 US2 »
Provides billing and network management software and services.
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 I.Kogkalidis & Associates »
Offer services in accounting, finance, and tax law.
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 Ohio Payroll Plus, LLC »
A full service payroll firm with customized service, flat fee pricing and no hidden fees. Owned and administered by a CPA.
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 Flexible Business Solutions »
Provides accounting, bookkeeping, and financial services to small and mid sized businesses.
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 Xpitax »
Offer tax return preparation and related business financial services. Based in India.
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 James Gill & Co. »
Independent financial analysts providing financial research, analysis, modelling, business plans, and valuations.
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 Quscient »
Offers services in finance, accounting, US tax preparation, and associated consulting.
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 Ezy Consult »
Offer services in accounting and data entry work. Based in Bangkok, Thailand.
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 G-T-P Group Ltd »
Provides prepaid and account card solutions for companies in the UK.
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 Geller & Co. »
Services include bookkeeping, bill collections, accounts payable and receivable, payroll, and tax.
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 Consystent Infotech »
Outsourced data entry services, document management outsourcing and market research in Bangalore, India.
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 JR Group »
Offers record keeping, bookkeeping, outsourced CFO, business plan development, and financial and operational principal (Series 27) services.
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 Capital Recovery Collection Solutions »
A Utah based collection agency with various collection services.
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 Hi-Tech Bookkeeping Services »
Web based bookkeeping and accounting services, based in Gujarat, India.
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 Castleton »
An accounts processing and outsourcing firm in India specialising in accounting and data processing services.
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 Cosmic Technologies »
An ISO 9001:2000 certified company based in Bangalore, India providing BPO Solutions in the areas of financial services.
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 Integra Outsourcing »
Accounting outsourcing solutions for UK clients in accounting, finance, claims processing, custom back office operations and IT services.
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 Eneman Brugge »
Offer services for the recovery of EC VAT and excise duties.
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 HTM »
Services include accounting, payroll, tax, legal administration, and human resources.
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 OSI Business Services »
Provides outsourced online bookkeeping and accounting services to small, mid-size and fast growing USA businesses.
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 Data Central Collection Bureau »
A collection agency in Fresno, CA.
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 Advanced Infosystems »
Provides electronic bill presenting and payment (EBPP) options for businesses and municipalities.
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 FD Outsourcing Limited »
Provide services for accounting, taxation, VAT, and payroll needs.
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 I.Q. BackOffice »
Specializes in billing and accounts receivable, and accounts payable.
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 PSCU Financial Services »
Offering credit, debit, e-services, and contact center solutions designed for credit unions and their members.
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 Metavante »
Supplies financial reporting capabilities to banks, Internet banks, and finance companies along with financial outsourcing.
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 Payformance »
Offer services for, and related to, corporate payments.
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 StaffLeader »
US-based tax outsourcing firm offering 1120s, 1065s, and consolidations.
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 Interactive Web Accountant »
An Indian provider of KPO solutions primarily focusing their target on accounting and back office processes.
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 CFO Oncall »
Services include accounting, consulting and financial management.
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 Cleartran Electronic Bill Payment »
Offers electronic and online bill payment solutions.
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 GlobalExpense »
Provides solutions for travel and expense management.
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 BackOfficeRx »
Provider of services including: accounting,taxes, and custom financial management services.
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 Outsource Partners International »
Specializes in finance, accounting, and tax outsourcing services.
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 Cenlar FSB »
Offers loan subservicing in all 50 states.
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 Cass Utility Payment Services »
Provide utility bill payment, process, and audit solutions for large multi-site commercial customers.
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 Hilton Sharp and Clarke »
UK accountants and auditors specializing in outsourcing, accounting, back-office, bookkeeping and payroll services.
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 Financial Institution Services Corp. »
Services include image processing, loan servicing, wholesale and retail lock box, disaster recovery, and computer output microfiche for banking industry.
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 Outsource Billing Service »
Data management, processing, and presentment for billing solutions.
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 Accountant Anywhere »
Offers accounting, tax services, and project feasibility studies.
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 FAOnDemand »
Provides integrated business process outsourcing (BPO) and information technology outsourcing (ITO) services in finance and accounting for small and mid-sized companies.
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 API Outsourcing »
Provider of billing, accounts payable and freight payment automation solutions.
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 Airline Accounting Center »
AAC offers financial and administrative outsourcing for airlines and companies in the aviation industry all over the world.
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 InterControllers, Inc. »
Offers complete accounting service including software maintenance.
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 Navvis »
Specializes in outsourced financing and insurance services for RV and Marine Dealers.
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 Professional Outsourcing Solutions »
Thai company providing complete financial services, including payroll, accounting, human resources and bookkeeping.
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 Convergys »
Provides outsourced, integrated, customer care and billing services.
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 NextProcess »
Provides accounts payable outsourcing solutions.
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 Zenta »
Provides commercial real estate services, residential mortgage support and contact center services with related IT and healthcare services.
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 Pierian Services »
A finance, accounting and tax processing outsourcing company.
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 DST Output, Inc. »
Specializes in integrated paper and electronic statements, bills, critical marketing, and compliance pieces.
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 EZ US Tax and Finance »
Finance, accounting, and tax outsourcing services with presence in USA, India and Singapore.
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 Markworld »
Offers BPO services for mortgage, insurance, and banking firms.
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 Outsource Solutions LLC »
Business process outsourcing firm for the residential mortgage industry.
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 The Search Company »
Provides ongoing public records searching, registration, and management services.
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 Celink »
Service loan products including first mortgages and nonconforming loans.
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 Excellence Tech »
Offers integrated finance, accounting, taxation, and payroll services.
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 Summersault »
Offer BPO services for finance, accounting, and transaction processing.
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 SPG Technologies »
An accounts, finance and HR outsourcing company in Gujarat, India.
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 Billing Pros »
Billing and mailing services for business owners providing online statement and invoice processing.
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 Forte Financial Service »
Provide outsourced accounting, payroll, and banking services.
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If there are only a few years left on your current loan, it's no use refinancing with a long term loan. You may need extra cash but with a long term loan, you'll end up paying more for the entire loan term.
Make sure that your original mortgage does not have a pre-payment penalty or early payoff penalty of any kind. Sometimes people will get into their mortgage with the mortgage having a pre-payment penalty and they will not even know about it. Pre-payment penalties usually range from 6 months to 3 years with a penalty for an early payoff. The penalty is usually about the amount of 6 months worth of your mortgage loan interest, but this varies. You would have to be able to have some significant payment and interest savings on your refinance loan to justify refinancing a mortgage loan with a pre-payment penalty.