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Mortgage Refinancing Help
: Business: Hospitality
: Restaurant Chains (541)
 Unless you are getting a lower interest rate, refinancing your home may cost you more money in the long run and may require you to pay higher monthly payments.
 See also:
 Café Tu Tu Tango »
Casual dining, award winning wine list, and art from local artists on display. Locations in Florida, Georgia, and California, United States, and Toronto, Canada.
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 Goodys »
Quick service restaurant chain and Flocafe espresso bars, throughout Greece. Includes financial information and franchising.
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 Extreme Pita »
Pita wraps, baked sandwiches, and salads. Site contains Flash menu, list of locations in parts of the United States and Canada, franchising information, and online ordering for several locations.
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 Elephant Bar Restaurant. »
American, western, and pan-pacific foods. Includes locations (mostly California, with a few other sites across the United States), menu, and employment information.
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 Daphne's Greek Cafe »
Greek fast food. Includes menus, locations, nutritional information, information about the restaurant and about Daphne, a quarterly newsletter, and employment information. Locations across California, with a few in Arizona.
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 Happy Joe's Pizza and Ice Cream Parlor »
Midwestern United States. Information on franchising and employment, with menu and product descriptions.
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 Kelly's Cajun Grill »
International chain, primarily in food courts. Lists sample menu, history, and franchise information.
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 White Spot »
Includes locations in British Columbia and Alberta, Canada, menus, and franchising information.
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 Shoney's »
US chain.
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 Dunkin' Brands »
Quick-service restaurant franchisor whose brands include Dunkin' Donuts and Baskin-Robbins. Information on the company, its brands, jobs, franchising, foundation and press releases.
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 Karmelkorn »
United States and Canada chain serving flavored popcorn. Includes menu, restaurant locator, employment, and corporate contact information.
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 Trader Vic's »
International chain.
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 Max & Erma's Inc. »
Serving steaks, chicken, pasta and sandwiches. Offers online menu and location of over 36 in eastern, mid-western, and southern states.
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 New York Fries »
International chain of French fry stands, with locations in Canada, Korea, Australia, and the United Arab Emirates. Includes company information, store locator, franchise information, and employment opportunities.
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 Tumbleweed's »
US chain.
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 Symposium Cafe »
Canadian chain.
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 Fuzio Universal Pasta »
Fusion cuisine centered around pasta dishes, with influences ranging European to Asian, with locations in California and Missouri. Menus, locations, and franchise information.
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 T.G.I. Friday's »
International chain.
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 Waffle House »
US chain. Lists menu in PDF format, locations, job opportunities, company history and franchise information.
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 Hooters »
International chain that bills itself as "delightfully tacky yet unrefined". Features events, menu, locations, and various promotions.
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 Toot's »
US chain.
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 Texas Roadhouse »
US chain.
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 The Melting Pot Restaurants »
United States fondue chain. Find locations, fondue menus, franchise opportunities, and contact information.
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 Cereality »
United States cereal restaurant chain. Includes founding idea, information on the founders, locations, and contact information.
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 Champps Entertainment, Inc »
Holding company with subsidiaries which own, operate, license and franchise restaurants. (Nasdaq: CMPP).
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 First Watch »
US chain serving breakfast, brunch or lunch. Lists menus also available in PDF format, locations and company information.
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 Golden Krust Caribbean Bakery »
Caribbean grill and bakery. Locations across the United States and Canada.
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 Garfield's Restaurant and Pub »
United States. Lists menu, locations and general information.
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 Jimmy Buffett's Margaritaville »
Locations in the United States, Jamaica, and Mexico. Includes menu and band list for each location as well as shopping and tour information for Jimmy Buffett.
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 Houston's »
Information on employment and locations in the U.S.
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 If you are making payments on a long term loan, say, 30 year mortgage for the past 10 to 20 years, then refinancing to another 30 year loan will not be a good option as it may increase your overall payment.
Many people with poor credit history look to take out loans from friends and family. While this may be a fairly good short term solution, it might not be the smartest of long term business moves. What you need to do is refinance your mortgage and lower your payment. The best thing you can do for yourself is to shop around. I'd be willing to bet that some banks will give you a better deal on a mortgage refinancing than you think they would. Find out who's got the best rate to get the best deal on your loan. This might take a little legwork, but it could pay off. Finding that right bank to give you the right deal on your refinancing will be worth the effort.
There is a refinancing myth that says you should not refinance your mortgage unless your interest rate will be at least two points less. This myth is not necessarily true if there are other benefits to the refinance or other reasons behind it.
For both new buyers and refinancers, it's important to understand what a no-cost mortgage loan or a no-cost refinance loan really means. "No cost" does not mean that closing costs (also known as settlement costs) have been erased. It means that the closing costs will be factored into the interest rate associated with the loan. Of course, this also means that, all other things being equal, the interest rate associated with a no-cost mortgage will always be higher than one where the borrower pays the closing costs up front.
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