Mortgage Refinancing Help: History

“Short-term mortgages offer lower interest rates than long-term mortgages. You save money by the lower interest rates and shorter payment period. The trade off is a larger monthly payment, but this option can save you thousands. ”

Many companies in this industry will do what ever they can to get away with charging you as much as they possibly can. Some of the ways they do this is not disclosing all the third party fees involved in a loan such as title insurance, appraisals, pre-paid tax and insurance escrows etc. It is important that you ask the loan officer you're speaking with about third party fees. If you don't they may not tell you and give you a good faith estimate that sounds fair, but at closing you'll find out that you have to pay a couple of thousand dollars more in fees you were unaware of. A good loan officer at a reputable company should have no problem disclosing all fees that pertain to your loan and should also make sure you understand what the fees are for.

See also:

• Science: Social Sciences: Economics: Economic History (54)
• Society: History (9,252)
• Society: History: By Topic: Science (340)
• Society: History: By Topic: Social History (267)

The Potato Then and Now: History » The history of potato cultivation and its role in society, including the Irish potato famine. Particular focus on Prince Edward Island, Canada.

Agropolis-Museum » A Science Center dealing with topics such as food, nutrition, agriculture, with a historical approach on a worldwide scale. Website has virtual exhibitions on the history of food and agriculture, farmers of the world, and the "Banquet de l'Humanité" (the dining table of the world).

ARS Timeline: 138 Years of Ag Research » A brief history of agricultural research from 1862 to the present, organized by decade. Highlights of research carried out in the U.S. Department of Agriculture are featured.

Tumbledown Farm » Features published original sources for 19th and early 20th century rural culture, farming methods, and gardening skills.

History of Farming » Illustrated overview of the origins and development of agriculture, with bibiliography, notes from early cultures, and pictures of early farm implements and tractors.

Module Truck Systems Inc. » History and pictures of cotton modules and cotton module trucks. (Lubbock, Texas, USA)

Chronology of Horticulture » Chronology of the development of horticulture in Europe and North America, with a set of articles on associated topics.

History of Farming and Cities » Links to pages which give research on the development of farming and cities by culture.

British Agricultural History Society » Promotes the study of agricultural history and the history of the rural economy and society. Organization information, upcoming conferences, and links to related websites.

Seeds of Trade » Introduction to the history of cultivation and spread of some common crops.

Agricultural History Society » This society aims to promote interest in, and the study of, the history of agriculture. Provides information on membership, the journal, meetings and awards.

Antique Farming » Virtual museum of the agricultural industry, concentrating on tractors and other farm machinery.

History of Horticulture » Course outline that was distributed to students in Ohio State University Professor Freeman S. Howlett's course titled "The History and Literature of Horticulture: From Earliest Times to the Present," taught in 1968.

Agriculture and Horticulture in Ancient Egypt » Article describing agricultural practices of the ancient Egyptians including irrigation, ploughing and planting, harvesting, the crops grown, gardens, vegetables, orchards and vineyards.