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Mortgage Refinancing Help
: Business: Financial Services: Banking Services: Credit Unions: Regional: United States
: Wisconsin (51)
 When refinancing, don't take the first offer that comes around. Instead you should actively compare both interest rates and lenders.
 See also:
 Capital Credit Union »
Offers online banking, forms, and rates. With branches around the Fox River Valley.
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 First American Credit Union »
Located in Beloit. Also in Rockton, Illinois.
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 Educators Credit Union »
Racine, Kenosha, Burlington, Waukesha and Milwaukee, WI
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 University of Wisconsin Credit Union »
For current or former employees, students or alumni of the University of Wisconsin System or Edgewood College, as well as other members of the University community. Madison, Milwaukee, Whitewater, and Green Bay.
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 AMCCU Credit Union »
A full service financial institution serving the those who live or work in Kenosha and Racine counties.
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 Lakeview Credit Union »
Membership information, online banking, rates and fees. Neenah.
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 Premier Financial Credit Union »
Promotions, location information, and online applications. New Holstein, Kiel, and Chilton. [Formerly La-Tec Credit Union]
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 N.E.W. Credit Union »
Oconto Falls. Open to anyone living or working in Oconto County.
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 Harbor Credit Union »
Includes products and services, mortgage and lending information, hours, and contact details. Locations in Green Bay, Ashwaubenon, Algoma, and Luxemburg.
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 Kohler Credit Union »
Kohler, Plymouth, Howards Grove and Sheboygan.
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 Unison Credit Union »
Products and services, current rates, news. Formerly Kaukauna Credit Union.
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 Tri-County Credit Union »
Marinette.
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 PCM Employees Credit Union »
Serves the employees of several Green Bay area companies. Description of products and services, online banking, and contact details. Located in Green Bay.
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 Co-op Credit Union »
Serves members in Black River Falls, Melrose and Galesville. Description of products and services, rates, and hours of operation.
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 Heartland Credit Union »
A financial cooperative serving Dane, Grant, Iowa and Lafayette counties. Description of services, interest rates.
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 Community Credit Union »
Includes history, rates, and newsletter. La Crosse, Onalaska, and Holmen.
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 Tower Credit Union »
Rates, loan information and calculator, hours, and contact details. Locations in Wausau and Weston.
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 Co-operative Credit Union »
Location information, products and services, and employment opportunities. Locations in Racine and Burlington.
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 Community First Credit Union »
Includes online banking, descriptions of products and services, location details and hours. Locations in Appleton, Neenah, Oshkosh, Manitowoc, and Waupaca.
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 American Credit Union »
Description of services, financial calculators, rates, specials, and online banking. Milwaukee and Thiensville.
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 Best Advantage Credit Union »
Provides online banking, products and services, and location information. Brillion, Sherwood, and Forest Junction.
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 First Choice Credit Union »
Loans, interest rates, financial information and hours of operation. (Marshfield)
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 A-B Credit Union »
Provides news, location information and hours, products, and employment opportunities. Locations in Milwaukee and Mequon.
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 Southern Lakes Credit Union »
Special promotions, online banking, rates and calculators. Kenosha.
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 Kilowatt Credit Union »
Credit union open to employees and families of Alliant Energy Corporation and its subsidiaries. Provides descriptions of products and services, forms and applications, news, and rates.
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 First Community Credit Union »
Includes loan information, rates, and location information. Formerly FM Credit Union; serving Beloit and Monroe.
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 Sentry Credit Union »
Stevens Point. Membership is open to employees of Sentry Insurance and their subsidiaries.
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 Westconsin Credit Union »
Includes news, loan applications, and account access. Menomonie, Amery, Baldwin, Barron, New Richmond and River Falls.
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 Fox Communities Credit Union »
Locations and hours, rates, home banking, calculators, and forms. Appleton, Kimberly, New London and Clintonville.
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 Summit Credit Union »
Formerly State Capitol Credit Union. Locations in Madison, Baraboo, Lake Mills, Watertown, Sun Prairie, and Beaver Dam.
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 CitizensFirst Credit Union »
Provides information about products and services, online account access, and membership information. Oshkosh, Pickett, Menasha, and Berlin.
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 CoVantage Credit Union »
Membership information, loan applications, specials, and location details. Antigo, Crandon, and Shawano.
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 Royal Credit Union »
Offers online banking, investment options, and seminar schedule. Eau Claire, Chippewa Falls, Rice Lake, and Whitehall.
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 Shoreline Credit Union »
A full service financial institution serving anyone who lives or works in Manitowoc County. Products and services, interest rates, community information. Located in Two Rivers.
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 Badger Globe Credit Union »
Serving Kimberly-Clark employees, retirees and their families since 1947 with an array of financial products and services. Located in Neenah.
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 Pioneer Credit Union »
Member-owned with full service financial. Servicing Green Bay, DePere, Door County and Shawano.
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 Ripco Credit Union »
News, benefits and services, rates, location and hours. Located in Rhinelander.
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 Guardian Credit Union »
West Allis, S. Milwaukee, W. Milwaukee, and Menomonee Falls.
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 Utilities Credit Union »
Open to Xcel Energy employees, retirees, and their families. Includes savings and loan rates, product descriptions, and member resources. Eau Claire.
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 Horizon Credit Union »
Racine. Open to persons residing or employed in the counties of Kenosha and Racine.
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 MCU Financial Center Credit Union »
Description of services, loan rates, location details, and hours. Locations in Racine and Burlington.
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 Parker Community Credit Union »
Financial services, rates, hours and locations, contact information. Janesville.
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 Fort Community Credit Union »
Provides Internet banking, specials, rates, and fee information. Fort Atkinson, Whitewater and Jefferson.
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 Beloit Municipal Credit Union »
A traditional credit union serving members through a web site that includes online applications, interactive calculators, office location, and membership information.
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 Racine Municipal Employees Credit Union »
Racine.
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 Altra Federal Credit Union »
La Crosse and Onalaska. Also in Tyler, Texas, and Lexington, Kentucky.
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 County-City Credit Union »
Loan information, online banking, history, and location details. Located in Jefferson.
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 Connexus Credit Union »
Descriptions of products and services, rates, and contact details. Located in Wausau.
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 St. Marys and Affiliates Credit Union »
Serves employees of St. Marys Hospital and associated health care facilities. Includes online banking, loan and rate information, and contact details. Located in Madison.
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 Bull's Eye Credit Union »
Offering traditional banking services and the Moola Kids Club. Locations in Wisconsin Rapids and Plover.
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 Know your credit score before you begin looking for a loan. If you can, try to remove any blemishes from your credit report before applying for a refinance.
Be Ready. After your loan is approved, you'll need to sign your loan documents and provide a check for any out-of-pocket closing costs. Make sure the funds are available in your account, and be ready to make room in your schedule to read and sign your loan documents as soon as possible.
When refinancing a mortgage, as many as 30% of homeowner's cash out part or all of their home's equity. By investing in home improvements or paying off credit cards, this can be a smart. But, if you are borrowing more than 80% of your home's value, you will be hit with private mortgage insurance, costing you hundreds a year.
When evaluating different lender offers, in the mortgage loan pre-approval process, pay closest attention to the interest rates they are offering & the closing costs. These are the two biggest factors that will help you figure out which lender is right for you. If one of these two factors is too high, it could offset the benefit of refinancing for you.
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