a legal right to a good faith estimate. Get a copy of this document and go over it with a fine tooth comb, it will reveal where there is a real problem.
Many financial advisers caution against cash-out refinancing to pay down unsecured debt (such as credit cards) or short-term secured debt (such as car loans). You may want to talk with a trusted financial adviser before you choose cash-out refinancing as a debt-consolidation plan.
If you have equity built up in your home, and you need cash, you have two choices: get a home equity loan or utilize cash-out refinancing. Each has its pros and cons, so be sure to evaluate your situation carefully prior to making a decision.
Be specific about the loan you want. The more precise you are, the easier it will be for a loan officer or mortgage broker to find the best rate. For example, do you want a 15-year or 30-year mortgage? Do you need a "jumbo" mortgage (more than $333,700)? Are you willing to pay points to reduce the interest rate? The answers to these questions will depend on several factors, including when you plan to sell the house and how soon you want to retire your debt. Only you know the answers, but the sooner you know them, the better.
|
|
