 Chelsea Premium Outlet Center »
Upscale outlet shopping chain. Outlet locator, brands listed, sale information, and customer service.
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 Trans World Entertainment Corp. »
Operates retail entertainment stores offering prerecorded audio and video cassettes and compact discs. (Nasdaq: TWMC).
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 Deb Shops, Inc. »
Operates specialty apparel stores, offering women's sportwear, dresses, coats, lingerie and accessories. (Nasdaq: DEBS).
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 Kmart »
Nationwide and online retailer of electronics, toys, clothing, bedding, furniture, and home decor.
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 Loehmann's »
Off-price specialty retailer of designer fashions.
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 TJX Companies »
Discount retailer of apparel and home fashions, including T.J.Maxx, Marshalls, Winners, HomeGoods, T.K.Maxx, A.J.Wright, and HomeSense. Includes information about operating divisions, annual reports, and SEC documents.
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 Bon-Ton Stores »
Owns and operates stores which offer apparel, cosmetics, home furnishings, bedding and furniture, fine jewelry and leased maternity departments.
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 J.C. Penney Inc. »
Features apparel for men, women, and children, toys, sports equipment, electronics and music, online store, and customer service.
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 Primark Stores Ltd »
Major retail group operating stores in the UK and Ireland, where it trades under the Penneys name. Company profile and career opportunities.
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 Pacific Sunwear of California, Inc. »
Operates retail stores which sell casual apparel, accessories and footwear, including shorts, pants, overshirts, sweatshirts, outerwear and sunglasses, designed to meet the lifestyle needs of active teens and young adults. (Nasdaq: PSUN).
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 Tuesday Morning »
Closeout retailer listing financial statements, press releases, store locations and job openings.
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 Stein Mart, Inc. »
Upscale, off-price specialty store chain. Includes store locator, career opportunities, and investor information.
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 BJ’s Wholesale Club »
Membership warehouse retail stores on the United State's east coast. Includes member services, locations, and specials.
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 Claire's Stores, Inc. »
International specialty retailer offering value-priced costume jewelry, accessories, and cosmetics to fashion-aware tweens, teens and young adults.
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 Garden Ridge »
Crafting and home decorating retail chain. Includes store locator and employment information.
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 Sears »
Chain of full-line retail stores. Offers information on career opportunities, community affairs, online shopping, and store locator.
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 Guitar Center, Inc. »
Operates retail music stores, offering variety of musical instruments and accessories, including pro audio and recording equipment. (Nasdaq: GTRC).
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 Bradbeers Group of Independent Retailers »
Chain of family run independent department stores in the UK.
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 Stage Stores »
Owns Bealls, Palais Royal, Peebles, and Stage department stores. Includes products, corporate information, and store locator.
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 Shopko Stores »
General merchandise and pharmacy stores throughout the United States. Includes flyer and locations.
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 Elegant Illusions, Inc. »
Operates retail copy jewelry stores, fine jewelry stores and handcraft and jewelry and gift store. (Nasdaq: EILL).
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 Limited Brands »
Parent company of Victoria's Secret, Bath and Body Works, The Limited, Express, The White Barn Candle Co., and Henri Bendel. Features company information and store locators for each brand.
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 Harvey Nichols »
International luxury lifestyle stores specialising in brand name merchandise with stores in London, Leeds and Riyadh. Stores offer restaurants and food retailing.
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 Factory 2-U Stores, Inc. »
Operates off-price retail apparel and houseware stores in western United States. (Nasdaq: FTUS).
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 Elder-Beerman Stores Corp. »
Operates independent department stores offering branded merchandise, including women's ready-to-wear, men's and children's apparel, accessories, shoes and cosmetics, home furnishings and other consumer goods. (Nasdaq: EBSC).
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 Costco Wholesale Corporation »
US retailer of brand name and private label products. Employment, investment information, product notices, membership requirements, store locator, and online order delivery information.
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 Dress Barn, Inc. »
Operates chain of off-price women's apparel stores offering career fashions such as sportswear, dresses, suits, blazers and accessories to working women. (Nasdaq: DBRN).
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 Saks Incorporated »
Department store retailer which includes Saks Fifth Avenue, Proffitt's, Younkers, Carson Pirie Scott, and Bergner's. Store locator, history, investor relations, and career and vendor information.
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 Macy's, Inc. »
Department store chain. Information about the company, career opportunities, store locator, and retail operations.
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 Wal-Mart Stores, Inc. »
Main corporate site of the multinational retailer offers information including a company profile, news, careers, investor relations, and philanthropy.
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 True Value Company »
Retailer-owned hardware cooperative. Companies include True Value, Grand Rental Station, Taylor Rental Center, Home and Garden Showplace, Induserve Supply and Party Central.
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 Epavlis SA »
Retail chain store for bed linens, towels and bathrobes. Also, blankets, throws, quilts and bed spreads, and table linens. English and Greek.
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 Ben Franklin Stores »
Independent ownership variety store chain with stores throughout the United States. Includes store locator, coupons, sales, and history.
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 Duckwall-ALCO Stores, Inc. »
Variety store chain in the Midwest and Southwest United States. Features specials, locations, and company information.
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 Proffitts's »
Department store chain. Includes sales events, store locator and customer service information.
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 Saga Department Stores »
Shopping malls and retail chain dealing in heritage artifacts, art and sculptures, and home décor and interior gift items. India.
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 Big Lots »
Closeout retail chain with stores in the United States. Features specials, store locator, employment, and company information.
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 Halloween Adventure »
Seasonal retailer with stores throughout the United States. Includes locations and employment opportunities.
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 Jos. A. Bank Clothiers, Inc. »
Markets and retails traditional men's styled clothing. (Nasdaq: JOSB).
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 Moto Photo, Inc. »
Owns, operates and franchises one-hour photo processing retail stores which offer photo finishing and related imaging services and merchandise. (Nasdaq: MOTO).
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 Peebles »
Eastern USA department store chain. Includes career information, history, supplier guidelines, and store locator.
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 Dollar Tree, Inc. »
Operates discount variety stores offering general merchandise at one-dollar price points. (Nasdaq: DLTR).
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 Dollar General »
Owns and operates retail stores selling basic goods.
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 Tesco Lotus »
Retailer in Thailand, with a network of stores and hypermarkets.
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 EZCORP, Inc. »
Acquires, establishes and operates pawnshops (Nasdaq: EZPW).
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 RadioShack Corporation »
Consumer electronics specialty retailer of wireless communications, electronic parts, batteries and accessories. Includes company history, investor relations, press room, and careers. (NYSE: RSH)
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 Mothers Work, Inc. »
Operates apparel stores offering upscale maternity clothing.
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 A.S. Watson »
International retail and manufacturing arm of the Hong Kong conglomerate Hutchison Whampoa Limited.
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 Toys 'R' Us Inc. »
Offer toys, games, sporting goods, electronics, software, and children's clothing and furniture. Includes corporate and investor information, product lines, and online shopping. NYSE: TOY
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 Ito-Yokado Co., Ltd. »
Holding company with subsidiaries which operate chain of superstores, franchise convenience stores under the name 7-Eleven, and coffee-shop style restaurants under the name Denny's. (Nasdaq: IYCOY).
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 Family Dollar Stores »
Operates a chain of discount stores across the US. Includes store locations, supply partners, distribution centers, information for investors.
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 Michaels Stores, Inc. »
Operates specialty retail stores which provide a large assortment of general crafts, home decor items, picture framing materials and services, art and hobby supplies, party supplies, silk and dried flowers, wearable art, and seasonal and holiday merchandise. (Nasdaq: MIKE).
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 PRO Group, Inc. »
A hardware, farm and garden merchandise and market consortium.
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 Cost Plus, Inc. »
Operates specialty retail stores offering casual home living and entertainment products such as home decor, kitchen utensils, ceramics, glassware, textiles, gifts and decorative accessories, gourmet food, and beverages. (Nasdaq: CPWM).
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 AC Moore Arts & Crafts, Inc. »
Operates arts and crafts superstores throughout the Eastern United States.
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 The Sports Authority, Inc. »
US-wide retailer focussing on sports products. Based in Englewood, CO 80150, USA. (NYSE:TSA)
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 Oakwells »
News and travel gift retailer operating in-line stores, newsstands and coffee shops in hotels, airports and commuter rail stations.
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 Jacobson Stores Inc. »
Operates retail stores selling men's, women's, and children's apparel and accessories, home furnishings, giftware, furniture, and other merchandise. (Nasdaq: JCBS).
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 Cost-U-Less, Inc. »
Operates retail warehouse club-style stores. (Nasdaq: CULS).
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 Target Corporation »
General merchandise retailer. Includes careers, news releases, investor information, community giving and workplace diversity.
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 Cato Corporation »
Operates women's apparel specialty stores. Includes FAQ and store locator.
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 CompUSA »
Retailer of computer desktops, laptops, peripherals, software, and office supplies.
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 H and M »
Offers clothing for men, women and children. United Kingdom.
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It's better to follow the 2% Rule which suggests that you can enjoy the benefits of a home refinance if your mortgage refinance rate is 2% lower than that on your current loan. The interest savings will help you recoup the costs you've paid for the new loan provided you stay in the property for a certain period of time (break-even period). However, there are no-cost as well as low-cost refinance loans wherein the costs are included into the loan. But you can expect comparatively higher rates on such loans. Moreover, these loans are limited when the market is in a credit crunch.
Stick with a simple loan. It is easier to understand and less likely to get you into trouble. Adjustable-rate mortgages may seem like a way to get a bigger house now or to keep more money now, but when the rates adjust you can get into trouble. Avoid anything with a balloon payment. Just choose a simple 30-year mortgage you can easily afford.