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Mortgage Refinancing Help: Financial Services
“Close inactive credit card accounts to improve your credit score, making you eligible for lower interest rate loans. You will need to notify the credit card companies in writing that you wish the accounts closed on your request. Next, check your credit report after 30 days to be sure closed accounts include the comment "Closed at Customer's Request." You want future lenders to know it was your request and not bad credit that closed your accounts. Also, take the time to check for any mistakes in your credit report that could negatively impact your credit score.
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Mortgage Refinancing Help
: Regional: North America: United States: South Carolina: Business and Economy
: Financial Services (13)
 If you plan on moving out of your existing home within the next few years, it may not be beneficial for you to refinance. Make sure you let your mortgage specialist know your future plans.
 See also:
 SC Mortgage Brokers Association »
Find out about the benefits of membership, learn about upcoming events and pending legislation, or search for a local lender.
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 Smart Choice Title Loans »
Offers collateralized loans secured by vehicle titles from locations in Columbia, Greenville, Greer, and Rock Hill. Apply online, get directions, or refer a friend.
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 Webster Rogers & Company, LLP »
Accounting and financial consulting firm with offices Florence, Georgetown, Myrtle Beach, Sumter, and Charleston. Includes financial news, staff biographies, service descriptions (with PDF-formatted brochures), links, financial planning advice, and contact information.
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 Almost 30 million Americans qualify for a VA Loan. With a VA Loan, you can qualify for a VA Streamline Refinance. You may also be able to refinance your home with an FHA Streamline refinance.
Homeowners who want to refinance but can't because they owe more on their home than their home is worth (also known as "upside down") should focus their time and energy on making more money. Adding a part-time job or starting a side business will bring extra income into the household, income that can be used to make extra payments a mortgage.
Make sure the new title is correct. The fact is, most people never see their deed before it's recorded at the county court house, says Gumbinger. He recommends that you ask the lender if you can review the title to the property before it gets filed, so that you can make sure it's correct.
Be Patient. Processing all of the paperwork that's required for a new loan takes time. Be patient while your loan moves through the system. Protect your credit score by paying your bills and making your mortgage payments on time and not taking on any more new debt than you absolutely have to.
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