Mortgage Refinansing Help

Mortgage Refinancing Help: Connecticut

“Ask for the reissue rate on your title work. If you've taken a mortgage within the past two years, or are using the same lender, you might be granted this option, which can save you as much as 70 percent on your title work. An editor at this magazine didn't know about this potential savings when he refinanced his mortgage; fortunately his lawyer did. The savings more than covered the attorney's fees. However, if it's been several years since you took out a home loan, or if you're using a new lender, you'll likely have to pay for a new title. ”

Mortgage Refinancing Help : Business: Financial Services: Mortgages: Regional: United States : Connecticut (20)

If your new mortgage rate seems too good to be true then it probably is. Check for hidden fees in your mortgage that will make up that suspicious difference.

Mortgage Refinancing Help: Connecticut ()

See also:

PFS, Inc. »
Residential mortgage financing and debt consolidation services. Located in Monroe.

State Finance Company, Inc. »
Mortgage broker provides mortgage rates and information on VA loans. Located in Monroe.

Franklin Mortgage »
Independent broker for residential mortgages. Based in Cheshire.

The Diamond Mortgage Group LLC »
FAQs, testimonials, company profile and pre-qualification application. Located in Niantic.

McCary Stevens Associates, Inc., »
Commercial mortgage underwriters provide information on loan programs, due diligence services, treasury rates and links to related sites. Located in Hartford.

Atlantic National Mortgage »
Provides residential mortgages and finance options. Located in Westport.

Hourglass Capital Group »
Mortgage brokerage provides information on loan programs, real estate market, FAQs, rates and applications. Located in Washington Depot.

Right Trac Financial Group »
Mortgage lender specializing in residential real estate purchases, equity lines and refinancing. Located in Manchester.

Advise "U" Mortgage, L.L.C. »
Offering mortgage services for all credit situations. Specializing in late pay programs. One day out of Bankruptcy.

Independent Mortgage »
Company profile, calculator, current rates, economic forecast and information on loan programs. Fairfield.

Guaranty Federal Financial Corp. »
Mortgage broker specializing in new, refinance and construction loans, investment properties, debt consolidation and damaged credit loans. Office location in Farmington.

Hamilton Mortgage »
Specializes in non-conforming loans. Features services, company overview, downloadable forms. Based in Ridgefield, CT.

Campbell Mortgage »
Information on mortgage products. Downloadable mortgage documents in PDF provided. Locations in Westport and West Haven.

Westport Mortgage »
Full service mortgage company located in Westport provides information on purchase, refinance and home equity mortgage programs.

Coastal Financial Co. »
East Haven mortgage banker and portfolio lender serving Connecticut New York, and Rhode Island.

Elm Tree Funding »
West Hartford provider of residential mortgages and commercial loans.

Connecticut Mortgages »
Senior loan consultant specializing in residential mortgages for New Haven County and the Connecticut shoreline.

Total Mortgage Services, LLC »
Provides residential mortgage financing from location in Milford.

Settlers Mortgage Company »
Provider of mortgage products from office in Wilton.

Landmark Financial Group »
FAQs, downloadable forms, company overview and information on real estate trends. Office locations in Avon and Southport.

Calculate the financial benefit of refinancing in one, two, or three years. Does the benefit compare with your plans for staying in your home?

Carefully review the estimated closing costs. If you decide to lock in the rate, the lender will send you a "good faith estimate" of your closing costs within three days. Go over the numbers carefully, and compare them to the ones that appear on the final settlement statement (the HUD-1) from your previous mortgage.

Be Proactive. Your loan representative should keep in contact with you even if there isn't any action on your loan. But do your part to keep the lines of communication open as well. If you don't hear from your loan representative for a few days, pick up the phone and ask for an update. The old adage that the squeaky wheel gets the grease definitely applies in this situation.

Refinancing can be the right move to improve your financial situation, but be careful. Making the wrong move can put you much worse off. Smart and simple choices will go a long way toward keeping you financially secure.