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Mortgage Refinancing Help: Financial Services
“The majority of your mortgage payment goes toward paying interest. To save an astounding amount of money over the long term, choose a mortgage loan with a lower rate and a shorter payback term. A 15-year mortgage may be just what the financial planner ordered. This type of loan carries a larger monthly payment; but if your budget can withstand the jolt, you can save big bucks over the long haul.
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Mortgage Refinancing Help
: Regional: North America: United States: Ohio: Localities: C: Cincinnati: Business and Economy
: Financial Services (77)
 The length of time that you expect to keep the mortgage helps you determine whether it is worthwhile to pay points up front to reduce your interest rate. Unlike points paid on your original mortgage, points paid to refinance may not be fully deductible on your income taxes in the year they are paid.
 River Cities Capital Funds »
Provides growth equity and business building experience to entrepreneurial private companies.
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 Financial Resource Associates »
Provides services for crisis and turnaround management, corporate restructuring and reorganization, and interim management.
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 Advantage Debt Management of America »
Agency providing financial credit counseling with bills, credit, debt, loans, mortgages and money problems to avoid bankruptcy.
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 drs/Bonded Collection Systems »
Provides third party collections. Services include recovery of bad checks and credit cards, as well as collection of open account balances for products or services provided.
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 Blue Chip Venture Company »
Offers venture capital for industries with a concentration on health care, information technology, consumer products, and communications.
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 Licensing Financial Services, Inc. »
Specializes in royalty compliance audits.
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 Financial Affairs Management »
Offers financial planning, investment advisory and wealth management services.
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 Becker & Beggs »
Business brokers for all phases of business sales, mergers, and valuations, representing both sellers and buyers, serve the Cincinnati tri-state area. Site includes extensive information.
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 AEX Commercial Financing Group, LLC »
Special purpose commercial real estate loans.
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 The Sheakley Group of Companies »
Offers unemployment cost control programs; one-stop retirement plan solutions; human resource consultation; and management information systems.
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 Burkhardt & Co. »
Provides consulting, audit, tax and accounting services to corporate, nonprofit, and privately held businesses.
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 Fort Washington Investment Advisors, Inc. »
Offers professional investment management services for corporate retirement funds, mutual funds, foundation and endowment funds.
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 Be Patient. Processing all of the paperwork that's required for a new loan takes time. Be patient while your loan moves through the system. Protect your credit score by paying your bills and making your mortgage payments on time and not taking on any more new debt than you absolutely have to.
You can ask for a copy of your settlement cost papers (the HUD-1 form) one day in advance of your loan closing. This will give you a chance to review the documents and verify the terms.
Make sure the new title is correct. The fact is, most people never see their deed before it's recorded at the county court house, says Gumbinger. He recommends that you ask the lender if you can review the title to the property before it gets filed, so that you can make sure it's correct.
If you plan on moving out of your existing home within the next few years, it may not be beneficial for you to refinance. Make sure you let your mortgage specialist know your future plans.
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