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Mortgage Refinancing Help
: Regional: North America: Bermuda: Business and Economy
: Financial Services (17)
 You have a legal right to a good faith estimate. Get a copy of this document and go over it with a fine tooth comb, it will reveal where there is a real problem.
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 Prime Management Limited »
Offshore hedge and private equity fund administrators. Company information, technology, staff profiles and careers.
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 Orbis Mutual Funds »
Bermuda based mutual fund company since 1990. Offers a history of the company, investment philosophy, photos and brief resume of the principals, investment returns and contact information.
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 WP Stewart & Co., Ltd »
Asset management company. Offers a variety of financial products and services, including managed accounts, private wealth investment vehicles, includes resumes of the board of directors, management and includes their current stock quote and SEC filings.
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 Lines Overseas Management »
Founded in 1992 as a financial management and investment firm. Offers offshore brokerage accounts, asset protection, estate planning, employment opportunities with the company and online and email contact information.
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 Bermuda Investment Advisory Services, Ltd. »
Established in 1981 as a non-bank financial investment firm. Offers a choice of financial products and services, including planning, securities, pension plans, mutual funds and includes contact information.
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 Bermuda Stock Exchange »
Fully-electronic offshore securities market. News and information about trading.
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 Business Bermuda, Inc. »
Organisation of resident companies offering accounting, legal, banking, management, e-business, IT and international trust and fund services. Member list, legislation, news and events.
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 Acumen Group »
Provides consulting, outsourcing, insurance management, run-off and recruitment services in Bermuda the USA and the UK. Includes details of services provided.
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 Independent Financial Services »
Incorporated in 1998 as an independent financial services company. Offers mutual funds, stocks and bonds, financial planning, brokerage accounts and online and email contact information.
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 Bermuda Offshore Investment Services »
Private offshore financial investment and management firm. Provides financial services and products for offshore investing, including financial and estate planning, portfolio management, deferred compensation plans, includes a photo and brief resume of the Managing Director.
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 Capital G »
Licensed and regulated by the Bermuda Monetary Authority for over 60 years. Offers financial planning, trusts, saving accounts, mortgages, personal loans, card services CD products, estate planning, stock research and online contact information.
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 Anchor Investment Management »
Founded in 1984 as a global asset management organization. Offers a variety of financial products and services, including money market funds, bond portfolios, fixed income funds, mutual funds, pension planning and includes contact information.
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 When lenders offer a "no-cost" loan, they may include a prepayment penalty to discourage you from refinancing within the first few years of the loan. Ask the lender offering a no-cost loan to explain all the fees and penalties before you agree to these terms.
Before you refinance a loan, make sure that you carefully analyze any fees that your lender is including on the loan. The Department of Housing and Urban Development can provide you with a list of standard fees. Use it to make sure that your lender isn't tacking on anything extravagant. And by all means, compare their fees with other lenders in the market.
When evaluating different lender offers, in the mortgage loan pre-approval process, pay closest attention to the interest rates they are offering & the closing costs. These are the two biggest factors that will help you figure out which lender is right for you. If one of these two factors is too high, it could offset the benefit of refinancing for you.
Both new homebuyers and refinancers can get free access to the credit reports that lenders use by visiting AnnualCreditReport.com, a website created via Congressional mandate. A free report from each of the three consumer reporting agencies -- TransUnion, Experian and Equifax -- is available at no cost every 12 months. Check for errors; if mistakes are found, don't hesitate to dispute any and all inaccurate and derogatory items.
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