| |
Mortgage Refinancing Help
: Business: Investing
: Brokerages (165)
 Pull your credit report from the bureaus and review it for any negative items (late pays, collections etc) and inaccurate detail. Try to dispute negative items and remove them from the report. If required pay off any unpaid debt. Otherwise, you won't get a low rate and may not even qualify. Of course there are lenders in the subprime market who may offer you a bad credit refinance loan, but it's better to avoid them as they'll possible charge higher rates and fees.
 See also:
 Triangle Securities »
Privately owned asset management, brokerage and investment banking firm headquartered in Raleigh, NC.
|
 Princeton Daytrading, LLC »
Brokerage geared toward helping beginning or experienced day traders. Competitive rates for trading in our offices in San Diego, CA or through the Internet.
|
 Interactive Brokers Group »
Offering direct access trading to world futures, options and stock exchanges.
|
 Magna Securities Corporation »
Caters to international institutional investors. Specializing in commission recapture, soft dollar and transition management programs.
|
 Arjent Limited »
Providing investment products and brokerage for institutional, corporate and ordinary business investors. Specializing in US markets.
|
 Securities America, Inc. »
An independent broker-dealer. Member of FINRA and SIPC. Omaha, Nebraska, USA.
|
 Primasia.com »
Taiwan brokerage with research, company reports, charts, and research.
|
 ADM Investor Services International Limited »
Offers a 24 hour pure client driven brokerage service. Quoting approximately 50 currencies spot, forward and emerging market NDF's.
|
 Troika Dialog »
Brokerage and investment company offering securities trading, investment banking and wealth management services. Offices in Russia and USA.
|
 Investors Capital Corporation »
An independent broker dealer that provides back office support, resources, and consulting services to registered financial advisors and financial planners throughout the United States.
|
 Van der Moolen »
Market maker on the NYSE, AEX, EUREX. Specializes in financial securities, derivatives, currencies and interest-bearing instruments.
|
 Guy Butler »
Brokerage concentrating on researching and selling high yield illiquid bonds, equities and distressed bank debt.
|
 Ivy Securities, Inc. »
A minority-owned brokerage firm that provides full-service sales and trading for institutional investors.
|
 Unified Financial Securities, Inc. »
Online trading, free IRA accounts, zero commission rates on select OTC trades.
|
 International Assets Advisory LLC. »
Brokerage firm specializing in global investing on behalf of its clients.
|
 Place Trade Financial, Inc. »
Full service and discount broker offering stocks, bonds, mutual funds, and 401(k)s. Member NASD, SIPC. Raleigh, NC, USA.
|
 thinkorswim, Inc. »
Professional option trading tools, real-time position analysis and single-click complex spread routing.
|
 Alliance Investment Management »
Offshore brokerage accounts and portfolio management services based in The Bahamas.
|
 Tullett Liberty »
An inter-dealer broker in fixed income securities, equities, foreign exchange, energy and derivatives.
|
 Finance 500, Inc. »
A registered broker dealer that provides investment products and financial services.
|
 Mid Atlantic Capital Group »
Includes Mid Atlantic Capital Corporation, a registered NASD member broker-dealer, and Mid Atlantic Financial Management, Inc., an SEC registered investment advisor.
|
 ICAP »
Specialist intermediary broker service to commercial banks, investment banks and other liquidity providers in the wholesale financial markets.
|
 NEXT Financial Group »
An independent broker/dealer offering back office support and ownership opportunities for financial advisors.
|
 Leader Capital Corp. »
Investment advisory and portfolio management by money manager for hedging strategies.
|
 Aegon Institutional Markets Inc. »
Providing guaranteed investment products to institutional investors.
|
 White Cap Trading »
An institutional brokerage formed in February 2003, with an expertise in electronic agency execution.
|
 Tower Square Securities Incorporated »
Offers a range of financial products and services. Features an online services, financial news and related links. A member of Citigroup.
|
 Merrill Lynch Direct »
Services for self directed investors with online trading, research and financial tools.
|
|
|
 If you are able to get a lower rate that what you currently have, you can save tens of thousands of dollars over the life of your loan. Also, most lenders don't charge as many fees to refinance a mortgage and depending on how much equity you have in your home you may be able to roll the closing costs into your new loan, still have a lower balance than your original loan, a lower rate, and a lower payment.
Use a mortgage broker. A mortgage broker will show you mortgage products from different banks and mortgage providers. Pick a mortgage broker carefully. If the broker works directly for a company that offers financial products, make sure he shows you clearly why one of these products is better. Mortgage brokers also get a commission on their sales. Find out what the broker's services include and if he charges any fees. Many brokers do not charge fees beyond their commission. Also check the broker's credentials.
For both new buyers and refinancers, it's important to understand what a no-cost mortgage loan or a no-cost refinance loan really means. "No cost" does not mean that closing costs (also known as settlement costs) have been erased. It means that the closing costs will be factored into the interest rate associated with the loan. Of course, this also means that, all other things being equal, the interest rate associated with a no-cost mortgage will always be higher than one where the borrower pays the closing costs up front.
Fees are a hidden cost of many mortgage loans. By law, lenders must disclose fees within three days of a loan application. Fees can go by many names like - document prep fees, courier fees, administrative fees, and more.
|
|
