Mortgage Refinansing Help    

Mortgage Refinancing Help

Mortgage Refinancing Help: Software

Lenders like pristine credit reports. If you have a bunch of open credit card accounts that you never use (and who doesn't?), consider closing them. It will boost your credit score and make you a much more attractive borrower to a lender. Then, a month after you've closed your accounts, go over your credit report with a fine-tooth comb. It should read that the accounts were closed at your request. (You don't want lenders to think someone cut you off and that you're a bad credit risk.)

 

 
           
Mortgage Refinancing Help : Home: Personal Finance : Software (56)

 

 

 

Mortgage Refinancing TipWhen refinancing a mortgage, as many as 30% of homeowner's cash out part or all of their home's equity. By investing in home improvements or paying off credit cards, this can be a smart. But, if you are borrowing more than 80% of your home's value, you will be hit with private mortgage insurance, costing you hundreds a year.



Mortgage Refinancing Help: Software ()

See also:


 
Maracor Financial AdvisorMaracor Financial Advisor »
Windows shareware calculators.
 
jGnashjGnash »
Open source, cross platform personal finance application written in Java.
 
ZilchWorksZilchWorks »
Debt reduction software for consumers, credit counselors, and debt counselors.
 
SpeedResearchSpeedResearch »
Web browser with a collection of automated stock data links and research browsing wizards. Customizable for any market.
 
WaverlyStreet Easy MoneyWaverlyStreet Easy Money »
A personal income and expense tracking program. Unlimited number of user-defined categories. Generates simple reports and exports data. Macro utility for recurring entries.
 
RecurTrackRecurTrack »
Free online budget and personal finance software.
 
MoneydanceMoneydance »
Personal finance software that runs on OS/2, Linux, Windows, and any platform with Java support.
 
PatermasterPatermaster's Checkbook Balancer »
Balances both manual and computer checkbooks directly in 3-6 entries.
 
The Other Software CompanyThe Other Software Company »
Collection of personal financial software.
 
GbondsGbonds »
US savings bond inventory program for GNOME/Linux.
 
MyFinancialSoftwareMyFinancialSoftware »
Range of programs to help with budgeting, money management, retirement planning, small business bookkeeping.
 
Economic Security Planner, Inc.Economic Security Planner, Inc. »
Financial planning software for individuals and financial planners.
 
Medical Bills PlusMedical Bills Plus »
Keeps records of your family medical costs and ensures that your insurance claims have been paid.
 
WhizbalWhizbal »
Bank reconciliation software works directly with computerized or manual checkbooks.
 
iCreateOFXiCreateOFX »
A desktop utility that converts financial data from CSV and QIF formats into OFX formats.
 
Loan ApplicationsLoan Applications »
Software for applying for FNMA/FHLMC home loan mortgage applications.
 
Personal BudgetPersonal Budget »
Windows based personal budget software for creating a budget, managing expenses, and paying off debt.
 
Topshare Portfolio ManagerTopshare Portfolio Manager »
Portfolio management software specifically designed for Australian share investors. Helps understand portfolio performance and simplifies tax returns.
 
Essentia Software CorporationEssentia Software Corporation »
NannyPay - Windows payroll program designed specifically for household employers.
 
Retirement CalculatorRetirement Calculator »
The Retirement Calculator determines the maximum money you can safely withdraw from your retirement savings account.
 
MoneyBoxMoneyBox »
Financial management.
 
Liquid Ledger for Mac OS XLiquid Ledger for Mac OS X »
Personal finance solution for Mac OS X.
 
FnCentral.comFnCentral.com »
Free personal finance online organizer.
 
MMR SoftwareMMR Software »
PC software for tracking U.S. Savings Bonds. Also provides statements of value based on lists of holdings faxed or mailed to them.
 
TimeMAPSTimeMAPS »
Interactive financial literacy software for educational, mass market, and military arena's.
 
Ultrasoft Digital MediaUltrasoft Digital Media »
Develops and sells a number of mobile applications including software for connection with Microsoft Money for Palm OS devices.
 
Home BookkeepingHome Bookkeeping »
Accounting program that keeps track of personal finances. Features exporting of data into a number of different formats.
 
OmniValueOmniValue »
Investment tracking software.
 
CalendarBudgetCalendarBudget »
Online money tracker and planner using a calendar interface.
 
You Need A BudgetYou Need A Budget »
Offers personal budget software along with a book. Includes support forums and a blog.
 
WesabeWesabe »
Web-based spending software and personal finance community.
 
MAX Programming, LLCMAX Programming, LLC »
Offering a personal finance manager with unlimited categories. Includes product details, support forum, tutorial, and demonstration video.
 
Fortora LLCFortora LLC »
Independent software company headquartered in Bellflower, California, specializing in finance management software for PC and Mac.
 
Handy Finance LiteHandy Finance Lite »
Money management and expense tracking for Palm. Reports, analysis, planning.
 
RichOrPoorRichOrPoor »
Windows 95, 98, ME, NT, 2000 or XP. Software description, FAQs, ordering and download pages.
 
My Budget PlannerMy Budget Planner »
Personal and family budgeting software.
 
RWent Inc.RWent Inc. »
Financial calculators for auto loan, mortgage, interest rate, bond, lease, investment deposit or withdrawal including taxes (USA).
 
AlauxSoft.comAlauxSoft.com »
Offers tools to manage expenses, income and budget.
 
Simply BudgetsSimply Budgets »
Personal budget software for home and small business.
 
Wade SoftwareWade Software »
Stores, balances and prints checking account transactions. CheckBook is available for Windows 98, NT, 2000, Me, and XP.
 
GrisbiGrisbi »
Free, open source personal accounting application running on several platforms including GNU/Linux and Windows. Site includes FAQ, documentation and screenshots.
 
Justapps.comJustapps.com »
Offers checkbook management software.
 
MT2OFXMT2OFX »
Software to convert to OFX to allow bank downloads.
 
J&L  SoftwareJ&L Software »
Retirement and financial planning software. [Windows 95/98/ME/2000/XP] 21-day free trial. Three versions available.
 
Home Money ManagerHome Money Manager »
Free software to help budget, track and control credit cards and home finances. Windows and Java platforms only.
 
ShareScopeShareScope »
UK stock market data and analysis package. Tracks your portfolio and analyses market trends.
 
SetupABudget.comSetupABudget.com »
Sells software that arranges bills in a timetable and gives instructions on paying them off.
 
Money ManagerMoney Manager »
Money management freeware. Handles transactions in savings, credit card and deposit accounts.
 
PiggyBankPiggyBank »
A set of 45 financial calculators.

 


 
      


Mortgage Refinancing TipIf you have a mortgage, you should keep an eye on rates-especially if you have an adjustable rate mortgage. Getting locked in at a lower, fixed rate can save you hundreds, possibly even thousands, of dollars over the life of your loan.
 

Mortgage Refinancing TipDon't fall for the 0% apr unless it fits in with your master plan. A lot of brokers will try to get you locked into a low interest rate that will balloon on you in a couple of years and leave you out on the street.
 

Mortgage Refinancing TipAsk the lender or broker for a comparison of the up-front costs, principal, rate, and payments with and without this rate trade-off.
 

Mortgage Refinancing TipShort-term mortgages offer lower interest rates than long-term mortgages. You save money by the lower interest rates and shorter payment period. The trade off is a larger monthly payment, but this option can save you thousands.
 

   

   


    © 2010 - 2012 Mortgage Refinancing Help