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Mortgage Refinancing Help
: Regional: North America: United States: Regions: South and Southeast: Business and Economy
: Real Estate (22)
 Be Prepared. You'll probably be asked for more information and documentation after you submit your application, but before your loan is approved be prepared to document your income and assets. Answer any questions and fax documentation to your loan representative as soon as possible.
 See also:
 Elliott & Company Appraisers »
Appraisal company with several offices in the Carolinas, offering appraisal service to every county in every state.
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 Re/Max Group Auctioneers »
Full-service auction marketing company with offices in Kentucky and Georgia. Includes event calendar, resources, and contact details.
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 Fletcher Bright Company »
Offers residential and commercial properties plus property management services. Includes shopping center space for lease, company overview, listings. Locations in Atlanta and Chattanooga.
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 Gables Residential »
Tour the Gables Residential properties throughout the Southeastern United States.
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 Realty Technologies, Inc. »
Series of state-specific sites listing available land.
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 Courthouse Retrieval System Inc »
Offers online access to property sale and real-estate mortgage records for Tennessee, Alabama, and North Carolina.
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 ATC Development »
Details of apartments for rent in Georgia, South Carolina, and Florida.
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 King Industrial Realty, Inc. »
Atlanta-based industrial real estate firm serving all of North Georgia. Includes company profile, listing search, and market analysis. Offices in Atlanta, Suwanee, and Austell, GA. Also has an office in Jacksonville, FL.
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 Community Management Corporation »
Specializes in marketing and managing multi-family apartment complexes in North Carolina and surrounding states. Company profile, listings and industry links.
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 The St. Joe Company »
Plans, develops, builds, and operates master-planned residential and resort communities in Florida and Georgia.
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 Steven D. Bell & Company »
Acquisition and management of apartment communities, shopping centers and senior housing in the southeastern U.S. Company profile, available properties, news, career opportunities. Offices in North Carolina and Georgia.
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 Gulf Coast For Sale By Owner »
Offers listings of properties for sale by owner (FSBO) for Gulf Coast states.
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 Ronus Properties »
Full service real estate firm with a portfolio of retail and class A office space. Based in Atlanta with offices in Houston, TX plus Cary and Charlotte, NC
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 Crye-Leike, Realtors »
A full-service real estate firm, serving Arkansas, Florida, Georgia, Kentucky, Mississippi and Tennessee. Resources for buyers and sellers including property and associate searches.
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 The Land One Companies »
Offers residential land with mount views in McMinn, Meigs and Monroe Counties in East Tennessee and rural land in Levy and Gilchrist counties in North Florida. Includes prices, pictures, maps, and plats.
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 Columbia Residential »
Develops and manages multifamily affordable housing communities for low and moderate income families in Georgia and Texas. Based in Atlanta, GA.
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 Intradel Corporation »
Developer specializes in multifamily communities throughout the southern states. Features services, company profile, news, featured communities. Heaquarters in New Orleans, LA.
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 Mercury Appraisals Inc. »
Meet the staff, view areas served, find out prices, or check out related links; serves most of Georgia, the Albertville area of Alabama, and part of Tennessee.
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 Redd Realty Services »
Developer and manager of shopping centers and properties in the Southeast, midsouth, and northeastern United States.
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 Drucker and Falk, LLC »
Information from this company, offering residential, senior living, and commercial sales and management.
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 Hunter Realty »
Hotel/motel broker. Locations in Atlanta, GA, and Raleigh, NC.
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 Homes for Sale Magazine »
Advertises mountain property in North Georgia and Western North Carolina. Includes online search and local area links.
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 If you have a mortgage, you should keep an eye on rates-especially if you have an adjustable rate mortgage. Getting locked in at a lower, fixed rate can save you hundreds, possibly even thousands, of dollars over the life of your loan.
It's better to follow the 2% Rule which suggests that you can enjoy the benefits of a home refinance if your mortgage refinance rate is 2% lower than that on your current loan. The interest savings will help you recoup the costs you've paid for the new loan provided you stay in the property for a certain period of time (break-even period). However, there are no-cost as well as low-cost refinance loans wherein the costs are included into the loan. But you can expect comparatively higher rates on such loans. Moreover, these loans are limited when the market is in a credit crunch.
When you do a cash-out refinance you are leveraging the equity in your home in order to receive a lump sum of cash at closing. Many individuals and families use this type of loan if they want to remodel their home, or they have kids that are attending college soon. Veterans and other military personnel can now take advantage of a 100% cashout refinance thanks to the Veterans Benefits Improvement Act of 2008.
When refinancing, don't take the first offer that comes around. Instead you should actively compare both interest rates and lenders.
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