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Mortgage Refinancing Help
: Business: Financial Services: Banking Services: Banks and Institutions
: News and Media (15)
 Be Ready. After your loan is approved, you'll need to sign your loan documents and provide a check for any out-of-pocket closing costs. Make sure the funds are available in your account, and be ready to make room in your schedule to read and sign your loan documents as soon as possible.
 See also:
 American Banker - The Financial Services Daily »
The Financial Services Daily
- A publication read by senior banking and financial services executives as well as consultants, lawyers, accountants and other professionals who serve the financial industry.
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 Banking Industry News - Topix »
Topix
- News on the banking industry continually updated from thousands of sources around the net.
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 Pratt's Letter Interactive Edition »
Provides banking and financial news written from a banker's perspective.
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 CentralBanking.com »
The only journal dedicated exclusively to reporting, analyzing and commenting on the activities of the central banks.
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 Banktech.com »
Publishers of an online magazine giving coverage of banking and technology.
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 CardForum.com »
Electronic resource for the card payment professional.
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 Bauer Financial Reports »
Analyzes and rates the financial condition of the nations primary financial institutions. Star ratings provided on each institution.
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 Northwestern Financial Review »
Publisher of banking-related journals.
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 Sheshunoff Information Services »
A leader in financial data and analysis, professional publications, work solutions, and regulatory reporting tools.
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 Thomson Financial Publishing »
Provides specialized information and applications for banking, routing numbers, payment processing, and financial institutions.
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 Bank Director »
Magazine for board of directors and CEOs of banks and financial companies.
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 BPubs.com »
Publications related to the banking and the financial services industry.
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 Financial Records Consultants »
Provides record retention for the banking industry.
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 BAI - Banking Strategies Magazine »
Banking Strategies Magazine
- Provides high-quality editorial coverage of strategic and management issues in today's dynamic financial services industry.
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 bankrate.com »
An online publication that provides consumers with financial data, research and editorial information on non-investment financial products.
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 If you have a mortgage, you should keep an eye on rates-especially if you have an adjustable rate mortgage. Getting locked in at a lower, fixed rate can save you hundreds, possibly even thousands, of dollars over the life of your loan.
Make sure the new title is correct. The fact is, most people never see their deed before it's recorded at the county court house, says Gumbinger. He recommends that you ask the lender if you can review the title to the property before it gets filed, so that you can make sure it's correct.
If you know that you will be moving in 3 to 5 years, you might want to consider refinancing to a 3 or 5 year ARM (adjustable rate mortgage). These loans typically have a much lower rate that a traditional fixed rate loan such as a 30 year fixed, but they do have a fixed rate for the first 3 or 5 years of the loan. This will enable you to benefit from the lower rate, but you won't ever have to worry about the risk of a rate adjustment because you will be selling the home before the fixed-rate period ends.
If there is a big difference between the initial interest rate and the APR listed in the ad, it may mean that there are high fees associated with the loan.
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