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Mortgage Refinancing Help
: Regional: North America: United States: Michigan
: Business and Economy (150)
 Refinancing can be the right move to improve your financial situation, but be careful. Making the wrong move can put you much worse off. Smart and simple choices will go a long way toward keeping you financially secure.
 See also:
 Griffin Beverage Company »
Bottling and distribution of beer, soft drinks, mixers, wine, and water. Locations in West Branch, Saginaw, Marquette, St. Ignace, and Alpena.
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 The Michigan-Indian Community Market Place »
Small business promotion tech news, NRI services, free internet, sending money, cheap telephone cards to India.
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 DASI Solutions »
A fully certified SolidWorks Reseller (VAR) who assists companies in the implementation of CAD, CAE, and PDM collaborative technologies used in the product development process. The company has authorized sales, training, and technical support facilities throughout Michigan.
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 All Star Services, Inc. »
Providing vending, snack, commissary, office coffee and beverage needs. Includes online ordering.
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 Michigan Association of Timbermen »
Nonprofit trade association representing the forest products industry and promoting sustainable forestry.
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 American Arab Chamber of Commerce »
Promotes, assists, and strengthens member businesses, both in the domestic and international arenas.
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 Michigan Business Directory »
Offers links to Michigan cities, media, weather. Searchable by name, zip code, or category.
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 Michigan Horse »
Directory of horse-related businesses and services, with classified ads.
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 Michigan Small Business & Technology Development Center »
Supports 12 regional and over 60 satellite and affiliate offices, providing counsel and training to small business owners and entrepreneurs throughout the 83 counties in Michigan.
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 Burnette Foods Inc. »
A Michigan based food processor. Specializes in cherry and apple products, pie fillings, vegetables, and pasta products.
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 Michigan Chamber of Commerce »
Promoting conditions favorable to economic development in Michigan. Political and economic analysis and news, information on the Chamber's health benefits program, other resources for employers.
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 Mill Brook Water Company »
Offers bottled and bulk water delivery of natural Artesian spring water. Franchises are available.
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 AMBS Message Center »
Call center company provides telephone answering service, voice mail and order taking in Grand Rapids and Jackson.
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 When refinancing, don't take the first offer that comes around. Instead you should actively compare both interest rates and lenders.
When lenders offer a "no-cost" loan, they may include a prepayment penalty to discourage you from refinancing within the first few years of the loan. Ask the lender offering a no-cost loan to explain all the fees and penalties before you agree to these terms.
These days most people request a Good Faith Estimate (GFE), but have no clue what to look for on the GFE. Make sure you request a GFE that has ALL fees estimated and disclosed. This includes: origination points, processing, lender, appraisal, title, escrow... ALL FEES... especially the Yield Spread Premium or YSP.
Fees are a hidden cost of many mortgage loans. By law, lenders must disclose fees within three days of a loan application. Fees can go by many names like - document prep fees, courier fees, administrative fees, and more.
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