Mortgage Refinancing Help: Payroll Services

“If you want to make sure the interest rate your lender offers you is the rate you get when you close the loan, ask about a mortgage lock-in (also called a rate lock or rate commitment). Any lock-in promise should be in writing. Make sure your lender explains any costs or obligations before you sign. ”

Ask for the reissue rate on your title work. If you've taken a mortgage within the past two years, or are using the same lender, you might be granted this option, which can save you as much as 70 percent on your title work. An editor at this magazine didn't know about this potential savings when he refinanced his mortgage; fortunately his lawyer did. The savings more than covered the attorney's fees. However, if it's been several years since you took out a home loan, or if you're using a new lender, you'll likely have to pay for a new title.

See also:

• Computers: Software: Accounting: Payroll (26)

American Payroll Association » Provides resources for education and support of individuals and firms practicing payroll in the US and selected foreign countries.

Paperless Pay » Paperlesspay.org is dedicated to providing a forum for HR and Payroll executives to explore the issues related to eliminating traditional paper-based processes for paying employees.

Paypro Corporation » Payroll services and solutions provider.

CCM LPay » Payroll and personnel management services in the United Kingdom.

Nevada Payroll Services, LLC » Payroll services for businesses throughout Nevada.

Certified Payroll Services » Payroll processing and payroll tax return preparation for small businesses.

Paycom » Offering payroll services as well as time and attendance, benefits, COBRA and background checks.

Quint » Complete payroll service for small to medium size businesses.

Albion Payroll Solutions » Payroll processing and tax preparation to small and medium sized businesses

Time+Plus » Payroll processing, timekeeping, and HR.

Ron Rowell, CPA. » Payroll and payroll tax service in Oregon.

Buckeye Payroll Services » Provides payroll preparation to small business in Ohio, Michigan, and Indiana.

Corporate Payroll Services » Specializes in payroll processing for small to medium size businesses.

Accu Data Payroll » Provides payroll services to the NY metro area.

A D Computer » Online payroll and human resources management.

One Check, Inc » Provides payroll services to businesses in New England.

NELCO » Full service PEO; human resources, payroll, benefits, W/C, 401k, FICA, SUTA, with online access to payroll.

Southland Payroll » Offers payroll solutions for small to mid-sized businesses.

Data Management, Inc. » Time and attendance software that interfaces with popular payroll packages/services.

Pro/Data » Midwest payroll and HR service with online management and payroll.

ClergyTech, Inc » Offers payroll services exclusively for churches and other ministries in the US.

Aurus Systems » Processing payrolls nationwide. Specialize in custom application/report development.

The Canadian Payroll Association » The national association representing the payroll community in Canada

IBS » Payroll Service for businesses throughout California.

Payroll Northwest » Offers payroll services throughout the Northwest.

Accurate Payroll & Secretarial Service » Offers payroll and tax preparation for small and mid-sized businesses.

CompuChex » Payroll processing, tax payments &reporting, etc. servicing clients nationwide.

Flexpay Payroll Services » Provides payroll and tax services in the Winston Salem, NC area.

Damian Services Corporation » Provides payroll funding exclusively for the temporary staffing industry.

Independent Payroll Services » Provides outsourced payroll requirements in South Africa.

Co-Advantage Resources, Inc. » Providing outsourced back-office solutions, including employee administration, payroll, human resources, and insurance services.

PayServ Corporation » Payroll and Payroll Tax Preparation

Dominion Systems Inc. » Payroll, benefit administration, human resource and retirement services for businesses of any size in western Michigan.

Payroll People Inc. » Offers automated payroll, Human Resource management, as well as tax, workers compensation, and 401(k) services.

Paycor » Provides payroll and tax filing services.

Parkwood Computer Services » Provides payroll outsourcing and Canadian payroll software.

Payroll 1, Inc. » Provider of payroll and payroll tax filing services.

Payroll and Business Services Ltd » Offering payroll management and administration services for UK and international businesses.

ABCO » payroll service, tax filing, accounting reports, and workers compensation for Florida businesses.

ComputerSearch Payroll Services » National payroll service based in Amherst, NY.

CASA Payroll Services » Providing payroll and tax services, and human resources management.

APC Inc » Ohio-based accounting, payroll processing and consulting service.

Paylink » Payroll processing services for Australian companies

Business Information Management » Offers Information and payroll processing within the UK. Profile, services and case studies.

ASAP Accounting & Payroll Services, Inc. » Offering dial-in entry, direct payroll deposits, and electronic transfers.

SurePayroll » Provides web-based payroll solutions to small businesses.

Payzone » Payroll for small businesses in Fairfield County, CT.

Checkmate Payroll Services » Processing and tax return preparation.

Automated Payroll Service, LLC » National payroll service using Millennium Payroll/HR.

QTS Payroll Services » Integrated payroll services, tax filing and accounting reports for businesses nationwide.

Compupay » Payroll and payroll tax preparation company.

BeyondPay » Complete Payroll Services including online (web based) payroll, quickbooks integration and attentive service.

Payroll on a Budget » Cost effective payroll services for small business. 100% paperless payroll.

PayMaster, Inc. » Payroll processing, tax filing and payment, workers compensation, human resources in Florida

American Payroll Services » Complete service, including check printing, direct deposit, and tax filings

PCS » Payroll processing and HR systems.

Bluegarden » Full outsourcing of HR functions, web based HR and payroll in Norway.

Payroll Company » Processing and tax. Customer service and accuracy are our main focuses.

Armstrong Payroll Solutions » Fully managed and bureau payroll services in UK.

Goodman and Company » A Virginia based accounting and consulting firm.

Contractors Solutions » Workers Compensation and payroll services for Florida contractors.

Paymaster » Payroll, and Time and Attendance Services for NYC and Long Island.

Focus Payroll » Payroll and tax filing service for small and medium sized business.

Management Services » Payroll services, IS09000 representation and industrial tribunals.

EBS On Line » Specializes in handling complex payroll requirements and in providing solutions to challenging payroll problems.

PayDay-USA » Offers payroll, tax and HR reporting services.

Bottomline Technologies, Inc. » Enables organizations to transition from the traditional paper check process to electronic payments and facilitate electronic commerce. (Nasdaq: EPAY).

Alternet Ltd » Provides Payroll Services to contracting individuals in the UK; we are an Inland Revenue approved solution to IR35.

Chx Stub » Offers pay stub solutions that cut payroll costs by eliminating printing and mailing costs.

Pro-Pay » Tailor-made, fully computerised, payroll and personnel service.

Integrated Payroll Services, Inc. » Serving western Michigan.

Payroll Business Services Ltd - Manchester » Manchester - Outsourced employee payroll processing services for small to medium businesses.

Paylogic » Offers payroll and tax-processing services, including Internet-based timekeeping and remote PC entry.

Accupay » Payroll services, tax filing, direct deposit serving Philadelphia and surrounding counties.

Payroll Network, Inc. » Provides payroll and payroll tax preparation services to small and medium-sized businesses in Washington, D.C.

Roskear Holdings Limited » Supplier of payroll outsourcing services covering the whole of the United Kingdom.

Qqest Payroll Services » Payroll services for small to medium businesses.

Professional Payroll Services Inc. » Payroll and human resource services for small and medium sized businesses.

Paymedia » Payroll, benefits, tax and human resource services

Payroll Management, Inc. » Provides payroll processing services, based in Auburn, Maine.

The Payroll Resource Group » San Francisco Bay Area outsourced customizable, integrated payroll, benefits and HR processing.

The Jacobson Group » Payroll for the entertainment industry.

Advantage Payroll Services » Provides payroll processing, tax filing and accounting reports for small to medium businesses.

The Information House » Provides system support services for human resource and payroll departments.

The Payroll Department » Offers affordable payroll processing services for employers in western Pennsylvania.

Payroll News » Providing news of interest to the payroll profession.

1st Choice » Complete Payroll Service. Fully qualified (IPPM).

Matano Business Services » Provides complete payroll processing services.

Paycheck Services Limited » CIS registered umbrella company providing accounting services to self employed contractors, consultants and freelancers throughout the UK.

Alpha Staff » Integrated payroll, benefits, tax, risk management, accounting, and HR management for mid-market businesses.

ADP » National payroll and payroll tax processing service.

Paychex, Inc. » Payroll and payroll tax preparation for small and medium-sized businesses.

Honkamp Krueger & Co. » CPA business consulting firm specializing in payroll.

Payecheck Ltd. » Payroll outsource provider based in Scotland. Also provides taxation services.

I-Pay Management Ltd » Provides fully managed outsourced payroll services and payroll bureau for UK businesses.

Express Data Systems, Inc. » Payroll processing company based in Pottstown, PA.

Information Dynamics, Inc. » Payroll services for companies with 100 or more employees.

Telepayroll » California online payroll service and payment processing provider. Offers direct deposit, automatic check signing, stuffing, tax filing, and deductions.

The Payroll Center » Offers payroll services for any size business.

CustomPay Inc. » Includes administration of foreign national employees.

Shirley A. Shamel, CPA, P.C. » Services include accounting, taxes, consulting, payroll, and auditing.

Pay Plus » Providing Accounting, Payroll, and Tax Services since 1979.

Payroll Site UK » Online payroll for small UK employers operating PAYE.

Gridpay » Payroll, employee self service, rostering, time and attendance and bookkeeping solutions to the SME market in Australia.

Intuit » Provider of nationwide payroll processing services.

Auspayroll » Online payroll service designed specifically for Australian payroll.

PayTime, Inc. » Payroll and timekeeping service in VA and surrounding states.