| |
Mortgage Refinancing Help
: Business: Hospitality
: Food Service (958)
 Be Proactive. Your loan representative should keep in contact with you even if there isn't any action on your loan. But do your part to keep the lines of communication open as well. If you don't hear from your loan representative for a few days, pick up the phone and ask for an update. The old adage that the squeaky wheel gets the grease definitely applies in this situation.
 See also:
 Sage Dining Services »
Company provides dining services and catering to schools, colleges and corporations.
|
 The Society of Mad Chefs »
Resources for the professional chef. Includes jobs, professional recipes, and industry editorials.
|
 The Boelter Companies »
Offers consulting and design services, equipment, and supplies to the foodservice and hospitality industries. Located in Milwaukee, Wisconsin.
|
 Concession Planning International (CPI) »
Offers concession planning services for airport operators including audits, tender planning and strategy.
|
 Aramark »
An international company specializing in food services for stadiums, arenas, campuses, businesses, and schools. Also involved in uniform services and school and healthcare support services.
|
 Consolidated Management Company »
Food service contracting company.
|
 Restaurant News and Foodservice Financials »
Real restaurants. Real stories.
|
 D & S Food Services »
A Milwaukee, Wisconsin-based corporate catering service specializing in meetings and banquets.
|
 Bakingbusiness.com »
Online community for the commercial wholesale and retail baking industry.
|
 Host America Corporation »
Develops, markets and operates contract food service operation for cafeterias. (Nasdaq: CAFE).
|
 Chef2Chef »
Includes forums, a culinary school directory, and job postings. Find featured recipes by chefs or submit a question to ask a chef.
|
 Catering International and Services »
Specializes in remote site catering, housekeeping, logistic, management and maintenance services for oil and gas, mining and engineering companies operating in extreme conditions. Secondary specialization includes operating hotels in developing countries.
|
 Pastry Profiles »
For the pastry professional, featuring recipes, competition highlights, chef's biographies and listings of upcoming pastry events.
|
|
|
 If you do not plan on staying in the house very long, refinancing may not be in your best interests.
Don't escrow taxes and insurance. Unless you're undisciplined, avoid putting monies in escrow to cover your property taxes and homeowner's insurance. There's usually a fee for this privilege that runs under 1 percent of the loan amount, in states where it's allowed. "Paying the fee will allow you to time your tax and insurance payments to your benefit," says Bank South's Steve Austin. For instance, you may be able to prepay taxes that are due next year and use those payments to reduce your current tax bill. Moreover, you get to hang onto your money longer. That may be an advantage when interest-bearing accounts start paying more.
Homeowners who want to refinance but can't because they owe more on their home than their home is worth (also known as "upside down") should focus their time and energy on making more money. Adding a part-time job or starting a side business will bring extra income into the household, income that can be used to make extra payments a mortgage.
If your new mortgage rate seems too good to be true then it probably is. Check for hidden fees in your mortgage that will make up that suspicious difference.
|
|
