| |
Mortgage Refinancing Help
: Business: Real Estate
: Guides and Directories (26)
 Refinacing your mortgage can allow you to take cash out of the equity which you have built in your home. You can pay off your higher interest debts and pay all of your debts at a lower interest rate. This will allow you to save money on a monthly basis and achieve your financial security.
 See also:
 Properties in Europe »
European property portal with a database of properties to buy and rent in France, Spain, Italy and Portugal. Includes legal and tax information associated with owning a European property.
|
 FindYourProperty.com »
A virtual meeting place for buyers, sellers and renters from around the globe. Includes a members area and properties for sale and rent.
|
 Viviun »
Database of international real estate and property rentals. Includes online search by location and by property type.
|
 HousePurchase.com »
View homes, villas, vacant land, and commercial property for sale in Europe, New Zealand, and South Africa.
|
 The Real Estate Library »
Offers a directory of agents, lenders, and builders. Also includes tips for buying and selling a home and tools for industry professionals.
|
 GetMyHomesValue »
Connects home buyers and sellers with local real estate agents for home values, local home listings and neighborhood information.
|
 Leading Estates of the World »
Online version of this magazine catering to distinctive properties. Includes directory of luxury properties, agencies, and subscription information.
|
 Globespan Property Portal »
International directory of agents and property for sale.
|
 Zillow »
Offers residential property valuations based on tax assessments, guide for buyers and sellers, and listings of homes for sale.
|
 International Real Estate Digest (IRED) »
Links to builder, mortgage and agency sites as well as columns and articles covering property issues for consumers and professionals.
|
 ProperMatch.com »
Displays property listings internationally. Matches sellers, buyers and brokers.
|
 HomeSalez.com »
Directory of properties for sale and agents in the US, Canada, Australia and UK. Facility for homeowners to add their own listings.
|
 Expointernationalrealestate.com »
Find listings of international properties from agent and owners. Includes residential, office, and resort property.
|
 Luxury Fractional Guide »
Find articles, news and listings of fractional real estate, private residence clubs, fractional yachts and jets.
|
 AOL Real Estate »
Information on buying, building, or improving a home in cities across the United States.
|
 HouseInMarket.com »
Offers listings of properties, agents, and variety of resources worldwide.
|
 House Clicks »
A guide for buying, selling, owning or investing in a house.
|
 PikeNet »
Features brokers, jobs, consultants, demographics, listings, and lease information.
|
 Hotel Beam »
International directory portal of properties for sale and accommodations.
|
 The Gray Rider Portal »
Provides a worldwide directory of agencies and related professionals, as well as industry news and listings of property for sale.
|
 Top-Properties.com »
Search for land, houses, castles, and apartments for sale or rent around the world.
|
 Realtor.com »
Search for a new home or find mortgage rates, real estate agents, and relocation services throughout the US, Canada, and Puerto Rico. Provided by the National Association of Realtors.
|
 RealEstateWorldDirectory.com »
Directory of businesses serving the real property sector.
|
 Eured.com »
Find links to real estate related sites with visitor ratings.
|
 WorldRealEstate.com »
Includes listings of agents and property for sale or rent.
|
 Property2000 »
Search the database of property for sale or rent, including timeshares, vacation homes, commercial parcels.
|
|
|
 When refinancing a mortgage, as many as 30% of homeowner's cash out part or all of their home's equity. By investing in home improvements or paying off credit cards, this can be a smart. But, if you are borrowing more than 80% of your home's value, you will be hit with private mortgage insurance, costing you hundreds a year.
These days most people request a Good Faith Estimate (GFE), but have no clue what to look for on the GFE. Make sure you request a GFE that has ALL fees estimated and disclosed. This includes: origination points, processing, lender, appraisal, title, escrow... ALL FEES... especially the Yield Spread Premium or YSP.
There is no such limit on the number of times you can go for home refinance loans. Most lenders prefer that you have no late payment for the past 12 months before you switch over to a new loan.
When lenders offer a "no-cost" loan, they may include a prepayment penalty to discourage you from refinancing within the first few years of the loan. Ask the lender offering a no-cost loan to explain all the fees and penalties before you agree to these terms.
|
|
