 MDTC McDonough Telephone Cooperative »
The company serves rural west-central Illinois providing local, long distance and internet access.
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 Prince Telecom »
Specializes in installations of high speed data (cable and DSL modems), in-home networking, aerial and underground fiber and coaxial plant.
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 United Connect »
International telecommunications provider based in the United Kingdom.
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 Total Call International »
United States telecommunications provider.
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 Etisalat »
Telecommunication services and technology company headquartered in the United Arab Emirates.
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 Hop On »
Diversified telecommunication convergence company.
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 Iowa Network Services »
Made up of 150 locally owned independent companies providing fibre-optic technologies to Iowa communities.
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 Network Digital »
Covers business communication needs for small to medium businesses based in the UK. Includes digital communications services such as voIP, mobile office, bluetooth, call management solutions, telecoms billing, broadband and mobile phone services.
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 Telecentrex Communications »
Offer services including online faxing from a PC, call capturing and forwarding, and televerification, for businesses in the USA.
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 Spantel Communications »
Telecommunications company which offers residential and commercial rates to customers.
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 AltiGen Communications, Inc. »
Designs, manufactures and markets server-based telecommunications systems which allow businesses to use the internet and the public switched telephone network interchangeably to carry voice and data communications. (Nasdaq: ATGN)
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 TeleDynamic Communications Inc. »
Provides PBX hosted and VOIP solutions to the San Francisco Bay Area.
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 Optic Fusion, Inc. »
Telecommunications company grade facilities to the world for local, national, and international customers in Tier 2 and 3 cities.
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 ACE*COMM Corporation »
Develops operations support system products for networks deployed by telecommunications service providers such as telephone companies, other public carriers and large enterprises operating data and voice networks using intranet and the internet. (Nasdaq: ACEC).
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 Xfone »
United Kingdom based full service telecom services provider.
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 Network Telephone Corporation »
Local and long distance service, high speed Internet access to businesses in the Southeastern U.S.
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 USAccess »
Wholesale distributor of voice, data and high speed Internet services. Products include long distance, ISDN PRI, T1, T3, DS3, OC3, DSL, ATM, and frame relay.
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 AireSpring »
Provider of dedicated Internet, voice, data, SIP, and integrated voice and data products.
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 Echo Communications »
Offering integrated voice and data solutions in the UK along with call management, integrated billing, and customer service.
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 Melrose Telephone Company »
Telecommunications provider in Central Minnesota. Serving the communities of Melrose, St. Martin, Grey Eagle, Kimball, Richmond, Greenwald, Watkins, and surrounding areas.
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 Time Warner Telecom Inc. »
Provides broadband connections for data, high-speed internet access, local voice and long distance services. (Nasdaq: TWTC).
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 Atlantic Telephone Membership Corporation »
Providing telecommunication solutions for Brunswick County such as phone, cable, wireless, internet and paging.
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 Fujitsu Telecommunications Europe Limited »
Global leadership in state-of-the-art telecommunications technologies. A European focus, delivering market-leading end-to-end solutions.
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 NuVox Communications »
Telecommunications provider offering integrated local and long distance telephone services and high-speed broadband internet access to businesses in the United States. Corporate, services, and dealership information included.
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 Swiftnet »
United Kingdom based telecom provider offering least call routing and messaging products.
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 Pioneer Communications »
Full service provider with offices throughout Kansas. Specials, phone, wireless, internet, and cable presented.
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 Advanced Telecom Services »
IVR and SMS telecom service providing customers with a large-scale dual platform for both voice and mobile data services in the USA, Canada, UK, Ireland and the Czech Republic.
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 Navigata »
Provider of telecommunications services in British Columbia.
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 Golden Telecom, Inc. »
Provides telecommunication services which include long distance and cellular phone services to business and other high-usage customers in major townships in Russia. New registrant. (Nasdaq: GLDN).
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 Total Communications »
Voice and data communications provider for the New England area.
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 Midas communication »
Telecommunication research and development company providing cost effective telecommunication solutions worldwide.
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 Matrix Business Technologies »
Full service telecom provider, 1+ long distance, local service, dedicated access, calling cards and toll free, site hosting, and e-commerce.
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 Telcan.net »
Provider offering full spectrum of telecom services. Mississauga Ontario, Canada
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 USA Datanet »
Telecommunications provider based in the United States.
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 MLL Telecom Ltd »
Telecommunications operator providing digital point to point bandwidth for the transmission of voice, data and video within the UK and Europe.
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 Telstra International »
Global supplier of managed network solutions and data, voice and satellite services. Includes company profile and case studies.
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 International Telecom Ltd. »
Full telecommunications service provider for ISPs and local businesses.
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 Intelecom Solutions »
Integrated communications provider to businesses services including local, long distance, internet service, telephone and data equipment.
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 General Communications Incorporated »
Provides residential and business telecommunications services to residents of Alaska. NYSE:GCI
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 Royal Telephone Company »
Serving Royal, Iowa since 1911 with telephone, cable television, and internet services.
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 The 3S Team HotLine »
A telephone messaging/broadcast service for Youth Sports Leagues to help streamline communication from a coach to members of their team.
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 Mbasics »
Online tools by which WAP, Vodafone live, i-mode and Pocket PC mobile services can be created using a single content management solution.
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 Telecom New Zealand Limited »
Supplier of landline, mobile, fax and internet facilities. Technologies like ADSL, Jetstream, CDMA are all supported.
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 Pacific Lightnet,Inc. »
An integrated communications provider offering integrated, local, long distance, data, video and Internet services in Hawaii.
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 Heartland Telecom »
Providing Sprint and ASC operator services for Independent Payphone Providers (IPP's).
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 Quantum Communications »
A Bermuda local telecommunications carrier.
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 Berk-Tel Communications, Inc. »
Offers nationwide telecom and data solutions for small to medium size companies. Services include nationwide roll-outs, national MAC service, campus environments and single site projects.
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 Mahaganar Telephone Nigam Ltd. »
Basic telephone, mobile telephone and Internet service provider and more for Delhi, Mumbai, New Mumbai and Thane.
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 Electric Lightwave, Inc. »
Provides broad range of telecommunications services, such as local and long distance, data and video and network access services, in the western United States. (Nasdaq: ELIX).
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 MetTel »
Offers a full range of telephone services and voice and data products for residential markets and small to medium-sized businesses.
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 QuantumLink Communications »
Provider focusing on the business market.
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 USA Telephone »
Residential and business telephone service for states along the Eastern Seaboard from Maine to Virginia.
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 Supra Telecom »
Provides wireline network, local, long distance and network access services for voice communications, digital and data services and advertising services.
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 USA WorldTel »
International callback, phone cards, Internet telephony, FAX on demand, business e-mail and data circuits.
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 Universal Telecom »
Telecommunications services to governments, businesses and residential customers.
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 Evans Companies »
US based distributor of telecommunications products including NEC and AVT.
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 Synergistic Communications »
A full service local and long distance telecommunications provider, consulting agency and voice mail company.
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 WTC Communications »
Offers local phone service, Cable TV, Internet Access. Serving Eastern Iowa.
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 TDS Metrocom »
Provides local phone, data and Internet services to business and residential customers. Rockford, Illinois
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 Astound Communications »
Offers cable tv, telephone, and high-speed internet access in the USA.
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 Mescalero Apache Telecom, Inc. »
Local and long distance telecommunication services for Mescalero, NM and surrounding areas.
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 CT Communications, Inc. »
Holding company with subsidiaries which offer a package of telecommunications services, including local and long distance telephone services, Internet and data services, and digital wireless services. (Nasdaq: CTCI).
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 Tristar Communications »
Florida based full service telecommunications provider.
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 NCIC »
Offering collect call services, home country direct services and international telecommunication services. Longview, Texas
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Close inactive credit card accounts to improve your credit score, making you eligible for lower interest rate loans. You will need to notify the credit card companies in writing that you wish the accounts closed on your request. Next, check your credit report after 30 days to be sure closed accounts include the comment "Closed at Customer's Request." You want future lenders to know it was your request and not bad credit that closed your accounts. Also, take the time to check for any mistakes in your credit report that could negatively impact your credit score.
If you know that you will be moving in 3 to 5 years, you might want to consider refinancing to a 3 or 5 year ARM (adjustable rate mortgage). These loans typically have a much lower rate that a traditional fixed rate loan such as a 30 year fixed, but they do have a fixed rate for the first 3 or 5 years of the loan. This will enable you to benefit from the lower rate, but you won't ever have to worry about the risk of a rate adjustment because you will be selling the home before the fixed-rate period ends.