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Mortgage Refinancing Help
: Business: Financial Services
: Marketing and Advertising (20)
 If you are planning to stay in your home for several years, then you can save money by paying points for lower interest rates. You pay up front fees to ensure you have lower interest payments over the course of your loan. Remember, this only works if you keep your mortgage for several months.
 See also:
 Suasion Resources Inc. »
Provides marketing consulting services to the financial services industry. Features newsletter and contact details.
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 Janice M. Del Fiacco Company Inc. »
Specializes in services to financial institutions and technology companies. Features products and services descriptions, links and contact information.
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 The Designer's Desk, Inc. »
Offers financial marketing solutions, such as statement inserts, direct mail, display advertising, imprints, and giveaways. Features company's profile, links and contact details.
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 Wharton Strategic Services »
Marketing strategy and business development for financial institutions.
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 Wechsler Ross & Partners Inc »
Provides marketing, design, branding and interactive communications services to financial and investment institutions. Features portfolio of works, case studies, glossary and contact details.
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 Capital Market Relations »
Specializes in investor and media relations, investor conferences. Services, links and contacts.
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 Ptarmigan Media »
Financial services media planning and buying business in UK and Europe.
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 SmartMarketing »
Marketing solutions for financial services professionals.
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 SWA Communications Ltd »
Provides marketing and creative services for financial services firms. Specializes in digital, design, direct marketing, advertising, media and copy-writing.
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 MarketAbility »
A consulting/marketing services company working exclusively with community banks to enhance both internal performance and the ability to acquire, grow and retain profitable customer relationships.
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 Investors Marketing AG »
Offers marketing and strategy consulting focused on financial services in Europe.
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 Michael Neill & Associates, Inc. »
A full-service consultancy that works exclusively with US credit unions.
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 Westbrook Communications »
Australian financial public relations, media relations and investor relations firm.
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 Leadsource Financial Direct Marketing »
Case studies, news and product trends for U.S. banks.
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 Marketing Partners »
Provides marketing products to credit unions of all sizes. From brochures, newsletters, and direct mail promotions to marketing plans and interactive websites.
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 Ward Cook Associates »
A provider of Corporate Communications Strategies, helping individuals and companies to communicate more effectively with investors.
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 American Business Visions, LLC »
Offers marketing programs for mutual fund companies, insurance companies and banks. Features products and services, descriptions, and contacts.
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 Broadgate Mainland »
London based PR firm specializing in financial and professional services. Capabilities include media training and relations, website production and corporate event management. Features management profiles, services, clients, case studies and contact information.
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 Fundamental Media Ltd »
Specialist European media research, planning and buying business providing services to institutional and retail fund managers and custodians.
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 Greg McAndrews & Associates »
Financial public relations specialists, offering a full range of public relations services to the financial industry.
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 Ask for more than just rates. Bad loan officers will tell you anything to keep you on the phone -- then change the details to suit them later. Instead, make them get real with you! Ask how long they've been in the industry. Probe them about their experience in the industry. Also, ask what their opinion is on the current market and where it's going.
Be Prepared. You'll probably be asked for more information and documentation after you submit your application, but before your loan is approved be prepared to document your income and assets. Answer any questions and fax documentation to your loan representative as soon as possible.
Close inactive credit card accounts to improve your credit score, making you eligible for lower interest rate loans. You will need to notify the credit card companies in writing that you wish the accounts closed on your request. Next, check your credit report after 30 days to be sure closed accounts include the comment "Closed at Customer's Request." You want future lenders to know it was your request and not bad credit that closed your accounts. Also, take the time to check for any mistakes in your credit report that could negatively impact your credit score.
If you are making payments on a long term loan, say, 30 year mortgage for the past 10 to 20 years, then refinancing to another 30 year loan will not be a good option as it may increase your overall payment.
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