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Mortgage Refinancing Help
: Business: Financial Services: Insurance: Agent Resources
: Field Service Companies (21)
 Don't fall for the 0% apr unless it fits in with your master plan. A lot of brokers will try to get you locked into a low interest rate that will balloon on you in a couple of years and leave you out on the street.
 See also:
 North Star Reports »
Providing commercial and personal Lines underwriting inspections and surveys throughout Texas, Arkansas, and surrounding areas.
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 SEER Insurance Inspections, Inc. »
US-wide - insurance inspections for MGAs, brokers, and insurance carriers at a flat rate pricing.
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 Underwriters Information Service, Inc. »
US multi-states - field inspections for risk assessment and general liability reports.
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 Research Specialists Inc. Inspections »
California based corporation offering inspections for commercial, residential and claims investigations in California.
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 RLD Associates, Inc. »
PA, NJ, MD, DE, WV and Washington D.C. USA - premium audit and loss control services.
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 Technical Insurance Services »
US-wide - providing loss control inspections and property valuation services.
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 CAL Inspection Bureau »
US-wide - offering a broad range of residential and commercial underwriting surveys with on-line and customizable inspection requests.
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 Cornerstone Appraisal Services »
US-wide appraisal, replacement cost, and loss control reporting.
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 Castle Inspection Service »
US-wide - offering high value residential insurance inspections, underwriting, risk assessment, and commercial loss control reports.
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 Upfro Associates, Inc. »
Eastern US multi-states - providing personal and commercial lines of property and casualty reporting services.
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 Advanced Field Services (AFS) »
US-wide provider of inspection and risk reporting services to the insurance and real estate industries.
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 Millennium Information Services, Inc. »
US-wide insurance risk management. Offering an array of insurance information and underwriting support services to property and casualty insurance companies and their agents.
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 Keystone Risk Services »
Southeastern Coastal US - Providing residential and commercial risk information services to the insurance industry.
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 loss control insurance inspections »
US-nationwide loss control, premium audits and arson investigation.
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 Overland Solutions Inc. »
US-wide, parts of Canada and Puerto Rico - offering surveys for premium audit, commercial and residential underwriting, mortgage market and governmental site purposes.
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 Cox and Smith Enterprises »
Nationwide USA risk loss management services.
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 American Risk Control »
Western US - providing the insurance industry with risk management reports since 1985.
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 Mueller Services, Inc. »
Northeast US - providing personal and commercial underwriting support services to insurance companies of every size.
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 Intellisys »
US-wide - offers acquisition, management and delivery of underwriting requirements, including inspections, attending physician statements (APSs), underwriting products, and claims investigations services.
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 Direct Loss Control Services, L L C »
US-wide provider of property and general liability, builders risk, fleet reports, and complex product liability.
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 US Reports, Inc. »
US-nationwide provider of Premium Audit, Loss Control services and Phase I environmental surveys.
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 Refinancing a mortgage means the owners are paying off their existing mortgage and replacing that mortgage with a new loan. Generally, the costs associated with mortgage refinancing are rolled into the loan, meaning they are added to the existing balance, increasing the loan amount.
Both new homebuyers and refinancers can get free access to the credit reports that lenders use by visiting AnnualCreditReport.com, a website created via Congressional mandate. A free report from each of the three consumer reporting agencies -- TransUnion, Experian and Equifax -- is available at no cost every 12 months. Check for errors; if mistakes are found, don't hesitate to dispute any and all inaccurate and derogatory items.
When refinancing a mortgage, as many as 30% of homeowner's cash out part or all of their home's equity. By investing in home improvements or paying off credit cards, this can be a smart. But, if you are borrowing more than 80% of your home's value, you will be hit with private mortgage insurance, costing you hundreds a year.
If you want to make sure the interest rate your lender offers you is the rate you get when you close the loan, ask about a mortgage lock-in (also called a rate lock or rate commitment). Any lock-in promise should be in writing. Make sure your lender explains any costs or obligations before you sign.
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