 Rockford Mercantile Agency, Inc. »
Provides check collection and bad debt recovery services.
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 Creditmax Associates, Inc. »
Offers collection services, outsourcing and accounts receivable management. Offices throughout the US and Canada.
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 National Service Bureau, Inc. »
National collection agency focusing on commercial, consumer, medical, insurance and student loan collections.
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 California Association Lien Collections, LLC »
Specialized in assessment collection for community associations.
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 Armor Systems Corporation »
Illinois based agency services medical, dental, education, retail, municipal and NSF check accounts.
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 Financial Accounts Services Team, Inc. »
Knoxville, TN third party consumer and commercial collection firm.
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 I.C. System »
Offers expertise in direct marketing, collection and call center services.
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 Client Services, Inc. »
Focuses on the banking, retail, and student loan markets.
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 CMRE Financial Services, Inc. »
A diversified accounts receivable management company.
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 Northwest Collectors »
A full service collection agency servicing consumer and commercial accounts. Based in Montana.
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 Asset Recovery Group »
A Pacific Northwest regional collection agency.
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 Creditreform Konstanz »
Based in Germany.Offering collections and account management throughout eastern and western Europe.
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 Prestige Services, Inc. »
Collection agency servicing accounts nationally and internationally. Offers online account placement and access.
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 Easter Recovery Services, Ltd. »
Atlantic Canada based agency performs collections, bailiff services and repossessions.
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 Global Recovery Alliance AG »
Offers international credit management and collection services. Based in Switzerland, with affiliates and partnerships worldwide.
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 Merchants Credit Association »
Professional debt recovery specialists in Bellevue, WA.
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 Contant »
Commercial and consumer collection agency based in Finland. Site is available in several languages.
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 Aargon Collection Agency »
Offers billing, collection and tenant screening services.
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 Central Credit Recovery, Inc. »
Collection agency providing services to the public, commercial and agricultural sectors. Based in Canada.
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 First Federal Credit Control »
Offering on-line placement of delinquent accounts.
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 Credit Base (HK) Ltd. »
Hong Kong based agency provides collection services, business credit reports and account monitoring.
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 Legaxxi »
Offers international debt collection and outsourcing services with offices throughout Mexico. Site is in English and Spanish.
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 Metliss Barfield & Co. »
UK outsourcing credit control specialists manage problem or disputed accounts and offer a range of legal, insolvency and training services.
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 Attorney Collection Services, Inc. »
Attorney based agency specializing in collecting judgments and delinquent accounts receivable on a contingency fee basis.
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 Midwest Collection Service, Inc. »
Full service collection firm serving healthcare, telecommunications, utility, government, banking and general industry.
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 Collection House Limited »
Australian firm provides solutions including debt collection, debtor ledger acquisition, receivables management, credit publications, commercial credit reporting and a tenancy database.
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 SaVit Enterprises, Inc. »
Focuses on consumer, commercial and bad check accounts.
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 Professional Credit Service »
Credit and delinquent account collection services.
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 Collection Services, Inc. »
Providing commercial and consumer debt collection.
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 Accounts Recovery Corporation »
Canadian agency offers retail collections and judgment collections.
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 CBF Business Solutions, Inc. »
Specialized in collecting medical, retail and deregulated utility accounts.
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 ARMSCO »
Specializes in international collections.
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 Credit Services Incorporated »
Michigan based agency collects medical, nsf check, retail and commercial accounts.
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 The Credit Bureau of San Luis Obsipo »
Credit and collection services for the central coast.
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 Diversified Credit Services, Inc. »
Provides accounts receivable outsourcing services including collections, invoicing and credit verification.
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 Executive Credit Bureau, Inc. »
US collection firm also offers free collection letter samples to those who might use their services.
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 Malcolm S. Gerald and Associates »
Provides a full range of financial recovery services.
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 M J Altman Companies, Inc. »
A full service collection agency in Ocala, FL.
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 Gruman Worldwide, Ltd. »
Specializing in collections in over 130 countries.
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 Regional Adjustment Bureau, Inc. »
Collection agency servicing retail industries and the higher education community as well as other types of bad debt.
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 M.A.D. Collection Agency »
Offers debt recovery services on a contingent fee basis.
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 Lloyd, Benton and Taylor »
Provides receivable financing and collection services.
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 Pardun Collections »
Debt collection of money judgments, non-sufficient fund checks, and charge-off and overdue accounts.
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 Sanders & Douglas, Inc. »
Offers international collections, asset and liability investigations, legal referrals and skiptracing.
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 Debt Recovery Consultants »
UK firm collects for a flat fee or on a contingency basis.
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 Summit Credit Services, Inc. »
Founded by former bank collection managers.
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 Receivables Management Solutions »
Minnesota collection agency serving original creditors and bad debt buyers throughout the United States. Client login area. Online payments.
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 Transworld Systems, Inc. »
Collects accounts for a flat-rate.
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 Penn Credit Corporation »
Achieves optimum results in the diversified field of accounts receivable management.
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 Advanced Collection Services, Ltd. »
Collection specialists in commercial, retail and NSF check accounts.
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 RecoverCorp, Inc. »
A Canadian based company offering accounts receivable solutions including commercial and consumer collections, outsourcing and consulting.
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 Commercial Credit Services Group »
UK based firm offers debt collection services.
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 Direct Recovery Associates »
Woodland Hills, CA, collection service offers online account placement.
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 NAC Billing and Collection Specialists »
For any type of fitness club and medical center including gyms, hospitals, health clubs, spas, karate studios.
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 Pioneer Credit Recovery, Inc. »
A minority-owned business in western New York State.
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 Bay Area Credit Service »
Collection agency in San Jose, CA.
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 Fidelity Information Corporation »
A fully automated online discount collection agency, information provider, and receivables management specialist
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 Sequoia Financial Services »
Provides collection services to medical, retail and lending entities.
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 Online Collections »
Accepts account placements and payments via the Internet.
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 Collection House »
UK based agency provides debt recovery, skiptracing, credit reporting and credit management services.
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 Receivables Management Bureau, Inc. »
Provides healthcare accounts outsourcing services as well as commercial and consumer accounts collection throughout the US.
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 Express Claims & Recovery Services »
Savannah, GA collection agency and accounts receivable management.
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 Debt-Check »
Provides accounts receivable and NSF check collection services.
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 Rickart Collection Systems Inc. »
New Jersey agency collects all types of accounts.
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 National Enterprise Systems »
National firm which manages and collects past due debts and accounts receivable for clients in various industries throughout the US.
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 Central Credit Audit, Inc. »
Offers receivables management. Based in Sunbury, PA.
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 Collection Bureau of America »
A minority owned accounts receivable management company licensed to collect in all fifty states.
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 Accurate Collections, Ltd. »
British Columbia based collection agency servicing consumer and commercial debt.
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 Red Arrow Express, Inc. »
Credit and collection agency based in the Philippines.
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 Global Credit Solutions, Ltd. »
Debt collection and online credit information company with offices around the world.
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 Simon Daly Solicitors »
Commercial debt recovery solutions for UK and European businesses.
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 Charter Mercantile Agency »
Offers a suite of debt recovery solutions in consumer and commercial environments. Based in Australia with offices in New Zealand and the United Kingdom.
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 Wakefield & Associates, Inc. »
Aurora, CO agency collects for all types of businesses.
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 Bertelsmann Finance Service Group »
International financial services group offering collection and credit management services.
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 Mediation Collections, Inc. »
New York based licensed and bonded healthcare, commercial and retail debt collection agency.
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 CBE Group, Inc. »
Nationwide debt collection and mortgage reporting.
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 Credit Collections (UK), Ltd. »
UK based commercial debt recovery agency.
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 B2B Collection Attorneys »
An agency that specifically handles commercial (business to business) debt collection anywhere in the United States and most foreign nations.
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 Automated Collection Services, Inc. »
Provides maximum recoveries while maintaining a high level of professionalism.
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 BCW Group, PLC »
UK based firm offers collections and a variety of credit management services.
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 Jack Russell Collections and Investigation Agency »
Offers debt collection, credit management and private investigation services throughout the UK.
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 TCM Group International »
Global debt collection and credit management consortium.
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 Newcomen Commercial Services, Pty. Ltd. »
Offers a wide range of debt recovery, process serving and ledger management services. Based in Australia.
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 Bilateral Credit Corp. »
New York based agency and worldwide collection consultants.
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 Diversified Adjustment Service »
Collection agency based in Minnesota serves businesses in the USA. Licensed, bonded, and insured. Services include skip-tracing, credit bureau reporting. Requires JavaScript.
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 Credit Associates of Maui, Ltd. »
Provides debt collection services within the state of Hawaii.
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 Access Receivables Management »
Provides a full range of debt collection services through the Internet.
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 ConServe »
Offers a full complement of collection services tailored to the needs of each client.
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 Allied National, Inc. »
Nationwide US and international debt collection with offices in Los Angeles, Dallas, New York, Miami and Omaha.
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 ABC-Amega Inc. »
Providing accounts receivable management, first and third-party debt collection for B2B companies.
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 International Asset Recovery Group »
A network of legal professionals, with international associates, that enable clients to pursue and recover financial and other assets.
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 Valentine & Kebartas, Inc. »
Lawrence, MA collection agency provides collection services nationwide.
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 Financial Recovery Services »
Edina, Minnesota. Offers collection services to mid-size companies across the United States. Skiptracing, bilingual and Spanish-only services available. Description of their services and industries served.
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 T.L.Thompson and Associates »
Garland, TX agency handling diverse recovery problems for clients nationwide.
|
 Collection Group of Canada, Inc. »
Effects collections throughout North America from a centralized location in Toronto, ON.
|
 The Credit Department, Inc. »
A credit management outsourcing firm providing risk assessment and mitigation, credit management, deduction resolution and commercial collections.
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 Cash-in »
Providing the services of an inhouse credit collection department on an outsource basis
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 Credit Bureau Services, Inc. »
Fremont, NB firm serves the credit community in the areas of accounts receivable management, credit reporting and collections.
|
 CPA On-line Ltd »
A UK agency providing a unique Internet service for effective credit protection and bad debt management.
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 Creditcom »
Debt collection agency based in Brisbane, Australia.
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 Debt Recovery Specialists, Inc. »
Skagit, WA agency delivers superior service with high returns.
|
 Collect Your Bills.com, Inc. »
Accepts online submission of debts for collection from delinquent commercial, consumer, healthcare and public sector accounts.
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 Nor-Don Collection Network, Inc. »
Corporately managed offices across Canada.
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 Mountaineer Recovery »
Insured collection agent in Fairmont, WV, serving surrounding areas.
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 Credit Management »
Collection agency based in Grand Island, Nebraska.
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 P & B Collection Services »
UK based agency provide debt recovery for commercial accounts including credit reports and the tracing of missing persons.
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 Remit Corporation »
Services all account types. Offices in Bloomsburg, PA and Rock Hill, SC.
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 Resurgent Capital Services »
Provides contingency recovery services and purchases portfolios of distressed consumer receivables.
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 Harley Legal & Collection Ltd »
International commercial and consumer debt collectors based in the UK.
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 MJR Collections »
National and regional Canadian collection agency.
|
 Agency of Credit Control »
Providing bad debt recovery and check verification located in Denver, CO.
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 AmSher Receivables Management »
Privately owned agency in Birmingham, AL.
|
 Credit Associates, Inc. »
Customized collection services since 1944. Located in Great Falls, MT.
|
 Credit Management Control, Inc. »
Wisconsin based firm offers collection, skiptracing and litigation services.
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 Regal Credit Consultants Limited »
Provides services to UK and overseas lenders with consumer and commercial debts in the UK.
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 Professional Investigation & Collection, Inc. »
Saginaw, MI agency accepts account placements online.
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 Control Risk Management, Inc. »
Specialists in maritime debt collection.
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 Account Recovery, Inc. »
Omaha, NB based agency accepts placements online. Collects on all account types.
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 Financial Collection Systems, LLC »
Collection agency offering contingent rates and flat fees. Also provides skiptracing services.
|
 Co-operative Adjustment Bureau, Inc. »
A full service collection agency serving all industries. Based in Pleasant Hill, CA.
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 Professional Collection Consultants »
Inglewood, CA agency collects on all account types.
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 Euro Cash »
Systematically collects overdue claims throughout Europe.
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 Claims Resource Services, Inc. »
Specializes in insurance subrogation claims.
|
 DBF Collection Corp. »
Full service debt collection agency in Hewlett, NY.
|
 National Collection Agency, Inc. »
Bay Area based agency with in-house legal staff, specializing in debt recovery for commercial and retail accounts.
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 ProCollect, Inc. »
Dallas, TX agency has tailored an approach that will insure excellent results for all business types.
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 Valer Enterprises »
Services domestic and foreign claims for all business sectors.
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 Intrum Justitia »
Branch offices throughout Europe.
|
 National Lien & Bond Claim System, Inc. »
Offering lien filing and collection services in the United States and Canada.
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 Network Collection Systems, Inc. »
Debt collection and credit reporting agency located in Houston, TX.
|
 Nationwide Recovery Network, Inc. »
Sacramento, CA based agency accepts online placements of medical, retail, commercial, landlord-tenant and NSF check accounts.
|
 Quality Credit Services, Inc. »
Full service collection agency and credit services company offering acceptance of A/R outsourcing assignments, a variety of retail/consumer, commercial, industrial, educational, and institutional collection services.
|
 National Credit Systems, Inc. »
Founded for the primary purpose of helping apartment communities recover lost money from former residents.
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 Brennan & Clark Ltd. »
Collection agency assisting firms increase their bottom line.
|
 National Bond and Collection Associates, Inc. »
Bad debt collection services for all industries.
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 Allied Account Services, Inc. »
Bellmore, NY firm collects for all industries and purchases delinquent receivables.
|
 JNR Adjustment Company, Inc. »
Commercial and retail collections, check recovery. In-house skiptracing. Works on a contingency basis. Highlights of services, and their credentials.
|
 CBC International »
Offers worldwide commercial debt collection services. Based in the UK.
|
 Commercial Collection Corporation »
A full service accounts receivable solution provider based in Buffalo, NY. Accepts account placements and payments online.
|
 J McMillan Bailiffs & Collections »
Specializing in collections and seizures. Based in British Columbia, Canada.
|
 Credit Debt & Legal, Ltd. »
Offers debt collection services in the UK and abroad.
|
 Finance System of Richmond, Inc. »
Collection agency based in Richmond, Indiana specializing in medical and consumer collections.
|
 Portfolio Recovery Associates, LLC »
Focused on the purchase and management of delinquent consumer debt.
|
 CDR Financial Services, LLC »
Provides revenue recovery and accounts receivable management services to the medical and retail sectors.
|
 Alec Burlington Credit Management »
Provides commercial and consumer debt collections, accounts receivable consultancy, outsourcing and staffing throughout Europe.
|
 Staf »
Italian firm offers out-of-court debt collection services and commercial credit information in Italy and abroad.
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 United Collection Service, Inc. »
Full service Seattle based agency collects on all account types.
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 Allen, Lewis and Associates »
Music merchant recovery and collections, Jacksonville, FL.
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 Progressive Management Systems »
Specializes in commercial and residential accounts.
|
 The Conrad Companies »
Specialists in the collection of unsecured consumer receivables in the recreation and resort industries.
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 Van Ru Credit Corporation »
Provides total accounts receivable outsourcing solutions to clients nationwide, from five US locations.
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 Grosvenor Legal Services, Ltd. »
Provides debt recovery, tracing, process serving and repossession services.
|
 Moreton Smith International »
Offers credit control, debt collection and risk management reports with online client account management. Based in the UK.
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 DCM Services »
United States agency pursues collection against the estates, insurance claims, and survivors of deceased debtors. Consumer and medical debt. History and methods.
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 Global Control Inc. »
Delinquent account collection in Geneva, OH.
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 Bonded Collection Corporation »
Provides debt recovery services and accounts receivable outsourcing.
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 Southwest Collection Services »
Debt recovery for commercial, professional, and retail businesses.
|
 Advantage Collection Professionals »
A full service collection agency in Minnesota. Handles all account types. Requires Java.
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 Primeritec Services Group »
Jasper, GA, collection agency service.
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 Brown & Joseph, Ltd. »
Offering commercial collection services, accounts receivable outsourcing and escheat.
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 Adams, Stevens & Bradley, Ltd. »
Nationwide agency specializes in recovering delinquent accounts.
|
 NCO Group, Inc. »
Provides a wide range of accounts receivable management and outsourcing solutions.
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 Recovery One, LLC »
Specializing in the collection of delinquent commercial and consumer accounts receivable throughout the US.
|
 North American Credit Services, Inc. »
National receivables management company located in Chattanooga, TN.
|
 General Service Bureau, Inc. »
A family owned business. Collects on all account types.
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 Mabry & Mabry »
Specialists in subrogation claim recovery for insurance carriers.
|
 Ormca S.r.l. »
Credit reports and credit collection in Italy. Information about services and Company.
|
 ARO Collection, Inc. »
A Canadian national provider of collection services and a wide range of risk management initiatives.
|
 Pro Consulting Services, Inc. »
Specializes in collection of consumer and commercial debt.
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Many companies in this industry will do what ever they can to get away with charging you as much as they possibly can. Some of the ways they do this is not disclosing all the third party fees involved in a loan such as title insurance, appraisals, pre-paid tax and insurance escrows etc. It is important that you ask the loan officer you're speaking with about third party fees. If you don't they may not tell you and give you a good faith estimate that sounds fair, but at closing you'll find out that you have to pay a couple of thousand dollars more in fees you were unaware of. A good loan officer at a reputable company should have no problem disclosing all fees that pertain to your loan and should also make sure you understand what the fees are for.
Before you refinance a loan, make sure that you carefully analyze any fees that your lender is including on the loan. The Department of Housing and Urban Development can provide you with a list of standard fees. Use it to make sure that your lender isn't tacking on anything extravagant. And by all means, compare their fees with other lenders in the market.