 Residency Bureau »
Providing evictions data, credit and criminal reports and rental history information.
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 Advantage Tenant Screening and Credit Report Services »
Offers tenant screening services throughout the US and 30 minute credit reports by fax.
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 Tenant Check, LLC »
Performs tenant screening services for purchase or resale.
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 Apscreen »
Credit reporting services for commercial and residential property managers to check tenant credit scores.
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 You Check Credit »
Online credit reporting service for landlords.
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 CreditLink Corporation »
Offers tenant credit reports 24 hours a day online.
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 United Landlords of America »
Landlords can request and view credit reports online as well as search for judgments and criminal records.
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 Tenant Screening Credit »
Santa Rosa, CA firm offers client agreements and rental applications online.
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 Landlord 2 Landlord »
Network of landlords sharing and collecting renters histories and qualifications.
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 Zip Reports, L.L.C. »
Merged credit reports, scores, criminal checks, evictions data and public records provided online.
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 First Advantage SafeRent, Inc »
Tenant screening services available online for residents throughout the US. Includes memberships and affiliations, and industry resources.
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 USA-Tenant, Inc. »
Provides credit information, tenant screening, criminal history, and other verification services for the real estate industry.
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 DETI Enterprises »
Offers Checkifirstonline.com, a Canadian tenant screening service with help, information and resources for landlords, apartment and property managers.
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 Citi Credit Bureau »
Access credit reports, prior addresses, eviction reports and criminal records.
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 DetectFraud »
Provides employee and tenant screening services, with access to criminal record and background check products.
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 The Landlord Connection, Inc. »
Eviction records and free screening tips online.
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 Pacific Screening, Inc. »
Offers credit, criminal background and tenant screening services for landlords.
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 SafeRent, Inc. »
Internet-based applicant screening and risk management for the multifamily housing industry.
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 Credit Match Tenant Screening »
Reports include credit, criminal and eviction data and are available online or via fax.
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 Key Services Corporation »
Screens applications, checks references, obtains credit checks and advises landlords. Based in San Francisco, CA, serving the Bay Area.
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 RealCheck America, Inc. »
Providing landlord forms, credit and rental reports on prospective tenants, collections and a tenant management system.
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 Metropolitan Tenant Information Services, Inc. »
Information for today's real estate owners, Des Planes, IL.
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 Resident Data »
Background reports on rental applicants.
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 AAC Tenant Screening & Credit Report Services, Inc. »
Provides employee and tenant screening services.
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 The Landlord Protection Agency, Inc. »
Provides forms, resources, advice, tenant screening and credit reports.
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 Rentgrow, Inc »
Resident screening, management reporting and decision support.
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 Rental Research Services »
Residential selection reports and pre-employment screening.
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 Background Checks Systems, Inc. »
Offers tenant and employment screening background checks.
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 National Association of Independent Landlords »
Texas based firm offers tenant screening, automatic rent collection and service referrals to member landlords.
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 CIS Data Systems »
Develops residential mortgage, tenant screening and employment credit reports.
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 Tenant Screening Network »
Provides reports such as credit, eviction, criminal record and employment check.
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Many companies in this industry will do what ever they can to get away with charging you as much as they possibly can. Some of the ways they do this is not disclosing all the third party fees involved in a loan such as title insurance, appraisals, pre-paid tax and insurance escrows etc. It is important that you ask the loan officer you're speaking with about third party fees. If you don't they may not tell you and give you a good faith estimate that sounds fair, but at closing you'll find out that you have to pay a couple of thousand dollars more in fees you were unaware of. A good loan officer at a reputable company should have no problem disclosing all fees that pertain to your loan and should also make sure you understand what the fees are for.
Make sure that your original mortgage does not have a pre-payment penalty or early payoff penalty of any kind. Sometimes people will get into their mortgage with the mortgage having a pre-payment penalty and they will not even know about it. Pre-payment penalties usually range from 6 months to 3 years with a penalty for an early payoff. The penalty is usually about the amount of 6 months worth of your mortgage loan interest, but this varies. You would have to be able to have some significant payment and interest savings on your refinance loan to justify refinancing a mortgage loan with a pre-payment penalty.