Mortgage Refinansing Help

Mortgage Refinancing Help: Florida

“Mortgage can last a lifetime and that extra 1% can add up to literally thousands of dollars over the years. I have friends that are in their 70s and still paying off their home loans. It'll pay off in the long run to make sure you find the best deal possible. Don't let poor credit stop you from refinancing your home. ”

Mortgage Refinancing Help : Business: Financial Services: Mortgages: Regional: United States : Florida (41)

Ask the lender or broker for a comparison of the up-front costs, principal, rate, and payments with and without this rate trade-off.

See also:

Jozette Lee »
Consultant specializing in personalized representation and creative financing. Features her profile and loan types offered.

Alliance Home Mortgage, Inc. »
Offers residential lending services. Features loan programs, glossary, company overview, daily market update. Based in Boca Raton.

America's Money Source »
Provides lending for residential and commercial properties. Features loan programs, FAQs, company profile. Located in Orlando, FL.

Prime Lend America »
Mortgage Lender Corporation located in Florida. We offer home loans with Free application and pre-qualification.

Your Equity Source, LLC »
Provides residential and commercial lending in FL, GA, TN, PA, OH, WV and CO.

Halpern & Associates Mortgage Corp »
Offering a full array of products including home loans for teachers and nurses. Includes programs, application checklist, FAQs. Based in Miami Beach, FL.

Public Trust Mortgage Corp. »
Provides residential mortgage financing throughout south Florida.

NorthStar Mortgage Services »
Offers commercial and residential financing and refinancing including specialty mortgages and loans.

American Reverse Mortgage Corporation »
Providing FHA, FannieMae and jumbo reverse mortgages to senior Americans. Includes advantages, history of the legislation, employment opportunities. Based in Ocala.

Manhattan Mortgage Corporation »
Provides residential mortgage financing for Florida, New York, and Tennessee.

Paragon Mortgage »
Mortgage calculator and mortgage loans for Tampa Florida and Surrounding Areas.

Associate Mortgage »
Home loans for purchase and refinance. Features live chat, programs, rates, articles, FAQs, online application.

Chase Diversified Mortgage Corporation »
Family-owned business providing new loans and refinancing. Features description of costs, process and terminology. Offices in Boca Raton, FL.

Bayside Mortgage Services, Inc. »
Provides residential financing. Includes programs offered, company philosophy, rates, details on the loan process. Based in Tequesta, FL.

Complete Mortgage Source »
Tampa-based lender provides home and commercial loans. On-line application and calculator.

Capital Trust Mortgage Corp. »
Miami-based lender offers a full range of loan services. Features rates, program details, documents needed, secure online application.

Robert Tomasso Mortgage Company, Inc. »
A licensed mortgage broker serving the fincancing needs of Florida and 20 other states.

Orlando Financial Center »
Bi-Lingual lender offers rate and product information, prequalification, application and customer service information.

Access Mortgage Solutions »
Providing home loans regardless of credit history. Features consultants, resources, downloadable forms. Located in St. Petersburg, FL.

Ross Home Loans »
Receive a free mortgage quote from a Florida mortgage company.

Mid-Florida Mortgage, Inc. »
Provides residential mortgage financing in all of Florida.

Leading Edge Mortgage Corp »
Provides residential financing and refinancing options. Includes programs, calculators, details on the loan process. Offices in Boca Raton, FL.

Universal American Mortgage Corp »
Mortgage broker offers mortgage programs to the Florida market.

First Housing »
Tampa-based mortgage banking firm finances multifamily affordable housing. Features company profile, staff, services, case studies, news.

Gulfstream Financial Services »
Offering residential financing as well as home equity loans. Online loan application, rates, glossary. Offices in Grand Rapids, MI and Melbourne, FL.

OceanTrust Mortgage »
South Florida based mortgage broker with many residential programs

Bob Murphy Mortgage Group »
Independent brokerage providing residential financing. Includes staff profiles, required documents, tools. Based in Ocala, FL.

Florida Mortgage Corporation »
Lender offers more than 150 financing programs. Features details on each loan type, client testimonials, company overview. Located in Clearwater, FL.

Shoreline Mortgage Corporation »
Mortgage lender offers residential mortgages to the Florida market.

Bachman Lear & Company, Inc. »
Licensed lender specializes in no-closing-cost mortgages for home purchase and refinance transactions. Includes company profile, programs, rate finder. Located in Tampa FL.

Trans States Commercial Corp. »
Offers refinancing, FNMA, second mortgages, and one payment solution for paying off debt.

Sample Mortgage Corporation »
Offering financing for homes and commercial properties. Includes programs, details on the process, contact information.

Sharpe Mortgage »
Provides residential mortgage financing for Atlanta, Georgia and Tampa Bay, Florida.

Westshore Mortgage »
Provides residential mortgage financing for Florida and commercial financing nationwide.

Unbound Mortgage »
Offers loan program information and on-line application.

EQ Financial »
Provides a variety of home loan programs. Features products offered, directory of loan officers, FAQs, downloadable forms. Office locations across the state.

Solid Rock Mortgage »
Providing Trusted Mortgage Solutions in Florida.

Kroboth and Helm Mortgage »
Licensed correspondent mortgage lender. Programs, current rates, and locations with contact information. Based in Sarasota, FL.

Shamrock Mortgage Company »
Offers several programs and on-line application.

First Florida Lending Corporation »
Full service lender specializing in jumbo loans. Includes philosophy, rates, company history. Offices in Winter Park and Lutz, FL.

First Brevard Corp. »
Full-service lender offering residential, commercial and VA loans. Includes programs, rates, online applications, calculator. Headquarters in Melbourne, FL.

Get your interest rate and closing costs in writing as soon as you decide on a lender to work with. Get your lender to give you a commitment in advance of all of the costs that will be involved with your loan. Find out if the refinance loan you are getting has a pre-payment penalty as well. Sometimes lenders will leave out important information like this, if they think it might scare you away from refinancing with them.

Ask for more than just rates. Bad loan officers will tell you anything to keep you on the phone -- then change the details to suit them later. Instead, make them get real with you! Ask how long they've been in the industry. Probe them about their experience in the industry. Also, ask what their opinion is on the current market and where it's going.

Make sure the new title is correct. The fact is, most people never see their deed before it's recorded at the county court house, says Gumbinger. He recommends that you ask the lender if you can review the title to the property before it gets filed, so that you can make sure it's correct.

Ask the lender or broker for a comparison of the up-front costs, principal, rate, and payments with and without this rate trade-off.