 Farmers & Merchants State Bank »
Community bank with locations in Springfield and Morgan. Offers personal and business banking services, insurance. List of products and services, online banking, hours.
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 Patriot Bank Minnesota »
Independently-owned community bank offers business and personal financial services, including investments, banking by telephone, online bill pay. Lino Lakes, Forest Lake, and Wyoming.
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 Profinium Financial »
Community bank in Fairmont and Truman. Their history, lobby and drive-up hours, access to online banking, rates, and services.
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 Altura State Bank »
Altura. Personal and commercial banking services, including checking, savings accounts, loans, online banking. Hours, location. Timeline.
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 First Federal Bank »
Internet banking allows customers to access any of their First Federal accounts via computer. Headquarters in Bemidji, with offices in Bagley, Baudette, and Walker.
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 First National Bank of Cold Spring »
Cold Spring and Rockville. Offers personal and business checking and savings accounts, loans. Overview of services, history, locations and hours.
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 Citizens State Bank »
Norwood Young America. Independent community bank offers personal and business services, including Internet banking and online bill pay. History, staff directory, description of services and products.
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 American Bank of St. Paul »
Offers personal and business banking services, including checking, savings, loans, investment planning. Some transactions can be conducted online. Locations in the Twin Cities, Freeborn County, and Renville County.
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 Security Bank and Trust »
Headquarters in Glencoe, eight other locations in McLeod and Carver Counties. Offers personal and business financial services. Locations, hours, description of services, online banking and bill pay.
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 American Heritage National Bank »
Personal and business checking, loans. Savings accounts, payroll services. St. Cloud, Browerville, and Long Prairie.
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 First National Bank of Moose Lake »
A locally-owned independent community bank in Moose Lake focusing on Internet banking, checking, savings, loans, investments and insurance.
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 Citizens Independent Bank »
Five locations in suburban Hennepin County. Contains bank account information, online banking services, and community events. Requires cookies.
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 First National Bank in Wadena »
Wadena. Personal and business banking services. Offers banking by phone. Hours, services.
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 Citizens Bank Minnesota »
Community-owned bank, with main office in New Ulm, and branch offices in Lafayette and La Salle. Offers personal, business, and agricultural banking services. Online banking available.
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 State Bank of Cokato »
Provides banking services and products in Cokato, Minnesota.
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 Winona National Bank »
Independently-owned community bank. Locations, hours, FAQs on the merger for Town and Country customers, Internet banking, description of services offered. Winona.
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 First Resource Bank »
Savage. Community bank. Personal accounts and business services. Location, hours, profiles of officers and directors.
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 Community Bank Chaska »
Community bank offers banking services for Chaska, Minnesota.
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 The Business Bank »
Minnetonka. A bank focused on small to medium-sized businesses. Contact information, map and directions, description of products.
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 First National Bank of Milaca »
Community bank with locations in Milaca, Isle, and Gilman. Types of accounts they offer, hours, local links, online banking and bill pay. Requires JavaScript.
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 First National Bank of Bagley »
Full service bank with offices in Bagley and Fosston. Checking, savings, electronic funds transfer, investments and retirement plans. Member FDIC.
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 Crow River Bank »
Community bank, with offices in Delano and Mound. Offers personal and business financial services.
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 Lake City Federal Savings and Loan Association »
Personal and business checking services and savings accounts, loans. Telephone banking, online bill payment. Lake City. Requires JavaScript and cookies.
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 Citizens National Bank »
Park Rapids. Community bank. List of services, current rates on interest-bearing accounts, access to online banking. Location and hours.
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 Adrian State Bank »
Adrian. Financial services. Checking, savings, loans, insurance agency.
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 Pine River State Bank »
Independent bank with offices in Pine River, Emily, Breezy Point, and Pillager. Locations, hours, contact information, area map, services offered.
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 Stearns Bank N.A. »
Business and personal banking. Mortgages, employee benefit plans, investment services. St. Cloud.
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 Community Development Bank »
Community bank. Offers checking and savings accounts, personal and commercial loans. List of services, description of account types, current interest rates, fees. Ogema, Hancock, and Benson.
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 Brainerd Savings & Loan »
Checking and savings accounts, consumer loans. Offices in Baxter, Brainerd, and Nisswa.
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 American State Bank of Grygla »
Grygla. Independent community bank offers personal and business banking, loans, and insurance. Their products, current rates, history. Online banking available.
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 Americana Community Bank »
Personal and business banking services, including online banking. Five locations in southern Minnesota and the western suburbs of the Twin Cities.
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 State Bank of Bird Island »
Bird Island. Independent local bank offers personal, commercial, and agricultural financial services. Types of accounts and loans, card services, interest rates, contact information, online banking.
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 Republic Bank »
Offers personal and business banking services. FAQs, current rates, locations, online banking. Duluth, Esko, Hermantown, and Hibbing. Too wide for most monitors.
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 Midwest Bank »
Locally owned, independent bank with several offices in west central Minnesota. Services for personal and business customers, including banking by phone.
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 Wells Federal Bank »
Community bank headquartered in Wells, with eight other locations in south central Minnesota and a loan office in Mason City, Iowa. Offers business and personal checking, Internet banking, credit cards. Site requires JavaScript and a 4.0 or later browser.
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 First State Bank of Wabasha »
Locally-owned community bank. Business and personal banking services. Telephone and internet banking. Offices in Wabasha and Kellogg.
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 Western Bank »
Main office in St. Paul, with other offices in Maplewood, Oakdale, Mounds View and Minneapolis.
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 Lake Country Community Bank »
Personal and business checking and savings accounts, loans, banking online or by telephone. History, locations of branches and ATMs, hours. Morristown, Faribault, and Nerstrand.
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 The State Bank of Faribault »
An independent locally owned bank. Free 24-hour banking by telephone. Information on personal and business banking services. Faribault.
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 Home State Bank »
Personal and business banking services, including home mortgages and agricultural banking. Locations in Cosmos, Kandiyohi, and Willmar, loan office in Litchfield. Access to checking online.
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 Pine Country Bank »
Offers personal and business banking services. Online banking or bank by phone available. Flagship office in Little Falls, with branches in Royalton, Rice, and Bowlus.
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 Lake Area Bank »
Community bank offers personal and commercial banking in Lindstrom and surrounding communities.
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 State Bank of Delano »
Delano. Locally owned, independent community bank. Banking by Internet or telephone, online bill pay, checking accounts, mortgages.
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 Bank of Zumbrota »
Locally owned and operated community bank, with two Zumbrota locations. 24-hour ATM and banking by phone.
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 BankCherokee »
Personal and business banking, including checking, savings, investment planning, real estate loans, online banking. Locations, hours, current rates. St. Paul, North Oaks, and Savage.
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 Northern State Bank of Virginia »
Locally-owned. Personal and business banking services. Telephone banking and online bill pay. History, locations, hours. Virginia.
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 Cambridge State Bank »
Provides internet banking, consumer and commercial loans, mortgages, IRAs. Cambridge.
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 The First State Bank of Rosemount »
Independently-owned bank in Rosemount. Contact information, hours.
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 State Bank of Richmond »
Richmond. Independent bank offers personal and business banking services. History, location, current rates, their services, access to online bill pay.
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 The Bank of Elk River »
Offers checking, savings accounts, loans for individuals and businesses. Internet banking available. Elk River, Zimmerman, and Ramsey.
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 Park Midway Bank »
St. Paul. A community bank serving individuals and small businesses. Two locations.
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 Lake Elmo Bank »
Internet banking, investment center, bulletin board, and newsletters. Lake Elmo and Oakdale.
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 Lakewood Bank »
Provides banking services for Nisswa, Brainerd, Baxter, and Crosslake.
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 Northern Star Bank »
Independent community bank offers personal and business banking services. Products and services, fees. Mankato and St. Cloud.
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 Highland Banks »
Business and personal banking, investment services. Employment opportunities, description of services. Eight locations around the Twin Cities area.
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 BankVista »
Sartell. Independent community bank offers personal and business deposit accounts, debit cards, online bill pay, loans.
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 Farmers State Bank of Dent »
Independent, locally-owned community bank with offices in Dent and Perham. Locations and hours.
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 First National Bank Minnesota »
Offers business, agricultural, and personal banking services, including Internet banking and bill pay. St. Peter, Gaylord, and Mankato.
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 First National Bank in Mahnomen »
Locally-owned community bank. Contact information, hours, information on services offered. Banking by telephone is available. Mahnomen.
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 Paragon Bank »
Community bank in Shakopee and Wells. Offers personal and business banking services. Brief history, locations and hours. Parts of site require JavaScript.
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 State Bank of Tower »
Personal and business banking services. Offices in Tower, Carlton, and Cloquet.
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 Wadena State Bank »
Locally-owned independent bank. Offers phone and Internet banking, drive-up, walk-up. Personal and business banking. Locations in Bluffton, Deer Creek, and Wadena.
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 First Farmers and Merchants Bank »
Personal and commercial banking. Checking, savings, loans, investments. 24-hour banking by telephone. Nine locations across southern Minnesota.
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 Central Bank »
A full service and independently owned community bank with branches located in Eden Prairie, Golden Valley, Stillwater, and White Bear Lake.
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 Community Security Bank »
New Prague. Locally owned. Hours, online banking. All other information requires JavaScript.
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 Security State Bank »
An independent locally owned bank operating in Ostrander, Lewiston, Wykoff, and Spring Valley. Locations and hours, contact information, details on services offered.
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 Great Northern Bank »
St. Michael. Community bank. Offers checking, savings accounts, and loans for individuals or businesses. Online transactions. Location and hours, recent rates. Requires JavaScript.
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 PrinsBank »
Prinsburg. Community bank offers checking, savings. Personal and commercial loans. Online banking.
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 State Bank of Kimball »
Community bank offers personal and business banking services. Current rates, online banking, hours, locations, types of deposit accounts. In Kimball and St. Augusta.
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 Prairie Sun Bank »
Community bank with offices in Appleton and Milan. Specializes in personal banking, including the option to bank online. Overview of services and products, contact information.
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 Home Federal Savings Bank »
Bank with headquarters in Spring Valley and locations in 5 other cities in southeastern Minnesota and 2 in Iowa. Full line of personal and business banking services. Hours, locations, history, investor information.
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 Woodland Bank »
Family-owned. Offers personal and commercial banking services. Has branches in Remer, Longville, Cohasset, and Hill City.
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 Annandale State Bank »
Offices in Annandale and Clearwater. Overview of banking and financial services offered.
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 Northeast Bank »
Offers personal and business banking services. Internet banking available. History, locations and hours. Offices in Columbia Heights, Coon Rapids, and Minneapolis.
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 North Shore Bank of Commerce »
Provides personal and business banking in Duluth, Minnesota.
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 Bremer Bank »
St. Paul. Offers personal and business banking services. Overview of their products, online banking.
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 Grand Timber Bank »
McGregor. Friendly old-fashioned service combined with modern technology. Checking, savings, CDs, loans, ATM cards, credit cards.
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 Sherburne State Bank »
Locally owned. Personal and commercial banking services. Has branches in Becker, Clear Lake, Princeton, and Santiago.
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 The Lake Bank N.A. »
Community bank provides banking services to Two Harbors and Silver Bay, Minnesota.
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 Northwoods Bank of Minnesota »
Small, locally-owned bank, with headquarters in Park Rapids and branches in Nevis, Pine City, and Rush City.
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 First Minnesota Bank »
Independent community bank offers savings accounts, personal and business checking. Online banking available. Locations in McLeod County and the western Twin Cities area.
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 First National Bank of Gilbert »
Gilbert. Independent bank offers personal and business financial services. Too wide for smaller monitors.
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 First State Bank Minnesota »
Checking, savings, loans, card services, bank by phone. Has branches in LeRoy and Spring Valley.
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 United Community Bank »
Personal and business banking services. Internet banking available. Locations in Frazee and Perham. Requires Flash.
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 Eagle Bank »
Community bank with four locations in Grant and Pope Counties. Personal and commercial banking, including agricultural loans. Online banking for customers.
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 First State Bank of Bayport »
Community bank offers financial services in Bayport and Oak Park Heights, Minnesota.
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 VisionBank »
St. Louis Park. Focuses on the needs of businesses. Also offers personal banking services. Online banking available.
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 Premier Banks »
Personal and business checking, savings accounts, loans. Banking online or by telephone, bill pay. Locations and hours. Twin Cities area and southeastern Minnesota.
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 Citizens State Bank »
Full service community bank with locations in Roseau and Badger. Hours, list of services, contact information.
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 Village Bank »
A privately owned community bank with offices in St. Francis, Blaine and Oak Grove.
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 State Bank of Taunton »
Taunton. Community bank offers both personal and business banking services, including checking and savings accounts, debit cards, online banking.
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 Center National Bank »
Litchfield. Offers personal and business banking, including checking, savings, loans. Factoring, merchant services, ACH. Personal and commercial insurance.
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 Citizens State Bank of Tyler »
Tyler. Community bank offers checking, savings accounts, loans, debit card and ATM, financial advice. Illustrated history, staff photo directory, online banking.
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 Security State Bank of Pine Island »
Independent bank offers checking and savings accounts, loans, debit cards, banking by telephone. List of services, location, hours. Pine Island.
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 First National Financial Services »
Full service banking including electronic billpay. Locations in the northwest suburbs of Minneapolis.
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 United Prairie Bank »
Offers personal, business, and agri-business banking services. Banking by telephone. Contact information and hours for two Owatonna locations.
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 White Rock Bank »
Goodhue County. Community bank offers personal and family banking, including financial services for agriculture. Locations, list of services. Requires JavaScript.
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 InterBank »
Lists their products and services for individuals. Suburbs of Minneapolis-St. Paul.
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 Maple Bank »
Champlin. Community bank offers checking, savings, loans for individuals and businesses. Online banking, including bill pay. Services, location and hours.
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 Liberty Savings Bank »
Serving the personal banking needs of Central Minnesota residents.
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 Bank of Maple Plain »
Community bank offers personal checking, savings accounts, ATM cards, bank by phone or online. Hours, overview of services, fees. Maple Plain.
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 State Bank of Cold Spring »
Cold Spring. Independent community bank. Offers checking and savings accounts, personal or business loans, online bill pay, bank by phone. Location, hours, types of accounts and other services offered.
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 Sentry Bank »
Independent community bank. Checking, savings accounts, loans for individuals or businesses. Online bill pay. Banking by phone or Internet. Locations, hours, overview of what they offer. Headquarters in St. Joseph, with branches in St. Cloud and St. Stephen.
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 Sterling State Bank »
Offers personal and business checking, loans, online banking. Headquartered in Rochester, with locations in southeastern Minnesota and the Twin Cities. Too wide for smaller monitors.
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 Community Federal Savings and Loan Association »
Little Falls. Community bank offers personal and business banking services. Extensive use of frames.
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 Heritage Bank »
Personal, business, and agricultural banking. Also offers insurance and investment services, online banking. Locations in Willmar, Pennock, Raymond, and Spicer. Parts of site require JavaScript.
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 First National Bank of Cokato »
Cokato. Personal and business banking services. Hours, online banking.
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 State Bank of Chandler »
Chandler. Community bank offers checking and savings accounts, personal and business loans, insurance. Online banking available. Location, hours, services offered, staff, history.
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 Ultima Bank Minnesota »
Small, rural, community bank with offices in Fosston and Winger, making the most of technology. History and vision, personal and commercial banking services, career opportunities, Internet banking.
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 Farmers and Merchants State Bank »
Paynesville. Independently-owned. Offers personal and business checking, savings accounts, loans. Online banking.
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 Farmers and Merchants State Bank of New York Mills, Inc. »
Offers personal and business checking accounts, loans, and insurance. Location, hours, and overview of services.
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 First State Bank of Grove City »
Grove City. Locally-owned. Offers personal and business banking. Checking, savings accounts, loans and mortgages. Location and hours.
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If you are making payments on a long term loan, say, 30 year mortgage for the past 10 to 20 years, then refinancing to another 30 year loan will not be a good option as it may increase your overall payment.
Many companies in this industry will do what ever they can to get away with charging you as much as they possibly can. Some of the ways they do this is not disclosing all the third party fees involved in a loan such as title insurance, appraisals, pre-paid tax and insurance escrows etc. It is important that you ask the loan officer you're speaking with about third party fees. If you don't they may not tell you and give you a good faith estimate that sounds fair, but at closing you'll find out that you have to pay a couple of thousand dollars more in fees you were unaware of. A good loan officer at a reputable company should have no problem disclosing all fees that pertain to your loan and should also make sure you understand what the fees are for.