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Mortgage Refinancing Help

Mortgage Refinancing Help: Holding Companies

Ask for the reissue rate on your title work. If you've taken a mortgage within the past two years, or are using the same lender, you might be granted this option, which can save you as much as 70 percent on your title work. An editor at this magazine didn't know about this potential savings when he refinanced his mortgage; fortunately his lawyer did. The savings more than covered the attorney's fees. However, if it's been several years since you took out a home loan, or if you're using a new lender, you'll likely have to pay for a new title.

 

 
           
Mortgage Refinancing Help : Business: Financial Services: Insurance : Holding Companies (28)

 

 

 

Mortgage Refinancing TipGet your interest rate and closing costs in writing as soon as you decide on a lender to work with. Get your lender to give you a commitment in advance of all of the costs that will be involved with your loan. Find out if the refinance loan you are getting has a pre-payment penalty as well. Sometimes lenders will leave out important information like this, if they think it might scare you away from refinancing with them.



Mortgage Refinancing Help: Holding Companies ()

See also:


 
General & Medical, PLCGeneral & Medical, PLC »
An insurance and finance holding company in the UK. Site describes the company, its subsidiaries, and its products.
 
Capitol Transamerica CorporationCapitol Transamerica Corporation »
Holding company with subsidiaries which underwrite property, casualty, fidelity and surety insurance. (Nasdaq: CATA).
 
HCC Insurance Holdings, Inc.HCC Insurance Holdings, Inc. »
Insurance holding company consisting of life, property and casualty insurance companies, underwriting agencies and intermediaries. (NYSE: HCC)
 
Presidential Life CorporationPresidential Life Corporation »
Holding company with subsidiary which underwrites and sells life insurance and flexible premium retirement annuities. (Nasdaq: PLFE).
 
HealthAxis Inc.HealthAxis Inc. »
Holding company with subsidiaries which provide group life, accidental death and dismemberment, short-term liability, medical coverage, vision care, long-term disability benefits, group annuities, and group deposit administration plans. (Nasdaq: HAXS).
 
Ohio Casualty CorporationOhio Casualty Corporation »
Holding company with subsidiaries which underwrite property and casualty insurance. (Nasdaq: OCAS).
 
Fairfax Financial Holdings LimitedFairfax Financial Holdings Limited »
A financial services holding company which, through its subsidiaries, is engaged in property, casualty and life insurance and reinsurance, investment management and insurance claims management.
 
UnitedHealth GroupUnitedHealth Group »
Parent to managed care and benefits organizations such as UnitedHealthcare, United Behavioral Health, and Uniprise. Site describes businesses and offers investor information.
 
Ohio Casualty CorporationOhio Casualty Corporation »
The holding company of The Ohio Casualty Group of insurance companies. Annual reports, shareholder information, bond ratings, and financial information.
 
Allianz GroupAllianz Group »
An insurance group with over 70 subsidiaries writing business in over 50 countries. Offers both life and non-life products, banking, and other financial products. [English, German]
 
Philadelphia Consolidated Holding Corp.Philadelphia Consolidated Holding Corp. »
Holding company with subsidiaries which design, market, and underwrite specialized commercial property and casualty insurance primarily for rental car companies and their customers, automotive leasing companies and their customers, and non-profit organizations. (Nasdaq: PHLY).
 
Cumberland Technologies Inc.Cumberland Technologies Inc. »
Holding company with subsidiaries which underwrite property and casualty insurance, surety bonds and reinsurance. (Nasdaq: CUMB).
 
Jeffersonville BancorpJeffersonville Bancorp »
Bank holding company with subsidiary which performs commercial banking operations, mortgage banking, and credit card services. (Nasdaq: JFBC).
 
Oxford Health Plans, Inc.Oxford Health Plans, Inc. »
Holding company with subsidiaries which provide health benefit plans including traditional health maintenance organizations, point-of-service plans offering more economical health maintenance organization services, medicare and medicaid plans, third party administration of employer-funded benefit plans, and dental plans. (Nasdaq: OXHP).
 
White Mountains Insurance Group, Ltd.White Mountains Insurance Group, Ltd. »
A Bermuda domiciled company with North American business interests in property and casualty insurance and reinsurance. Includes information about the company, its subsidiaries, and news. (NYSE: WTM)
 
W. R. Berkley CorporationW. R. Berkley Corporation »
Holding company with subsidiaries which underwrite property casualty, commercial transportation and reinsurance, as well as various surety insurance and reinsurance lines. (Nasdaq: BKLY).
 
Aviva USAAviva USA »
Engaged in the business of marketing, underwriting and distributing life insurance and annuity products throughout the USA. Includes information for investors and about the company and its subsidiaries.
 
AEGON N.V.AEGON N.V. »
The holding company of the AEGON Group. Offers full range of life, accident, health and general insurance; and performs residential mortgage financing and other financial services. Investor information. (NYSE: AEG)
 
Cincinnati Financial CorporationCincinnati Financial Corporation »
Holding company with subsidiaries which underwrite fire, automobile, casualty and other related forms of insurance. (Nasdaq: CINF).
 
Navigators Group, Inc. (The)Navigators Group, Inc. (The) »
Holding company with subsidiaries which underwrite marine, aviation, onshore energy and certain lines of non-marine property and casualty insurance and reinsurance worldwide. (Nasdaq: NAVG).
 
CCC Information Services Group  Inc.CCC Information Services Group Inc. »
Holding company with subsidiary which supplies automobile claims information and processing services, claims management software and communications services which enable automobile insurance company and collision repair facility customers to improve efficiency, manage costs and increase consumer satisfaction in the management of automobile claims and restoration. (Nasdaq: CCCG).
 
MEEMIC Holdings, Inc.MEEMIC Holdings, Inc. »
Holding company with subsidiary which offers personal lines insurance primarily to educational employees and their immediate families. (Nasdaq: MEMH).
 
StanCorp Financial Group, Inc.StanCorp Financial Group, Inc. »
Owns companies which provide insurance and retirement products for groups and individuals throughout the USA. Site describes the company, lists its subsidiaries, and includes news and investor information.
 
Harleysville Group Inc.Harleysville Group Inc. »
Holding company with subsidiaries which underwrite property and casualty insurance. (Nasdaq: HGIC).
 
PMA Capital CorporationPMA Capital Corporation »
Holding company with subsidiaries which sell property and casualty insurance and reinsurance featuring worker's compensation coverages and related services. (Nasdaq: PMACA).
 
Transatlantic Holdings, Inc.Transatlantic Holdings, Inc. »
Holding company for a number of subsidiary organizations offering reinsurance products. Includes links to subsidiaries, company news, and financial data. ( NYSE: TRH )
 
LabOne, Inc. NewLabOne, Inc. New »
Holding company with subsidiaries which provide insurance laboratory testing, insurance policy administration and underwriting services, telephone inspections, motor vehicle reports, attending physician statements, and claims investigation services to life and health insurers nationwide, as well as to clinics. (Nasdaq: LABS).
 
PICO Holdings Inc.PICO Holdings Inc. »
Holding company with subsidiaries which provide portfolio investment, property and casualty insurance, life and health insurance and other insurance services. (Nasdaq: PICO).

 


 
      


Mortgage Refinancing TipDon't fall for the 0% apr unless it fits in with your master plan. A lot of brokers will try to get you locked into a low interest rate that will balloon on you in a couple of years and leave you out on the street.
 

Mortgage Refinancing TipThere is no such limit on the number of times you can go for home refinance loans. Most lenders prefer that you have no late payment for the past 12 months before you switch over to a new loan.
 

Mortgage Refinancing TipIf you are refinancing from one ARM to another, check the initial rate and the fully-indexed rate. Also ask about the rate adjustments you might face over the term of the loan.
 

Mortgage Refinancing TipWhen you do a cash-out refinance you are leveraging the equity in your home in order to receive a lump sum of cash at closing. Many individuals and families use this type of loan if they want to remodel their home, or they have kids that are attending college soon. Veterans and other military personnel can now take advantage of a 100% cashout refinance thanks to the Veterans Benefits Improvement Act of 2008.
 

   

   


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