 Tucker Financial Services Inc. »
Providers of fee-based financial planning and investment advisory services for senior citizens and retirees.
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 Barrios Financial Services »
Provides financial, retirement and estate planning, investment and insurance advisory services. Features a list of offering products, links to financial resources.
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 Fazio and Associates »
Fee-based managed accounts, retirement planning, and educational and fund strategies.
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 Wheeler Wealth Management, Inc. »
Financial planning and investment advisory firm offering retirement and tax planning.
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 Humphreys Group »
Fee-only CFPs provide financial planning and investment advice to individuals and families.
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 Multop Financial »
A private tax and financial planning firm located in Bellingham, Washington.
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 Cambridge Financial Group »
Fee-only tax planning and preparation, estate planning, insurance and investments.
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 Modular Financial Solutions Inc. »
Certified financial planner is a fee-only financial planning firm.
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 Paul Knoblich: Certified Financial Planner »
Retirement accumulation and distribution specialist.
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 Peterson Planning »
Provides fee-based investment management and financial planning in Minnesota and Wisconsin.
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 Roberts & Fails, P.C. »
Offering financial planning and tax advisory services to individuals, families and businesses.
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 Robert Wacker and Associates »
Fee-only financial planning firm located in San Luis Obispo, California.
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 Integrated Financial Strategies »
Offers investments, divorce planning, wealth management, and retirement planning.
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 Ames Financial Services »
Provides insurance services, investment and retirement planning, and college funding.
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 Amy L. Whitlatch »
Providing fee-only financial planning and analysis for individuals in the process of divorce and other transitions.
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 PartnersInWealth »
Provides financial planning and investment services.
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 The Main Street Group, Ltd »
Offers full range of financial planning products and services.
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 Bob Stowe, CFP »
Financial advisor providing portfolio management and financial planning services.
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 Tyler & Associates »
Offers fee-only asset management and investment advising, tax preparation and estate planning.
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 Rockwood Wealth Management »
An independent fee only financial planning and investment management firm with locations in Annapolis, Maryland and New Hope, Pennsylvania.
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 Financial Planning Association »
Organization comprised solely of CFP licensees.
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 Certified Financial Planners Board of Standards, Inc. »
Regulatory organization that creates and enforces uniform standards of competency, practice and ethics of financial planners through professionally administered education, examination, experience and ethics requirements.
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 Security Financial Services »
Offers a full range of financial planning services.
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 Pacific Wealth Management, LLC »
Provides financial planning, divorce planning and asset management services.
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 The Jentner Financial Group »
Certified personal wealth managers.
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 Larry Cogdell, CFP »
Provides financial planning, investment products and free tools and information.
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 Stephen R. Hample, CFP »
Offers advice in the areas of estate and retirement planning, and planned giving.
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 Folk Financial Planning »
Offers holistic financial planning to clients on a fee-only basis.
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 Lifetime Financial Planning »
Provides fee-only financial planning and investment advice for middle-income clients.
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 David Twenhafel, CFP »
Rockville, MD firm offers financial planning to people in the process of divorce.
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 Falcon Financial Management, Inc. »
Provides financial planning, management, and investment services.
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 BluePrint Financial Services »
Fee only advisor provides retirement and social security planning, and investment management; offers details of staff, services, profile, and contacts.
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 Professional Financial Strategies, Inc. »
Providing fee-only wealth management services.
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 R. Douglas Pauley, MBA, CFP »
Provides fee-only financial planning and investment advisory services.
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 Buff Capital Management »
Providing financial planning and asset management services. Features articles and links to financial resources and services.
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 Columbus Financial Group »
Financial planning and registered investment advisory services.
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 The Garrett Planning Network, Inc. »
Provides fee-only financial planning and advice.
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 Spinnaker Financial Advisors, PLLC »
Provides fee-only financial planning, investment advisory, and estate planning services by CPAs and CFPs.
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 Focus Financial Network, Inc. »
Providing investment and financial advice, and portfolio management.
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 CanWealth Financial Services »
Specializing in retirement, estate and corporate planning. Company information, staff profiles.
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 Parlan Financial Corp. »
Provides fee-only financial planning, investment management and corporate seminars.
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 Kiely Capital Management, Inc. »
Provides fee-only financial planning, specializing in retirement planning.
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 Independent Focus »
Offers retirement, investment and estate planning services. Based in Cape Town, South Africa.
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 Planmark Financial Services »
Advisor provides financial planning, plan administration, and investment management.
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 Pollock Planning Associates, Inc. »
Providing investment, tax planning, retirement planning, and estate planning services.
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 Kring Financial Management, Inc. »
Offers planning and investment advisory services. Specializes in tax planning, insurance, and education.
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 Armstrong Financial Strategies »
Provides financial planning, divorce planning and asset management.
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 Starks Financial Group Inc. »
Offering advisory services on financial planning and investment management. Specializing in retirement plans and college financial planning.
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 Charles Geraci »
Specializes in personal financial, tax and estate planning and consulting.
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 Thomas J. Hahn, CFP »
Provides investment and retirement planning services.
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 Blattel & Associates »
Offers investment and retirement planning services.
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 Nigel Taylor, CFP »
Provides domestic and international financial, retirement and estate planning.
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 The Fry Group »
Provides tax and financial advice to British expatriates and UK residents.
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 David T Martula, CFP »
Hadley, Massachusetts firm offers fee-only financial planning services.
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 Mackensen & Company, Inc. »
Offer fee-only financial planning services and investment management. Features newsletters and information on public workshops.
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 Miceli Financial Planning »
Offering financial planning and investment management services.
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 Stephen J. Golembiowski, CFP, CLU, ChFC »
Provides financial services to individuals and businesses.
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 Thorne Asset Management, Inc. »
Provides financial planning and investment management services.
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 Frost Financial »
Provides advice in the areas of investment, estate, insurance and tax planning.
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 John M. Scherer, CFP »
A financial planning and advisory firm.
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 George Papadopoulos, CPA/PFS, CFP »
Provides portfolio management and fee-only financial planning services.
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 Altius Financial Advisors, L.L.C. »
Fee-only financial planning and investment advisory firm.
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 Personal Financial Solutions, Inc. »
Offeringing portfolio management, investment advice and financial planning.
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 Brady & Associates Financial Services »
Provides personal financial planning services in Australia.
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 Jeanette Alexander, C.F.P. and Michael Dallas, C.F.P. »
Focusing on the investing needs of retirees and soon-to-be retirees.
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 Objective Financial Advisors, Inc. »
Provides fee-only financial planning and investment advice to individuals and organizations. Description of services and contact details.
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 Beck Financial Strategies, Inc. »
Fee-based CFP firm provides life planning and financial planning services.
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 Branson, Fowlkes & Company, Inc. »
Offers financial planning services, retirement plans, estate planning, and investment management. Provides quarterly investment reviews, research data and industry news.
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 Stiles Financial Services, Inc. »
Provides individual financial planning services and implements corporate retirement plans including 412(i) plans.
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 Kooman and Associates, Inc. »
Assists investors in a full-range of financial and estate services.
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 Wealth Management Advisors Inc. »
Financial planners and advisors located in Overland Park, KS.
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 National Association of Personal Financial Advisors (NAPFA) »
Group for fee-only planners to enhance their own skills, market their services and be a part of a collective, influential voice on matters that affect them and their clients. History, bylaws, officers, awards and achievements, and contact information.
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 George H. Coughlin II, CFP »
Provides financial and IRA planning services.
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 Tassel Capital Management, Inc. »
Provides fee-only investment, financial and stewardship guidance including asset management services.
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 BG Financial »
Specializes in providing fee-only financial planning and investment advice.
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 Carol Gosho, CFP »
Providing portfolio management and financial planning services.
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 FS Financial Strategies »
Providing financial planning services. Specializing in retirement and divorce planning, and investment advisory. Financial articles and links.
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 Hatch & Muir »
Provides advice and solutions in the areas of financial, retirement and estate planning. Specializes in severance and early retirement situations. Features investments and retirement savings calculators.
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 Financial Planners Standards Council »
The Canadian regulatory organization awarding the Certified Financial Planner designation.
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 Foster Group, Inc. »
Financial planning and investment advisory firm. Principals profiles, fee description.
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 W. David Coffman, CPA, CFP »
Offers financial planning and consultation services.
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 Jonathan Smith & Co. »
Provider of financial, retirement, and estate planning services, also bank custodian and family office services. Features quarterly market commentaries.
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 John D. Caffrey, Jr. CFP »
Investment advisory firm providing portfolio management and financial planning services.
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 Ronald B. Wiser & Associates »
Providing financial planning for individuals, businesses and organizations.
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 Blankenship Financial Planning, Ltd. »
Fee-only financial planning and advisory. Description of services, newsletter and links to financial resources.
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 Abuls, Bone & Eller »
Offering investment management and financial and retirement planning services.
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 Jahn Investment Advisors »
Specializing in the financial concerns of women.
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 Financially Speaking, Inc. »
Offers retirement, tax, estate, and investment planning services. Specializes in investment policies for individuals and institutional investors.
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 Herr Capital Management »
Certified Financial Planner and CPA offering estate and tax planning.
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 Karen A. Ibach, CFP »
Provides retirement planning, college funding, and financial planning services.
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 Alden Capital Management »
Provides retirement and estate planning, as well as investment advisory services.
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 Galecki Financial Management, Inc. »
Fee only investment advisor firm providing asset management services to high net worth clientele.
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 Capital Strategies Inc. »
Offers financial planning to individuals, corporations and institutions.
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 Sherrow Financial, LLC »
Offering independent, fee-only financial consulting and asset management for business and personal planning.
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 Asset Planning Corporation »
Offers investment, retirement and financial management to individuals, families, and corporations.
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 Joan Siegel, CFP »
Provides financial planning, tax preparation services and educational resources.
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 Anthony Harding & Partners Limited »
Specialising in investment planning and asset management services for private clients.
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 Cooper Management Service, Inc. »
Provides fee-only financial planning and investing. Securities offered through Charles Schwab Institutional.
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 Financial Advisory Service, Inc. »
Offering financial planning, estate planning, investment management and individual consulting services.
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 Lassus Wherley and Associates, P.C. »
Provides fee-only financial planning, investment management and tax preparation.
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 Compass Advisors LLC »
A fee-only financial planning firm in Atlanta, Georgia.
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 Camarda Financial Advisors »
Fee-only financial planners offers investment advice and articles.
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 J. Paul Wilson »
Offers financial, estate, retirement and business planning services. Features articles, links, planning strategies, and investment calculators.
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 Douglas F. Hudson, CFP »
Offers Canadians information in the areas of retirement, estate, tax and investment planning.
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 D. Scott Neal, Inc. »
Offering financial planning and investment advisory services, including insurance planning, risk management, budgeting, income tax and college planning, education funds, debt and money management.
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 Joel Isaacson & Co »
New York CPA and CFP assisting with personal estate, investment, and financial planning.
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 Raymond D. Mignone, CFP »
Provides investment advice, portfolio management and college planning.
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 Spraker, Fitzgerald, Tamayo and Moisand, LLC »
Providing financial, estate and retirement planning and investment advisory services on a fee-only basis. description of services, links to financial resources.
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 Montecito Capital Management, LLC »
Specializing in financial planning, retirement services, investment management and portfolio management.
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 Pinnacle Financial Services »
Provides financial planning products and services and wealth accumulation strategies.
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 Sage Advisory Group, LLC »
Offers financial and investment advice to individuals and families on a fee-only basis.
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 Owens Financial »
CFP provides portfolio management and financial planning services.
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 LPL Financial Services »
Financial planner offers financial advice to individuals and small businesses.
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 Yeske and Company »
Offers articles, market updates, discussion areas, and financial planning services.
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 Northstar Financial Planning, Inc. »
CFP provides fee-only financial planning services.
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Don't escrow taxes and insurance. Unless you're undisciplined, avoid putting monies in escrow to cover your property taxes and homeowner's insurance. There's usually a fee for this privilege that runs under 1 percent of the loan amount, in states where it's allowed. "Paying the fee will allow you to time your tax and insurance payments to your benefit," says Bank South's Steve Austin. For instance, you may be able to prepay taxes that are due next year and use those payments to reduce your current tax bill. Moreover, you get to hang onto your money longer. That may be an advantage when interest-bearing accounts start paying more.
Get your interest rate and closing costs in writing as soon as you decide on a lender to work with. Get your lender to give you a commitment in advance of all of the costs that will be involved with your loan. Find out if the refinance loan you are getting has a pre-payment penalty as well. Sometimes lenders will leave out important information like this, if they think it might scare you away from refinancing with them.