 Bank of the West »
California's 5th largest bank, offering customers a full range of personal and business products and services.
|
 Vineyard Bank »
Community bank with full-service banking centers and loan production offices in the counties of Los Angeles, Marin, Monterey, Orange, Riverside, San Bernardino, San Diego, Santa Clara and Ventura, California.
|
 El Dorado Savings Bank »
Placerville-based bank provides online banking, bill payment, and traditional banking.
|
 Heritage Commerce Corp »
Aa holding company for three subsidiary banks in California.
|
 Union Bank of California »
Offers secure internet access to checking and savings account information as well as electronic fund transfers and automatic bill payment services.
|
 Opus Bank »
Provides business banking products and services throughout Southern California.
|
 California Oaks State Bank »
Provides consumer and business banking in Conejo Valley.
|
 Borel Bank »
A locally owned and managed one-unit community bank serving San Mateo, California.
|
 Broadway Federal Bank »
California-based bank serves the diverse ethnic markets of South Central and Mid-City Los Angeles, and specializes in inner-city community reinvestment.
|
 CapitalSource Bank »
Products, services, and locations. Wholly-owned subsidiary of CapitalSource, Inc. Locations in central and southern California.
|
 San Jose National Bank »
Community business bank providing financial products to northern California.
|
 River City Bank »
Community bank operating ten branch offices in the state of California.
|
 Central California Bank »
Community bank with 13 branch offices.
|
 North Coast Bank »
Local bank offers online business banking in Sonoma County, California.
|
 Community Commerce Bank »
Specializes in providing capital through the lending of money to historically under served communities primarily in the inner cities. Includes loan programs, rates, deposit accounts and branch locations.
|
 Downey Savings »
A federally chartered financial institution in Downey, California.
|
 Borrego Springs Bank »
A minority owned (Native American) and federally chartered community bank providing services in Borrego Springs, California.
|
 Alliance Bank »
Specializes in small-to-moderate size businesses in Culver City, California.
|
 Community Bank of San Joaquin »
Provides personal and commercial banking for residents in Stockton, California.
|
 Imperial Capital, LLC »
A boutique investment bank provides financing for a variety of transactions including acquisitions, management buyouts, refinancing, growth and expansion capital.
|
 Bank of Marin »
Performs commercial banking operations and other related financial activities. (Nasdaq: BMRC).
|
 First Northern Bank »
A locally owned, community bank serving Solano, Yolo, Sacramento and El Dorado Counties since 1910.
|
 South County Bank »
Offers online banking, fund transfers, cash management, and a variety of accounts in Southern California.
|
 Manufacturers Bank »
Commercial bank with office locations throughout California.
|
 Ventura County Business Bank »
Offers business and personal banking services. Includes company history, board details and career opportunities.
|
 Mission Oaks National Bank »
Community bank serving the residential and commercial banking needs of Temecula, California.
|
 Bank of the Sierra »
Performs commercial banking operations, mortgage banking, credit card services and other related financial activivies. (Nasdaq: BSRR).
|
 Pacific Trust Bank »
Community bank with branches in Chula Vista, El Cajon, Temecula, and Riverside, California.
|
 Mechanics Bank »
Community banking services for Alameda, Contra Costa, Marin, Napa, Placer, Sacramento, and San Francisco Counties.
|
 Hanmi Bank »
Korean-American company offering banking services throughout California, with loan production offices in other states.
|
 Bank of Agriculture and Commerce »
Community branches and online banking serving San Joaquin, Stanislaus, and Contra Costa counties.
|
 Luther Burbank Savings »
Provides commercial and consumer banking services for Northern California.
|
 Balboa Thrift and Loan Association »
An industrial loan company with branches in Bakersfield, Claremont, Chula Vista, Fresno and LaQuinta.
|
 First Bank and Trust »
Middle market commercial bank with 49 locations in northern and southern California.
|
 Regents Bank »
Community bank offers personal and business banking to the residents of San Diego County.
|
 Santa Barbara Bank and Trust »
Offering an array of financial services to the California counties of Santa Barbara and West Ventura.
|
 FirstBank of Palm Desert »
Provides consumer and business banking from bank locations throughout California.
|
 Heritage Bank East Bay »
Provides personal and business banking services to the Fremont, CA community.
|
 Montecito Bank and Trust »
Provides personal and business banking in Santa Barbara, California
|
 United Security Bank »
Commercial bank offers commercial services to Fresno and Madera counties.
|
 California Bank and Trust »
A large regional bank meeting the financial needs of businesses and consumers from its 70 offices located throughout California.
|
 Universal Bank »
A full service community bank based in Los Angeles, California.
|
 National Bank of California »
Commercial bank offers personal and business banking throughout California.
|
 Bank of Petaluma »
A local bank located in the Sonoma County Wine Country, north of San Francisco.
|
 North Valley Bank »
Community bank offering personal and business banking services. Online banking available. Based in Redding.
|
 Redding Bank of Commerce »
Provides personal and business banking in Redding and Roseville, California.
|
 Fremont Bank »
Progressive community bank servicing the greater San Francisco Bay area.
|
 San Joaquin Bank - »
Provides banking and lending products in Bakersfield and Delano, California.
|
 Six Rivers National Bank »
Community bank offering personal and commercial banking services. Based in Eureka.
|
 Bank of the Orient »
The first Asian-American owned bank to be launched in California, headquartered in San Francisco.
|
 Wilshire State Bank »
Performs commercial banking and other related financial activities. (Nasdaq: WSBK).
|
Weigh the costs carefully of how long you will be staying in your home vs. how much of a savings you will be getting in a refinance. Make sure you include closing costs in your decision.
If you are able to get a lower rate that what you currently have, you can save tens of thousands of dollars over the life of your loan. Also, most lenders don't charge as many fees to refinance a mortgage and depending on how much equity you have in your home you may be able to roll the closing costs into your new loan, still have a lower balance than your original loan, a lower rate, and a lower payment.