 Macon Bank »
Provides saving and checking services to the western counties of North Carolina.
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 Capital Bank »
Community bank offers business and personal banking services in North Carolina.
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 Piedmont Federal Savings »
Provides North Carolina residents with mortgages, IRA financial services and investments.
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 Harrington Bank »
A community-based bank in Chapel Hill.
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 Cornerstone Bank »
Community bank serving retail and business in Wilson, North Carolina.
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 United Community Banks, Inc »
Provides financial and investment products to the north Georgia and western North Carolina markets.
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 Mechanics and Farmers Bank »
Community bank provides personal and business banking through eight branch offices in four North Carolina cities.
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 High Point Bank »
A community bank serving the greater High Point community of North Carolina.
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 F and M Bank »
A full service community bank serving all of Rowan County, North Carolina and surrounding areas.
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 Roanoke Rapids Savings Bank »
Provides checking, savings, and lending services to residents of Roanoke Rapids, North Carolina.
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 LSB Bancshares »
Full service bank serving Davidson, Forsyth, and Stokes counties in North Carolina.
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 First South Bank »
Community bank with branch offices and ATMs throughout eastern North Carolina.
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 Clyde Savings Bank »
A division of Hometown Bank, with ten branch offices throughout North Carolina.
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 FNB Southeast »
North Carolina chartered bank providing commercial and consumer banking and investment services.
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 Bank of Granite »
An independent community bank serving the Catawba Valley and Blue Ridge foothills in western North Carolina.
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 Cooperative Bank for Savings »
A full service community bank with office locations from the South Carolina border to the outer banks of North Carolina.
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Many people with poor credit history look to take out loans from friends and family. While this may be a fairly good short term solution, it might not be the smartest of long term business moves. What you need to do is refinance your mortgage and lower your payment. The best thing you can do for yourself is to shop around. I'd be willing to bet that some banks will give you a better deal on a mortgage refinancing than you think they would. Find out who's got the best rate to get the best deal on your loan. This might take a little legwork, but it could pay off. Finding that right bank to give you the right deal on your refinancing will be worth the effort.
There is no such limit on the number of times you can go for home refinance loans. Most lenders prefer that you have no late payment for the past 12 months before you switch over to a new loan.