 Kingsdale Capital Corporation »
An integrated financial services institution whose core business divisions include strategic business consulting, investment banking, business financing, mineral resource financing, capital markets, fund management and private wealth management.
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 E. K. Williams and Co. »
Offers business management services to independent maintenance and repair businesses of the automotive aftermarket industry, including specialized business training, with centres in Ontario and Atlantic Canada.
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 Ceridian Canada Ltd. »
Provides payroll and HRMS services to businesses of all sizes. Includes location information, as well as product and services details.
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 Dun and Bradstreet Canada »
Offers business-to-business credit, marketing, purchasing, and receivables management and decision-support services worldwide. Site search option, services and resources lists, links to related sites and contact information.
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 Alpine Credits Limited »
Specializes in providing home owners with solutions to their financial needs. Includes rate information and an online application. Located in Alberta and British Columbia.
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 Farm Credit Canada »
Institution specializing in loans, business and financial services to Canadian agriculture.
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 Ledgers.com »
Franchised network providing professional bookkeeping services to small businesses.
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 PAYweb.ca »
An online payroll service and payroll outsourcing for Canadian businesses. Explains services and offers online quotes.
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 Canadian Credit Report »
Offers online consumer credit reports and CreditGuard, a credit monitoring service for Canadian residents only.
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 Serve U Cash »
Offers payday loans to Canadian residents.
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 Payworks »
Offers payroll services with flexible payroll software and fully integrated human resource features with customizable reports. Also offers HR outsourcing solutions.
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 Canada Car Loans »
Offers bad credit or no credit car loans for Canadians. Online locator for dealers across Canada.
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 Stop 'N' Cash Inc. »
Offers temporary financial assistance to individuals requiring immediate cash for short-term periods. Lists branch locations, contact details and franchise information.
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 MoneySense.ca »
Source for personal finance and investment information. Features news and information on investing, planning, spending, tools, rates, small business and portfolios.
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 Home Trust Secured VISA »
Offers a secured credit card to Canadian residents except Quebec.
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 Ombudsman for Banking Services and Investments (OBSI) »
Agency resolves disputes between participating Canadian banking services and investment firms and their customers if they can't solve them on their own.
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 Pinchevsky & Co, Inc »
Helps clients prepare, manage, and defend their scientific research and experimental development claims (SR&ED) to support development of innovative products and processes.
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 CitiFinancial Canada »
Specialises in personal, home equity and debt consolidation loans. Includes branch locator, description of services and company profile.
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 Direct Advance »
Offers payday loans and cash advances deposited directly into users' chequing accounts.
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 Total Mortgage & Credit Services »
Mortgage preapprovals, purchases, early renewals, transfers, consolidations, lines of credit.
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 Canadian Business Publications »
Publishers of an annual directories with information about government small business grants and loans.
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 eLoan Canada »
Offers personal loan, mortgage services and informative material for Canadians.
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 Merchant Fast Cash »
Offers financing options for Canadian businesses.
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 AAA Credit Counsellors & Debt Consultants »
Assists people and businesses across Canada with financial consulting, debt consolidation, and mortgage assistance.
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 Canadian Money Search »
Helps Canadians find bank accounts they may have forgotten, free of charge. Includes information, and search.
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 CanRates »
An independent database of Canadian credit cards, their features and rates they charge.
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 Morochove's AccountNetGuide »
Directory of accounting and financial information resources with a Canadian emphasis from computer consultant Richard Morochove, FCA.
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 Growthworks »
Canadian venture capital fund focused on helping business growth and equity investment. Lists focus, management, portfolio, seeking investments, process, careers, news, links and contact details.
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 Cashmoney »
Offers cheque cashing, money orders and other personal financial services through locations in four provinces.
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 Loanbanx »
A personal loan service for Canadians, with assistance in finding deals for loans and mortgages and offers free personal finance resources with information about credit and debt.
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 Nationwide Payday Advance »
Provides cash advances based on paycheques. Offers company history, FAQs and online application.
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 ADP Canada »
Offers human resources and payroll services. Company and service profile, location information and career opportunities.
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 CIBC Mellon »
Canadian asset servicing, stock transfer and corporate trust services provider.
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 Travelers Financial Group »
Provides lending and financial solutions for personal and corporate clients. Lists several reasons for borrowing and answers frequent questions.
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Give yourself plenty of time to close. With most refinancings, your file is turned over to a closing or title company, which dictates the closing details. Like the lenders themselves, these firms are swamped when interest rates are low. Moreover, appraisers get backed up and can be difficult to schedule. So don't expect the closing to happen as quickly as anyone promises.
Refinancing is not the only way to decrease the term of your mortgage. By paying a little extra on principal each month, you will pay off the loan sooner and reduce the term of your loan. For example, adding $50 each month to your principal payment on the 30-year loan above reduces the term by 3 years and saves you more than $27,000 in interest costs.