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Mortgage Refinancing Help: United States

If your new mortgage rate seems too good to be true then it probably is. Check for hidden fees in your mortgage that will make up that suspicious difference.

 

 
           
Kids and Teens: School Time: Social Studies: Geography: North America : United States (132)

 

 

 

Mortgage Refinancing TipIf you do not plan on staying in the house very long, refinancing may not be in your best interests.



Mortgage Refinancing Help: United States ()

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Today in History: July  4Today in History: July 4 »
Learn about the history of Independence Day and see pictures and documents from the Library of Congress.
 
AmericaAmerica's Library »
Discover the stories of America's past. Meet amazing Americans from the past and present, explore the states, and read about everyday life.
 
Washington State Capitol TourWashington State Capitol Tour »
Students from the 7th and 8th grades have created an interactive tour around the buildings and grounds, with photographs, written information and voiceovers.
 
Constitution GameConstitution Game »
Learn about Constitution Day, and play a game to see how well you know it.
 
California African American MuseumCalifornia African American Museum »
Treasures of African American art, history and culture. Located in Los Angeles.
 
P.O.V. - FencelineP.O.V. - Fenceline »
Fenceline [ ] - Check out this documentary that explores the social and racial divisions in one town when it comes to a chemical plant's effect on the community.
 
The University of Alabama Museums IntroductionThe University of Alabama Museums Introduction »
Provides information and links to Moundville Archaeological Park, Alabama Museum of Natural History, Gorgas House, Office of Archaeological Services and the Paul W. Bryant Museum.
 
Historical Census BrowserHistorical Census Browser »
Search for information about the population and economy of US states and counties from 1790 to 1960. Data can be collected in the form of maps or tables.
 
Windows on MaineWindows on Maine »
Offers free streaming and downloadable video, multimedia, and supporting materials about Maine's history, science, and ecology for students.
 
50 States.com50 States.com »
Provides state and U.S. territory information including state symbols, flags, nicknames, songs, birds, flowers, elected officials, and many other facts. Also includes links to official state homepages.
 
Balch Institute - Ethnic Weddings in AmericaBalch Institute - Ethnic Weddings in America »
Ethnic Weddings in America [ ] - Explore how different communities in the U.S. celebrate weddings.
 
United States of America (USA) State Capital QuizUnited States of America (USA) State Capital Quiz »
Interactive quiz to match USA states with its capital city.
 
NetStateNetState »
Guide to all 50 states. Find information on flags, symbols, emblems, seals, populations, climate and people.
 
Celebrate Hispanic HeritageCelebrate Hispanic Heritage »
Scholastic site explores Spanish roots in America and contains student interviews with great Latinos, biographies of history makers, and interactive map.
 
Thinkquest: Sugar RootsThinkquest: Sugar Roots »
Explore how the sugar industry drew people from many ethnic and cultural backgrounds to the state of Hawaii.
 
Name that StateName that State »
An interactive quiz that will test your knowledge of the states.
 
Anacostia MuseumAnacostia Museum »
Museum and center for African American history and culture.
 
Life 360Life 360 »
Read about this PBS show that explores the relationships the U.S. has with its neighbors.
 
Explore the StatesExplore the States »
Read facts and trivia on all 50 states, with a clickable map.
 
PickatrailPickatrail »
Identifies the location of every state on a world map. Includes information on state birds, flowers, trees, flags, quick links, backpacking in Europe, compass, and GPS resources.
 
Golden CrescentGolden Crescent »
Introduces the region of the Golden Crescent, a wide swath that runs along the Atlantic Coast from Savannah to Cape Canaveral and inland towards Tallahassee. Includes a look at its rich history and the many diverse cultures which meet within its bounds.
 
Geography of the 50 StatesGeography of the 50 States »
Interactive map of the USA allows users to select a state and find out about the climate and geographical features.
 
¿Mexifornia?¿Mexifornia? »
About Mexican families who recently moved to California. Shares their stories, their traditions, and their culture.
 
ClassBrain: State ReportsClassBrain: State Reports »
Includes information on people, products, history, maps, symbols, places of interest, state capitols and tourism.
 
Alabama Wildlife FederationAlabama Wildlife Federation »
Promotes the conservation of Alabama's wildlife and related natural resources through wise use and responsible stewardship of our wildlife, forests, fish, soils, water, and air.
 
Indian KidsIndian Kids »
Describes family life in the New World. Includes Theodore de Bry's Native American engravings, search index of towns, rivers and regions.
 
Birmingham ZooBirmingham Zoo »
General information, list of Species Survival Program animals, schedule of events and education program summary.
 
From One Life to AnotherFrom One Life to Another »
An in-depth look at the flood of immigrants who arrived on America's shores during the 19th century. Virtual tours show how they lived beforehand and how their migration transformed not only their lives, but the culture of a nation.
 
Where in Wisconsin is Jim Doyle?Where in Wisconsin is Jim Doyle? »
A game to help teach students interesting and unique facts about the state of Wisconsin.
 
TimeKeeper: Cultures of the SouthwestTimeKeeper: Cultures of the Southwest »
Presents both basic and detailed information about the cultures of the American Southwest. Also includes glossary and audio clips of the Hopi and Navajo languages.
 
Preserving Polonia in AmericaPreserving Polonia in America »
Discover one of the largest immigrant populations to come to America from Europe. Learn about the Polish language, and traditions.
 
The New AmericansThe New Americans »
Follows the lives of immigrants from Nigeria and the Dominican Republic. Includes a brief look at how immigration served as the foundation of American society and culture, as well as an interactive timeline of immigration. From PBS.
 
Rites of Passage in AmericaRites of Passage in America »
Learn about different culture's rites of passage including sweet sixteen parties, weddings, and funerals.
 
American FolkloreAmerican Folklore »
Retellings of American folktales, tall tales, myths and legends, weather folklore, and ghost stories from each of the 50 states.
 
BBC News - Country Profile: United States of AmericaBBC News - Country Profile: United States of America »
Country Profile: United States of America [ ] - Provides overview, key facts and events, timelines and leader profiles along with current news.
 
Our American Heritage: A Patchwork QuiltOur American Heritage: A Patchwork Quilt »
Focuses on the many different cultures that came to Texas and the United States of America and the contributions members of these cultures have made.
 
U.S. GazetteerU.S. Gazetteer »
Enter name or ZIP code in the United States for maps and 1990 census information.
 
U.S. State Capitals QuizU.S. State Capitals Quiz »
How quickly can you match the states with their capitals?
 
State Web GamesState Web Games »
Collection of 34 web games about the fifty states. Designed to teach capitals, abbreviations, locations, and trivia.
 
Mr. LincolnMr. Lincoln's White House »
An account of Abraham Lincoln, the White House as it was during his Presidency, and Washington in Lincoln's time.
 
Not EveryoneNot Everyone's American Dream »
Learn about the homeless sub-culture in the United States. Explore who the homeless are and how they get that way.
 
U.S. Map PuzzleU.S. Map Puzzle »
Free downloadable puzzle for learning states and capitals. Requires Windows 95, 98 or 3.1.
 
GreeleyGreeley »
Learn about a city in Colorado. Page features information about general facts, history, people, activities, recreations, landmarks, and the definition of some words.
 
Immigration: The Living Mosaic of People, Culture and HopeImmigration: The Living Mosaic of People, Culture and Hope »
This Thinkquest site includes regulations of immigration to America, Ellis Island activities and life in the new country.
 
Postcards from AmericaPostcards from America »
Follows a teacher and a photographer as they travel across America. Also features fun facts, maps, and a "Just for Teachers" page with tips for using the postcards in the classroom.
 
People and Places: United StatesPeople and Places: United States »
View photos taken in each state within the US. Includes images of buildings, local animals and people.
 
Color Landform Atlas of the United StatesColor Landform Atlas of the United States »
Includes satellite information for states and counties, 1895 state maps, and tracking of immature eagles.
 
A Virtual Journey into San FranciscoA Virtual Journey into San Francisco's Chinatown »
In the heart of a bustling metropolis, Chinatown is a distinct culture within a culture. Use your mouse to navigate Chinatown's streets and alleys, and see how the old ways mingle with the new.
 
Undaunted DreamsUndaunted Dreams »
Follow David Brunk on the Lewis and Clark Trail, who rode his bicycle across the southern United States to raise money for Habitat for Humanity.
 
Gullah Net - Explore Gullah CultureGullah Net - Explore Gullah Culture »
Explore Gullah Culture [ ] - Learn Gullah by listening to music, stories, words, and by playing games.
 
Flag AdvocacyFlag Advocacy »
Explains what each line of the United States Pledge of Allegiance really means. From the American Legion.
 
The African American Museum in PhiladelphiaThe African American Museum in Philadelphia »
Visitor info from this Pennsylvania museum which is committed to telling the triumphant story of African-Americans and preserving the culture.
 
Bears Go WestBears Go West »
Follow as four stuffed bears travel the major trails used during westward expansion. Each bear travels from one school to the next making its way across the country.
 
Cape Cod Photo AlbumCape Cod Photo Album »
Photos from each town on Cape Cod in Massachusetts. Special emphasis on the beauty, history, culture, and artisans of the area.

 


 
      


Mortgage Refinancing TipBoth new homebuyers and refinancers can get free access to the credit reports that lenders use by visiting AnnualCreditReport.com, a website created via Congressional mandate. A free report from each of the three consumer reporting agencies -- TransUnion, Experian and Equifax -- is available at no cost every 12 months. Check for errors; if mistakes are found, don't hesitate to dispute any and all inaccurate and derogatory items.
 

Mortgage Refinancing TipIf you want to make sure the interest rate your lender offers you is the rate you get when you close the loan, ask about a mortgage lock-in (also called a rate lock or rate commitment). Any lock-in promise should be in writing. Make sure your lender explains any costs or obligations before you sign.
 

Mortgage Refinancing TipMortgage can last a lifetime and that extra 1% can add up to literally thousands of dollars over the years. I have friends that are in their 70s and still paying off their home loans. It'll pay off in the long run to make sure you find the best deal possible. Don't let poor credit stop you from refinancing your home.
 

Mortgage Refinancing TipBe Proactive. Your loan representative should keep in contact with you even if there isn't any action on your loan. But do your part to keep the lines of communication open as well. If you don't hear from your loan representative for a few days, pick up the phone and ask for an update. The old adage that the squeaky wheel gets the grease definitely applies in this situation.
 

   

   


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