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Mortgage Refinancing Help
: Regional: North America: United States: Tennessee: Regions: Middle Tennessee: Business and Economy
: Financial Services (11)
 If you are making payments on a long term loan, say, 30 year mortgage for the past 10 to 20 years, then refinancing to another 30 year loan will not be a good option as it may increase your overall payment.
 See also:
 Bank of Frankewing »
Local community bank providing financial services to southern Middle Tennessee, with offices in Frankewing, Pulaski, and Lawrenceburg.
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 EPCO Credit Union »
Serves certain Middle Tennessee employee groups and retirees, from locations in Shelbyville and Lewisburg. Includes business history, locations and hours, descriptions of products and services, current interest rates, and other information.
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 Anchor Mortgage Company »
Mortgage company specializing in home loans, VA loans, FHA loans and refinancing, with offices in Clarksville and Hermitage. Staff directory and information about the loan process.
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 Pinnacle Financial Partners »
Local bank operating in Nashville, Murfreesboro, Smyrna, Brentwood, Franklin, Hendersonville, and Shelbyville. Includes information on history, governance, locations, and products and services offered.
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 Community First Bank »
Locally owned bank based in Columbia with offices in other parts of Middle Tennessee. Company information, descriptions of products and services, locations and hours, and online banking access.
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 Wilson Bank and Trust »
Full-service banking institution with locations in Wilson, DeKalb, Smith, and Trousdale Counties and Hermitage. Details of financial products and services, locations and hours, and online banking.
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 First Bank »
Bank based in Lexington, providing financial services at over 30 locations in Middle and West Tennessee. Business history and information about services.
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 Kraft CPA's »
Accountants with offices in Columbia, Lebanon and Nashville provide a broad range of financial and consulting services. Includes biographies, financial news, seminar schedule, description of services, and links.
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 First Farmers and Merchants National Bank »
Offers banking services in Middle Tennessee. Based in Columbia, with branches in Bon Aqua, Centerville, Chapel Hill, Lawrenceburg, Leoma, Lewisburg, Loretto, Mt. Pleasant, Pulaski, Spring Hill, and White Bluff. Includes bank history and information about internet banking and other products and services.
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 First Federal Bank »
Community-oriented financial institution with operations in Dickson, Centerville, Fairview, Waverly, New Johnsonville, Charlotte, Vanleer and White Bluff. Branch and ATM locations, access to online banking, and information about services.
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 If you are paying private insurance on your current mortgage, refinancing may allow you to do away with this unnecessary expense.
If your property value reduces and you refinance up to 80% of the reappraised value, your original mortgage amount may be higher than this amount. Thus, the new loan will not be sufficient enough to help you pay down the existing one.
If your monthly payment on a fixed-rate loan includes escrow amounts for taxes and insurance, your payment each month could change over time due to changes in property taxes, insurance, or community association fees.
Both new homebuyers and refinancers can get free access to the credit reports that lenders use by visiting AnnualCreditReport.com, a website created via Congressional mandate. A free report from each of the three consumer reporting agencies -- TransUnion, Experian and Equifax -- is available at no cost every 12 months. Check for errors; if mistakes are found, don't hesitate to dispute any and all inaccurate and derogatory items.
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