 Dade County Federal Credit Union »
Serving select employee groups near Dade County, Florida.
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 Florida Customs Federal Credit Union »
Tampa, FL. Serving Florida employees of the Bureau of Customs and Border Protection and the Bureau of Investigations and Customs Enforcement, and their families.
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 Martin Federal Credit Union »
Orlando, FL. Serving employees of many participating companies and groups.
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 Bay Credit Union »
Community credit union in Panama City, FL.
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 West Coast Federal Credit Union »
Sarasota, FL. Serving employees and retirees of US Postal Workers, Veterans, Local, State, or Federal Government, and select employee groups living in Southwest Florida and their immediate family members.
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 Country Federal Credit Union »
MacClenny, FL. Serving those who live and work in Baker, Baldwin, and Maxville counties, and the surrounding area.
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 Velocity Community Credit Union »
Palm Beach Gardens, FL - Serving anyone everyone who lives, works, worships, volunteers or attends school in Palm Beach County.
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 Duval Federal Credit Union »
Jacksonville, FL. Serving anyone who lives or works in Jacksonville and Duval County,
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 Financial Federal Credit Union »
Miami, FL - Serving employees of Bloomingdales, Macy's, Office Depot, 4Sure.com, Tech Depot, Miami Herald, Kansas City Star, Wichita Eagle, and their families.
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 Metro North Federal Credit Union »
Servicing select employee groups in Jacksonville, FL.
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 Score Federal Credit Union »
Tallahassee, FL. Open to state agencies and select employee groups in Florida.
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 Florida Commerce Credit Union »
Tallahassee, FL. Serving select organizations in Florida.
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 Magnify Credit Union »
Mulberry, FL. Serving anyone who lives or works in Polk County.
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 Miami Firefighters Federal Credit Union »
Miami, FL. Serving active and retired members of the Miami Fire Department, select employee groups, and their families.
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 Sarasota Municipal Employees Credit Union »
Sarasota, FL. Serving employees of the City of Sarasota, its retirees, and their families.
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 Orlando Federal Credit Union »
Member-owned full service financial institution serving Central Florida.
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 Monroe County Teachers Federal Credit Union »
Key West, FL. Serving employees of Monroe County District School Board and Florida Keys Community College, Students of the Monroe County School District, Keys Community College, retirees and family members.
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 Publix Employees FCU »
Lakeland, FL. Serving select employee groups and their families.
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 CFE Federal Credit Union »
Financial institution serving anyone who lives, works, attends school, volunteers or worships in Orange, Osceola, Lake or Seminole county.
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 Railroad and Industrial Credit Union »
Serving Florida employees of the railroad and their families, and other select groups.
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 Innovations Federal Credit Union »
Bay County, FL. Serves civilian and military personnel of Coastal Systems Station.
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 Coral Community Federal Credit Union »
Ft. Lauderdale, FL. Serving people who live, work, worship or go to school in most of Broward County, and their families.
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 Florida Credit Union »
Gainesville, FL. Open to employees of education organizations in Florida.
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 Vanguard Community Credit Union »
Stuart, FL. Serving those who work or live in Martin County.
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 Sarasota Coastal Credit Union »
Serving persons who live, work or worship in Sarasota, Manatee or Charlotte County, Florida.
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 Tropical Financial Credit Union »
Not-for-profit, member owned operated financial cooperative. Membership open to residents and employees in specific towns or zip codes.
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 Florida Transportation Credit Union »
Fort Lauderdale, FL. Serving current and retired Florida Department of Transportation Employees (FDOT) and employees of other state agencies within the FDOT districts in which our offices are located, all current or retired employees of Florida's Turnpike Enterprise, employees of companies under contract with the FDOT, and immediate family members of a current member.
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 Suncoast Schools Federal Credit Union »
Charlotte, FL. Open to employees, elected officials and retirees of public and non-public schools in specific counties in Florida.
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 GTE Federal Credit Union »
Tampa, FL. Serving over 300 member companies in West Central Florida.
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 City County Credit Union »
Ft. Lauderdale, FL. Serving anyone who lives or works in Broward, Palm Beach, Miami-Dade, Monroe, Martin, St. Lucie, Indian River, Brevard, Osceola, Orange or Seminole Counties, licensed professionals and their employees, and over 70 SEG groups, including American Express and AAA.
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 City County Employees Credit Union »
Clearwater, FL. Serving employees and retirees of the City of Clearwater, Pinellas County, City of Largo, Town of Belleair, Members of CWA Local 3179, and their families.
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 Southermost Federal Credit Union »
Key West, FL. Serving employees of several county and city organizations within Monroe County and Key West, including the City of Key West, County of Monroe, Florida Keys Community College and their families.
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 Tallahassee-Leon Federal Credit Union »
Tallahassee, FL. Serving anyone who lives, worships, or attend school in and business and legal entities located in Leon, Gadsden, Jefferson or Wakulla counties.
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 Florida Credit Union League »
Florida-based statewide trade association offering services focused on meeting the current and future needs of Florida's credit unions.
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 Florida DOT Credit Union »
Tallahassee, FL. Serving employees of the Department of Transportation.
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 Tampa Bay Federal Credit Union »
Serving select employee groups in the Tampa Bay, FL area.
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 1st Credit Union of Gainesville »
Serving employees of Gainesville and Alachua County, FL, and employees of Gainesville Regional Utilities.
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 Manatee Community Federal Credit Union »
Bradenton, FL - Serving anyone who lives, work or worships in Manatee County.
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 Community Educators Credit Union »
Melbourne, FL. Serves select groups located in Florida.
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 Space Coast Credit Union »
Serving select employee groups from 20 branches throughout Florida.
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 BrightStar Credit Union (BSCU) »
Serves anyone who lives or works in Broward County or in Boca Raton or Delray Beach, Florida, their family members, and organizations associated with any BSCU members or eligible members located in those areas.
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 Central Credit Union of Florida »
Pensacola, FL. Open to employees of selected Florida businesses.
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 Jetstream Federal Credit Union »
Miami Lakes, FL. Serving anyone who lives, works, worships, or attends school in most of Miami-Dade County and San Juan, Carolina and Trujillo Alto in Puerto Rico.
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 FRSA Credit Union »
Winter Park, FL. Serving anyone who lives, works, attends school, or worships in the Winter Park area, FRSA contractor and associate members, and their families.
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 Six Thirty Credit Union »
West Palm Beach, FL. Serving the members of Local Union 630, Local Union 821, and their immediate family members.
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 Indian River Federal Credit Union »
Vero Beach, FL. Serving select employee groups and their families.
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 Pen Air Federal Credit Union »
Serving active duty or retired military and their immediate families in Florida
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 Coastline Federal Credit Union »
Offering a wide variety of products and services to members Jacksonville, FL.
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 Members First Credit Union »
A member owned non profit institution providing financial services to members for saving and borrowing money. Pensacola, FL.
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 Miami Postal Service Credit Union »
Serving postal and other Federal Government employees in Miami, FL.
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 IBM Southeast Employees Federal Credit Union »
Boca Raton, FL. Serving IBM employees in Florida.
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 Tampa Postal District Federal »
Tampa, FL. Serving current and retired postal employees.
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 TMH Federal Credit Union »
Tallahassee, FL. Serving employees and students of TMH.
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 South Atlantic Federal Credit Union »
Boca Raton, FL. Serving employees of a number of companies in the hospitality industry in and around Boca Raton, employees of the City of Boca Raton, and their families.
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 First Choice Credit Union »
West Palm Beach, FL. Serving anyone living or working in Palm Beach County, employees and retirees of the Federal Government and veterans of any branch of the service living in Florida, individuals holding a professional license in Florida, members of an existing member, and members of the Argentina Arts Organization.
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 Florida West Coast Credit Union »
Serving select employee groups in Hillsborough and Pasco Counties.
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 MidFlorida Federal Credit Union »
Bartow, FL. Serving anyone who lives, works, worships or attends school in Polk or Highlands counties.
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 Peoples Credit Union »
Serves anyone who lives or works in Miami-Dade or Broward County, FL.
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 Pinellas Federal Credit Union »
Largo, FL. Serving several zip codes in Pinellas and Pasco counties as well as a number of select employee groups, including Pinellas County Employees.
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 Baptist Health South Florida Federal Credit Union »
Miami, FL. Serving employees, doctors, medical staff, technicians, contract workers, volunteers, medical and health care students who work with Baptist Health South Florida facilities located in Miami-Dade, Broward and Monroe Counties.
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 Sun Credit Union »
Hollywood, FL. Serving employees of the City of Hollywood, members of the Greater Hollywood and Dania Beach Chambers of commerce, Real Estate Professionals, other employee groups and their families.
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 Florida Government Employees Credit Union »
Jacksonville, FL. Serving government employees of Florida.
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 United Police Federal Credit Union »
Miami, FL. Serving law enforcement employees in Miami-Dade County and their families.
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 McCoy Federal Credit Union »
Orlando, FL. Serves those who live, work, worship, or attend school in Orange County.
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 VyStar Credit Union »
Services many companies and organizations in the five-county area. This includes Duval, Clay, St. Johns, Nassau and Baker counties.
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 Fairwinds Credit Union »
Serving employees of over 500 select employee groups in Florida.
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 Service 1st Credit Union »
Tampa, FL. Service numerous zip codes in the Tampa area, employees of businesses in Sabal Park, those in the transportation and vehicle dealership industry, a number of select employee groups, and their families.
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 Compass Financial Federal Credit Union »
Medley, FL. Serving anyone who lives, works, worships, volunteers, attends school in, and businessed in a number of Miami-Dade and Broward County zip codes, select employee groups, and their immediate family members.
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 Broward Healthcare Federal Credit Union »
Ft. Lauderdale, FL. Serving anyone who works in the medical field in Broward County and their immediate family members.
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 Sentinel Graphics Federal Credit Union »
Ft. Lauderdale, FL. Serving employees of the Sun Sentinel Company, the Printing Association of Florida, a number of other employee groups, and their families.
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 Memorial Employees Federal Credit Union »
Hollywood, FL. Service past and present employees of Memorial Healthcare Systems and members of their families.
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 Gold Coast FCU »
West Palm Beach, FL. Serving select employee groups in Florida.
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 Campus USA Credit Union »
Community credit union for Alachua, Marion and Columbia County, FL.
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 Mercy Credit Union »
Miami, FL. Serving employees of Mercy Hospital and related companies, and their immediate family members.
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 Healthcare's Cooperative Credit Union »
Jacksonville, FL. Serving healthcare and Real Estate professionals in the greater Jacksonville area.
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 Santa Rosa County Teachers FCU »
Santa Rosa County, FL. Membership is open to those living, working or worshiping in Santa Rosa.
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 Tyndall Federal Credit Union »
Panama City, FL. Serving employees of companies in the Panhandle area of Florida.
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 Kennedy Space Center Federal Credit Union »
Serving those who live, work, or worship in Brevard or Volusia County, FL.
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 Florida Baptist Credit Union »
Jacksonville, FL. Serving any employee of a Southern Baptist church or affiliated institution or agency in the State of Florida.
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 San Antonio Citizens Federal Credit Union »
San Antonio, FL. Serving persons who reside or work in Eastern Pasco and Eastern Hernando Counties.
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 Miami Federal Credit Union »
Miami, FL. Serving employees and military personnel of the U.S. Federal Government who work in or have headquarters in Miami-Dade, Broward or Monroe County, Florida, several employees groups including Capital Grill, and their immediate family members.
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 Bay Gulf Credit Union »
Serving primarily federal employees and local employee groups in Tampa, FL.
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 Jax Federal Credit Union »
Jacksonville FL. Serving select employee groups in Jacksonville.
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 Keys Federal Credit Union »
Serves anyone who lives or works in the Florida Keys.
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 North Broward Hospital District Federal »
Ft. Lauderdale, FL. Serving select organizations within Florida.
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 Florida State University Credit Union »
Open to students and faculty of Florida State University.
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 University Credit Union »
Miami, FL. Membership includes all University of Miami, International University and St. Thomas University employees, students and alumni.
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Changing the term of your mortgage can help in several ways. First, if you were to refinance your current mortgage from 30 years to 15 years, you will accelerate the rate at which you pay towards principle each month meaning your house will be paid off quicker. Also, you will save an unbelievable amount of money in terms of interest because you would likely be taking 10 to 15 years off the life of your loan. Second, you can also refinance a 15 year mortgage to a 30 year mortgage. It seems like it might not make sense to do this, but if you have an immediate need to free up monthly cash-flow and you don't want to take out a home equity loan, this can work out to your benefit. When you take a 15 year loan and refinance it to 30 years you will have the same balance only the payments can be hundreds of dollars less than the 15 year loan. The only draw back to this is you will pay more in interest over the live of the loan.