 McIntosh Bank »
Locally-owned, community bank located in Butts, Henry, and Jasper Co., Georgia.
|
 National Bank of Walton County »
Full service bank headquartered in Monroe, Georgia.
|
 Security Bank and Trust Company »
Full service bank located in Albany, Georgia, and serves the Southwest Georgia area.
|
 Colony Bank »
A full service bank, providing online banking to its customers in middle and southern Georgia.
|
 Greater Rome Bank »
A local full-service bank located in Rome, Georgia.
|
 Colonial Bank »
A financial institution with branch offices and ATMs located throughout Alabama, Florida, Georgia, and Tennessee.
|
 First Community Bank of Tifton »
Full service bank headquartered in Tifton, Georgia.
|
 Morris State Bank »
Locally owned and operated Georgia bank providing services to the people of Dublin, Laurens County, and the surrounding area.
|
 Sumter Bank & Trust »
Full service bank headquartered in Americus, Georgia.
|
 First National Bank and Trust »
A community bank serving the communities of Eastern Georgia.
|
 SouthTrust Bank »
A corporate bank headquartered in Birmingham, AL, with over 600 offices in Alabama, Florida, Georgia, Mississippi, North Carolina, South Carolina, Tennessee, and Texas.
|
 Columbus Bank and Trust Company »
A full service bank operating in Columbus, Georgia, also serving the Fort Benning military community. Affiliated with the Synovus Company.
|
 Savannah Bancorp, Inc. (The) »
Bank company which performs commercial banking operations, trust services, credit card services and other related financial activities. (Nasdaq: SAVB).
|
 Coastal Bank »
A full service bank headquartered in Brunswick, Georgia.
|
 Cohutta Banking Company »
Full service bank headquartered in Chatsworth, Georgia.
|
 Bank of North Georgia »
Full service bank headquartered in Alpharetta, Georgia.
|
 First Bank of Dalton »
Community bank offers banking services to Dalton, Georgia.
|
 First National Bank of Alma »
A national bank headquartered in Alma, Georgia, with a branch office in Baxley.
|
 Mount Vernon Bank »
Provides banking and investment services in Vidalia and Mount Vernon, Georgia.
|
 Acacia Federal Savings Bank »
Provides personal and commercial banking in Norcross, Georgia.
|
 Thomasville National Bank »
Community bank headquartered in Thomasville, Georgia.
|
 Bartow County Bank »
An independent and locally owned bank serving residents of Cartersville.
|
 The Geo D. Warthen Bank »
Provides banking and financial services in Sandersville, GA.
|
 Citizens Bank »
A locally owned bank offering personal banking services to residents of Washington County, Georgia.
|
 Citizens First Bank »
Full service bank headquartered in Rome, Georgia.
|
 Georgia Bank & Trust »
Full service bank headquartered in Calhoun, Georgia.
|
 Habersham Bank »
Provides consumer and business banking for Cornelia, Cleveland, Baldwin, and Clarkesville, Georgia.
|
 Bank of Upson »
Provides banking products and services for Thomaston, Georgia.
|
 People's Bank and Trust »
Provides banking and investment services in Buford, Georgia.
|
 Georgia State Bank »
A community oriented bank serving Mableton, Austell, Powder Springs, and Hiram, Georgia.
|
 Commercial Bank and Trust Company »
Full service bank headquartered in LaGrange, Georgia.
|
 Farmers and Merchants Bank »
Offers a full range of deposit services.
|
 Bank of Hazlehurst »
A full service bank currently serving the Jeff Davis County area of Southeast Georgia.
|
 Athens First Bank »
Full service bank located in Athens, Georgia, and serves the Northeast Georgia area.
|
 Commercial Bank of Thomasville »
A full service bank headquartered in Thomasville, Georgia.
|
 Sunmark Community Bank »
A community bank chartered by the state of Georgia in 1949.
|
 First State Bank and Trust Co. »
Full service bank headquartered in Valdosta, Georgia.
|
Close inactive credit card accounts to improve your credit score, making you eligible for lower interest rate loans. You will need to notify the credit card companies in writing that you wish the accounts closed on your request. Next, check your credit report after 30 days to be sure closed accounts include the comment "Closed at Customer's Request." You want future lenders to know it was your request and not bad credit that closed your accounts. Also, take the time to check for any mistakes in your credit report that could negatively impact your credit score.
If there are only a few years left on your current loan, it's no use refinancing with a long term loan. You may need extra cash but with a long term loan, you'll end up paying more for the entire loan term.