 PrimeSource Corporation »
Distributes printing and imaging supplies including film, plates and proofing and photographic chemicals. (Nasdaq: PSRC).
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 Protective Life Corp. »
Protective Life Corporation provides financial security through insurance and investment products to individuals and families across the United States.
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 Sedona Corporation »
Develops and markets enterprise scale internet-based applications to visualize changing customer information, integrated with core processing by banking and credit unions, and insurance policy management. Based in King of Prussia, Pennsylvania. (Nasdaq: SDNA)
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 Piper Jaffray Companies »
Provides a range of investment products and services, including underwriting, brokerage, and asset management to individual and institutional investors. (NYSE: PJC)
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 Private Business, Inc. »
Develops and markets electronic commerce enabled software solutions used by financial institutions to purchase and manage small business receivables. (Nasdaq: PBIZ).
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 Precision Optics Corporation, Inc. »
Designs, manufactures and sells specialized optical systems and components for medical and industrial applications, and optical thin film coatings for industrial and government applications. (Nasdaq: POCI).
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 Loews Corporation »
Diversified holdings company. Principle subsidiaries include CNA Financial, Loews Hotels, and Diamond Offshore Drilling.
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 NPC International, Inc. »
Operates Pizza Hut restaurants and operates and franchises restaurants under the name Tony Roma's Place for Ribs. (Nasdaq: NPCI).
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 Printware »
Designs, builds and markets systems referred to as plate-setters, which are used by offset printing industry to create printing plates directly from computer data. (Nasdaq: PRTW).
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 New Frontier Media, Inc. »
Holding company with subsidiaries which perform electronic distribution of adult entertainment content through subscription/pay-per-view television, DVD and the internet. (Nasdaq: NOOF).
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 Par Technology Corp. »
Provider of professional services and enterprise business intelligence software. (NYSE: PTC).
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 Noel Group, Inc. »
Group of travel service, assistance and insurance companies. Includes information and links to member companies.
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 NovAtel Inc. »
Designs, markets and supports broad range of products which determine precise geographic locations using the global positioning system, primarily designed for high-end markets such as surveying, geographic information systems, aviation, marine and mining industries. (Nasdaq: NGPS).
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 Pixelworks, Inc. »
Semiconductor company which designs, develops and markets highly integrated system-on-a-chip solutions for broadband communications. (Nasdaq: PXLW).
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 Novoste Corporation »
Develops intraluminal beta radiation catheter delivery system designed to reduce the frequency of restenosis, subsequent to percutaneous transluminal coronary angioplasty. (Nasdaq: NOVT).
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 Peerless Systems Corporation »
Provides software-based imaging systems for digital document products including printers, copiers, fax machines and other products. (Nasdaq: PRLS).
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 Novo Group »
Holding company and venture capital provider. Includes news, publications and information about ventures.
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 Newmark Homes Corp. »
Holding company with subsidiaries which design, build and sell single-family detached homes. (Nasdaq: NHCH).
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 Nextel Partners, Inc. »
Holding company with subsidiaries which provide wireless communications services, including cellular telephone service, two-way dispatch with instant conferencing capabilities and paging and alphanumeric short messaging service. (Nasdaq: NXTP).
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 Penford Corporation »
Develops, manufactures and markets specialty carbohydate-based ingredient systems for various applications, including papermaking, textiles and specialty food ingredients. (Nasdaq: PENX).
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 Promotions.com Inc. »
Provides technological, business and creative infrastructure necessary to effectively produce and conduct online promotions, including sweepstakes. (Nasdaq: PRMO).
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 Peak International Limited »
Holding company with subsidiary which manufactures precision engineered packaging products for storage, transportation and automated handling of semiconductor devices and other electronic components. (Nasdaq: PEAKF).
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 New Horizon Kids Quest, Inc. »
Develops, owns and operates supervised children's entertainment facilities and traditional child care centers. (Nasdaq: KIDQ).
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 Newpark Resources, Inc. »
Owner of companies such as Newpark Drilling Fluids, SOLOCO and Excalibar Minerals. Includes investor information and links to companies.
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 Nutraceutical International Corporation »
Manufactures and markets quality branded nutritional supplements and premium bulk formulations for sale to health food stores and other manufacturers and marketers in the nutritional supplement industry. (Nasdaq: NUTR).
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 ProCyte Corp. »
Publicly-held healthcare company. Specializes in its patented GHK and AHK copper peptide technologies.
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 Perry Ellis International Inc. »
Designs and markets high quality men's sportswear, including sports and dress shirts, golf sportswear, sweaters, urban wear, casual and dress pants and shorts primarily to regional, national and international department stores, chain stores, mass merchandisers and specialty stores. (Nasdaq: PERY).
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 Nicholas Financial, Inc. »
Holding company with subsidiaries which acquire and service installment contracts for purchases of new and used automobiles and light trucks. (Nasdaq: NICK).
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 SEEC, Inc. »
Develops and markets software for developing web-based business systems by reusing host computer applications and mission-critical customer databases. Offices in Hyderabad, India, headquartered in Pittsburgh, Pennsylvania. (Nasdaq: SEEC)
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 Northwest Pipe Company »
Manufactures large diameter, high-pressure steel pipe used primarily for water transmission, and smaller diameter, electric resistance welded steel pipe for use in a wide range of construction, agricultural and industrial applications. (Nasdaq: NWPX).
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 New Tel Limited »
Australian telecommunications company which focuses on international services to Asia. (Nasdaq: NWLL).
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 Pope and Talbot, Inc. »
Manufactures softwood lumber and market pulp in the United States and Canada.
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 Pegasystems Inc. »
Develops software which automates customer interactions across transaction-intensive enterprises including account set-up, record retrieval, correspondence, disputes, investigations and adjustments. (Nasdaq: PEGA).
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 NICE-Systems Limited »
Provides global integrated digital recording and management solutions, serving the business needs of multiple markets, primarily financial institutions, call centers, air traffic control sites, public safety centers, and closed circuit television security installations. (Nasdaq: NICE).
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 ParkerVision, Inc. »
Designs, develops and markets an automated video camera control system and automated production system; And researches, develops and markets wireless radio-frequency technology. (Nasdaq: PRKR).
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 Patrick Industries, Inc. »
Manufactures products for the manufactured housing and recreational vehicle industries including decorative vinyl and paper panels, cabinet doors, countertops, aluminum extrusions, drawer sides and wood adhesives. (Nasdaq: PATK).
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 Noland Company »
Distributes plumbing, heating, air conditioning, electrical, and industrial supplies. (Nasdaq: NOLD).
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 NuCo2 Inc. »
Supplies liquid carbon dioxide to retail establishments such as restaurants, convenience stores, taverns, theaters, theme parks, resorts and stadiums for carbonation and dispensing of fountain beverages. (Nasdaq: NUCO)
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 Pioneer Railcorp »
Holding company with subsidiaries which provide railroad transportation services, such as shipping links for customers along its routes and interchanges with major railroads. (Nasdaq: PRRR).
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 Norsk Hydro AS »
Oil and aluminium company. Includes investor information and news.
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 Powell Industries, Inc. »
Holding company with subsidiaries which design, develop, manufacture, sell and service electrical power generation distribution and control equipment, as well as microprocessor-based control systems and equipment, and switchgear electrical equipment. (Nasdaq: POWL).
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 Novellus Systems, Inc. »
Designs, manufactures, markets and services chemical vapor deposition equipment, used in fabricating integrated circuits. (Nasdaq: NVLS).
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 NN, Inc. »
Manufactures and supplies high quality, precision steel balls and rollers to anti-friction bearing manufacturers, automotive aftermarket, and gas and mining industries. (Nasdaq: NNBR).
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 SCM Microsystems, Inc. »
Designs, develops and manufactures standards-compliant hardware, firmware and software products and technologies used in smart card and other token-based network security and conditional access systems. Worldwide locations, with headquarters in Fremont, California. (Nasdaq: SCMM)
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 Network Equipment Technologies, Inc. »
Supplier of networking equipment. Includes product and service information, news and events.
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 PC Connection, Inc. »
Direct markets brand-name personal computers and related peripherals, software, accessories and networking products. (Nasdaq: PCCC).
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 PriceSmart, Inc. »
Owns and operates international merchandising businesses consisting of membership shopping warehouses; And formerly offered discounts on new cars and travel services to its members. (Nasdaq: PSMT).
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 Precision Castparts Corporation »
Manufacture investment and forged castings for a range of industrial application. Features product data, investor information, and company nes.(NYSE: PCP)
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 Notify Technology Corporation »
Designs, develops, manufactures, markets and sells sophisticated computer telephony products which increase timeliness, ease of message retrieval for voice mail and properly routed incoming calls for small home office, business and residential marketplaces. (Nasdaq: NTFY).
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 Nobility Homes, Inc. »
Designs, manufactures and sells broad line of manufactured homes on a wholesale basis. (Nasdaq: NOBH).
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 PerfectData Corporation »
Manufactures and markets broad line of computer and office equipment care, maintenance and accessory products which eliminate or minimize contamination in personal and small business computers, facsimile machines, office automation equipment, and mini- and micro computer systems. (Nasdaq: PERF).
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 PhotoMedex »
Designs, develops and manufactures light-based technologies for healthcare applications. (Nasdaq: PHMD).
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 Power Integrations, Inc. »
Designs, develops, manufactures and markets proprietary, high-voltage, analog integrated circuits for use in ac to dc conversion. (Nasdaq: POWI).
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 PowerGen PLC »
Provides startup and engineering support to the power industry, utilizing management and technical services of experienced consultants, engineers, and technicians.
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 N-Viro International Corporation »
Owns and licenses patented technology which utilizes certain alkaline by-products to treat and recycle wastewater sludges and other bio-organic wastes. (Nasdaq: NVIC).
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 PMI Group, Inc. »
Private mortgage insurers located in the United States, Australia, New Zealand, and the European Union. The largest mortgage guaranty reinsurer in Hong Kong.
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 Poore Brothers, Inc. »
Manufactures and distributes potato chip and other snack food products. (Nasdaq: SNAK).
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 Presstek, Inc. »
Designs and develops fully integrated four-color electronic page composition and printing system, which accepts digital files of fully composed pages from a variety of color electronic prepress and desktop publishing systems, and images the color separated pages directly on the printing plates. (Nasdaq: PRST).
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 Planar Systems, Inc. »
Manufacturer of specialty displays, video walls, digital signage, projectors, and image processors, providing hardware and software solutions to hospitals, space and military programs, utility and transportation hubs, shopping centers, banks, government agencies, businesses, and home theater enthusiasts (Nasdaq: PLNR).
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 Petroleum Development Corporation »
Develops, produces and markets natural gas. (Nasdaq: PETD).
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 Paulson Capital Corp. »
Holding company with subsidiary which purchases and sells securities from and to the public. (Nasdaq: PLCC).
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For both new buyers and refinancers, it's important to understand what a no-cost mortgage loan or a no-cost refinance loan really means. "No cost" does not mean that closing costs (also known as settlement costs) have been erased. It means that the closing costs will be factored into the interest rate associated with the loan. Of course, this also means that, all other things being equal, the interest rate associated with a no-cost mortgage will always be higher than one where the borrower pays the closing costs up front.
Refinancing is not the only way to decrease the term of your mortgage. By paying a little extra on principal each month, you will pay off the loan sooner and reduce the term of your loan. For example, adding $50 each month to your principal payment on the 30-year loan above reduces the term by 3 years and saves you more than $27,000 in interest costs.