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Mortgage Refinancing Help

Mortgage Refinancing Help: Associations

Be Proactive. Your loan representative should keep in contact with you even if there isn't any action on your loan. But do your part to keep the lines of communication open as well. If you don't hear from your loan representative for a few days, pick up the phone and ask for an update. The old adage that the squeaky wheel gets the grease definitely applies in this situation.

 

 
           
Mortgage Refinancing Help : Business: Financial Services: Banking Services: Banks and Institutions : Associations (279)

 

 

 

Mortgage Refinancing TipClosing costs can be expensive. If you plan on refinancing your home to save money, be sure to take into consideration how much the closing costs on the new loan will cost you.



Mortgage Refinancing Help: Associations ()

See also:


 
Luxembourg - Association des Banques et Banquiers LuxembourgLuxembourg - Association des Banques et Banquiers Luxembourg »
Association des Banques et Banquiers Luxembourg - ABBL contact information.
 
Austrian BankersAustrian Bankers' Association »
Verband Österreichischer Banken und Bankiers. About the VOeBB, its board, and a list of member banks.
 
Union of Arab BanksUnion of Arab Banks »
Consolidates relations and foster cooperations between its members, coordinates their activities, and emphasizes their Arab character.
 
Panamanian Banking AssociationPanamanian Banking Association »
Brief history, various informational and economic bulletins, and a list of directors.
 
Japan - Tokyo Foreign Exchange Market CommitteeJapan - Tokyo Foreign Exchange Market Committee »
Tokyo Foreign Exchange Market Committee - Includes minutes of meetings and a list of members, with more content in Japanese.
 
OTC DerivOTC Deriv »
Partnering the London Clearing House to develop the SwapClear service for OTC contracts, and hence to support post-trade environment for the over-the-counter derivatives industry.
 
Germany - The Association of German Public Sector BanksGermany - The Association of German Public Sector Banks »
The Association of German Public Sector Banks - Includes the annual report of the Bundesverband Öffentlicher Banken Deutschlands, the VÖB.
 
Slovenia - Bank Association of SloveniaSlovenia - Bank Association of Slovenia »
Bank Association of Slovenia - Member banks, information on the SITIBOR interest-rate fixing, and an English-language description of the association's publication.
 
Cayman Islands Compliance AssociationCayman Islands Compliance Association »
Provides information on the laws, regulations and industry practice of Compliance in the Cayman Islands to detect, prevent and report money laundering.
 
Holocaust Victim Asset Litigation (Swiss Banks)Holocaust Victim Asset Litigation (Swiss Banks) »
Process to allow Nazi victims or their heirs to claim assets deposited in Swiss banks before and during World War II.
 
Australian BankersAustralian Bankers' Association »
About the ABA, member banks, information for consumers, education tools and links.
 
ISDA CDS Standard ModelISDA CDS Standard Model »
Open-source code for the ISDA CDS Standard Model, as originally written by J P Morgan and, from 2009, maintained by Markit Group.
 
Netherlands Antilles - Association of International Bankers in the Netherlands AntillesNetherlands Antilles - Association of International Bankers in the Netherlands Antilles »
Association of International Bankers in the Netherlands Antilles - With a list of members, and a list of banks permitted to conduct international business.
 
France - Fédération Bancaire FrançaiseFrance - Fédération Bancaire Française »
Fédération Bancaire Française - Articles of association, with more content in French.
 
New Zealand - Financial Services FederationNew Zealand - Financial Services Federation »
Financial Services Federation - Association of building societies and other New Zealand finance companies.
 
Canadian Bankers AssociationCanadian Bankers Association »
Members, information for consumers and small businesses, and banking statistics.
 
Turkey - Turkish Lira Reference Interest RateTurkey - Turkish Lira Reference Interest Rate »
Turkish Lira Reference Interest Rate - Describes the rules for determination and fixing of Turkish Lira Reference Interest Rate (TRLIBOR).
 
EBA ClearingEBA Clearing »
The inter-bank clearing house for euro payments.
 
South Korea - Korean Securities Dealers AssociationSouth Korea - Korean Securities Dealers Association »
Korean Securities Dealers Association - Promotes self-regulation in Korea's securities industry. Includes a summary of its main operations.
 
Norwegian Financial Services AssociationNorwegian Financial Services Association »
Formed in January by the merger of the Norwegian Bankers' Association and the Norwegian Insurance Association.
 
Polish Bank AssociationPolish Bank Association »
Contact details, and other information in Polish.
 
ACI - The Financial Markets AssociationACI - The Financial Markets Association »
The Financial Markets Association - Paris-based trade association for the international foreign exchange markets.
 
Russia - Association of Russian BanksRussia - Association of Russian Banks »
Association of Russian Banks - Listing aims, goals, and international activities.
 
Hong Kong - Treasury Markets AssociationHong Kong - Treasury Markets Association »
Treasury Markets Association - Promoting the competitiveness of the treasury markets in Hong Kong; formed by a merger of the previous Treasury Markets Forum of Hong Kong with the ACI-The Financial Markets Association of Hong Kong.
 
Abacus - Australian MutualsAbacus - Australian Mutuals »
Australian Mutuals - List of societies, and a brief history of Australian building societies since 1770.
 
ALM ProfessionalALM Professional »
Resource for the asset liability management professional.
 
Mongolian Bankers AssociationMongolian Bankers Association »
Includes a code of conduct for Mongolian Banks.
 
France - Association Française des BanquesFrance - Association Française des Banques »
Association Française des Banques - Brief history and a small number of press releases in English, with more content in French.
 
Liechtenstein BankersLiechtenstein Bankers' Association »
News about money-laundering directives and the FATF blacklist, membership of the standing and adhoc committees, and other information in German.
 
Latvia - Association of Latvian Commercial BanksLatvia - Association of Latvian Commercial Banks »
Association of Latvian Commercial Banks - Committees of ALCB, regulations and proceedings of the ALCB Court of Arbitration, seminars, members, and statistics.
 
Loan Market AssociationLoan Market Association »
Fosters a secondary market for loans in the Euromarkets. Activities include provision of standard documentation, secondary loan pricing data, lobbying with regard to regulatory and fiscal issues, and a regular seminar programme.
 
Czech Banking AssociationCzech Banking Association »
Includes lists of bank holidays and member banks.
 
Euro Banking AssociationEuro Banking Association »
Assists in the development of European-wide payment infrastructures.
 
Japanese Bankers AssociationJapanese Bankers Association »
Publication Rules for JBA Japanese Yen Tibor and JBA Euroyen Tibor (the onshore and offshore Tokyo Interbank Offered Rates), as well as information about members and organization.
 
European Mortgage FederationEuropean Mortgage Federation »
Representing the EU and EFTA mortgage industries in Brussels.
 
Nepal BankersNepal Bankers' Association »
Includes the text of the recommended code of conduct, as well as pictures of the executive committee.
 
Slovakia - Association of BanksSlovakia - Association of Banks »
Association of Banks - With only the annual report in English.
 
Netherlands - Foreign BankersNetherlands - Foreign Bankers' Association in the Netherlands »
Foreign Bankers' Association in the Netherlands - The trade association for non-Dutch banks, their representative offices, non-Dutch owned finance companies, banks, and security houses, that operate in the Netherlands.
 
Philippines - Money Market Association of the PhilippinesPhilippines - Money Market Association of the Philippines »
Money Market Association of the Philippines - Includes latest and historical MART benchmark yields of Philippine government securities.
 
Hungarian Banking AssociationHungarian Banking Association »
Code of ethics, list of members and quarterly reports. Other content in Hungarian.
 
COMESA BankersCOMESA Bankers' Association »
Based in Malawi, assists banks in the COMESA region which includes Burundi, Egypt, Eritrea, Ethiopia, Malawi, Kenya, Rwanda, Sudan, and Swaziland.
 
TunisiaTunisia's Professional Association for Banks and Financial Institutions »
Banking statistics, a list of member banks, and other publications.
 
Chilean Association of Banks and Financial InstitutionsChilean Association of Banks and Financial Institutions »
Provides research studies, projects, detection of problems common to members, and analysis of regulations. Manages the National Banking Clearing Chamber.
 
Turkey - Banks Association of TurkeyTurkey - Banks Association of Turkey »
Banks Association of Turkey - List of banks and branches, many statistical reports, and important banking legislation.
 
Netherlands BankersNetherlands Bankers' Association »
Recent bulletins from the Nederlandse Vereniging van Banken (NVB).
 
Cambodia - Association of Banks in CambodiaCambodia - Association of Banks in Cambodia »
Association of Banks in Cambodia - The official organisation to represent the country’s private banking sector.
 
International Banking FederationInternational Banking Federation »
IBFed, the representative body for a group of the banking associations of Europe, the United States, Australia and Canada, addressing global banking issues.
 
Switzerland - Swiss Private Bankers AssociationSwitzerland - Swiss Private Bankers Association »
Swiss Private Bankers Association - Explains the difference between a "private banker" and "private bank", and has a history of the Association. Also covers the Geneva Private Bankers Association. In English, French and German.
 
Taiwan - Bankers Association of the Republic of ChinaTaiwan - Bankers Association of the Republic of China »
Bankers Association of the Republic of China - Has a list of members and a summary of developments in the Taiwanese economy, with more in Chinese.
 
Tradeable Credit FixingsTradeable Credit Fixings »
The source of cash settlement values for credit derivative trades subject to ISDA settlement protocols.
 
Cyprus - Association of Cyprus BanksCyprus - Association of Cyprus Banks »
Association of Cyprus Banks - Includes the Code of Banking Conduct and papers on other good-banking practices.
 
Germany - Bundesverband der Deutschen Volksbanken und RaiffeisenbankenGermany - Bundesverband der Deutschen Volksbanken und Raiffeisenbanken »
Bundesverband der Deutschen Volksbanken und Raiffeisenbanken - The BVR, the central organization of the cooperative banking group. Has contact information and more in German.
 
Jamaica Bankers AssociationJamaica Bankers Association »
Includes information on the proposal to introduce a Jamaican credit bureau.
 
Shanghai Interbank Offered RateShanghai Interbank Offered Rate »
Shibor, published by the National Interbank Funding Center in Shanghai.
 
Germany - Association of German BanksGermany - Association of German Banks »
Association of German Banks - Bundesverband deutscher Banken, which represents the interests of the private commercial banks, was founded in Cologne in 1951, and moved from Cologne to Berlin in March 1999.
 
South Africa - The Banking CouncilSouth Africa - The Banking Council »
The Banking Council - Includes occasional newsletters, information on non-overdraft financing and statistics thereon, and the Code of Banking Practice.
 
Hong Kong Association of BanksHong Kong Association of Banks »
Includes the rules by which the HKAB HKD Interest Settlement Rates are fixed, and has available both the latest and historical rates.
 
Sri Lanka - Association of Professional BankersSri Lanka - Association of Professional Bankers »
Association of Professional Bankers - Includes a list of member banks and its mission statement.
 
Estonian Banking AssociationEstonian Banking Association »
Breakdown of the Estonian banking market, banking legislation and links to training materials.
 
Indian BanksIndian Banks' Association »
Includes information about the Shared Payment Network System, India's ATM linkage system.
 
Jordan - Association of Banks in JordanJordan - Association of Banks in Jordan »
Association of Banks in Jordan - Banking statistics and links to members, with more information in Arabic.
 
Swiss Bankers AssociationSwiss Bankers Association »
Bank codes of conduct, guide to taxation treaties, and about Switzerland as a financial center.
 
Lebanon - Association of the Lebanese BanksLebanon - Association of the Lebanese Banks »
Association of the Lebanese Banks - Also known as the Association of Banks in Lebanon.
 
South Korea - Korea Federation of BanksSouth Korea - Korea Federation of Banks »
Korea Federation of Banks - Includes information on Koribor and the rules for its determination.
 
Danish Bankers AssociationDanish Bankers Association »
Members, rules, and the specification of Cibor, the Copenhagen Interbank Offered Rate.
 
Singapore - Association of Banks in SingaporeSingapore - Association of Banks in Singapore »
Association of Banks in Singapore - ABS bye-laws and regulations; guidelines on the storage of documents on microfilm; and guidelines on prevention of money-laundering.
 
Philippines - Banking Institute of the PhilippinesPhilippines - Banking Institute of the Philippines »
Banking Institute of the Philippines - BAIPHIL Supports bank productivity by research, information exchange and education.
 
ASEAN Bankers AssociationASEAN Bankers Association »
Bringing together the national banking associations of Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand and Vietnam.
 
Bank Administration InstituteBank Administration Institute »
Industry provider of information, education and training.
 
Philippines - Rural Bankers Association of the PhilippinesPhilippines - Rural Bankers Association of the Philippines »
Rural Bankers Association of the Philippines - Includes a history of the Philippine rural banking system, vision statement, and a list of member banks.
 
Operational Riskdata eXchange AssociationOperational Riskdata eXchange Association »
ORX is a Swiss-based forum for the exchange of operational risk related loss information among its member banks.
 
Americas - ASBAAmericas - ASBA »
ASBA - Association of Supervisors of Banks of the Americas (Asociacion de Supervisores Bancarios de las Americas), supporting improved banking regulation and supervision practices in the Americas through training and cooperation.
 
Equator PrinciplesEquator Principles »
Explains the framework by which banks can manage environmental and social issues in project financing, and lists the banks that have undertaken to abide by these principles.
 
Australian Financial Markets AssociationAustralian Financial Markets Association »
Representing participants in Australia's wholesale financial markets, and publishers of the AFMA BBSW (Bank Bill SWap reference rate).
 
Denmark - Association of Danish Mortgage BanksDenmark - Association of Danish Mortgage Banks »
Association of Danish Mortgage Banks - News, mortgage statistics, summaries of annual reports and other publications. More information in Danish.
 
Canada - Registered Deposit Brokers AssociationCanada - Registered Deposit Brokers Association »
Registered Deposit Brokers Association - The professional standards self-regulatory organization for deposit products.
 
New Zealand BankersNew Zealand Bankers' Association »
Draft code of banking practice, list of members and other links.
 
Securities Industry and Financial Markets AssociationSecurities Industry and Financial Markets Association »
Committed to enhancing trust in markets by promoting effective and efficient regulation; open, competitive and efficient global capital markets; and championing investor education, retirement preparedness and savings.
 
Finnish BankersFinnish Bankers' Association »
Banking technology and legislation, and reports of the Deposit Guarantee Fund.
 
Offshore Financial Trade AssociationOffshore Financial Trade Association »
Trade association for investment brokers providing offshore investment products.
 
Bahrain - BankersBahrain - Bankers' Society of Bahrain »
Bankers' Society of Bahrain - Representing the interests of licensed financial institutions in Bahrain.
 
Croatian Banking AssociationCroatian Banking Association »
Brief history and contact information.
 
Asia Pacific Loan Market AssociationAsia Pacific Loan Market Association »
Promotes the loan markets of the Asia-Pacific region by standardisation of documentation, promotion of prudent banking practices, educational and social functions for syndicated loan professionals, and liaising between major players and regional regulators.
 
Germany - Association of German Mortgage BanksGermany - Association of German Mortgage Banks »
Association of German Mortgage Banks - With information about German Pfandbrief, tradable debt secured against mortgages and official-sector loans.
 
Greece - Hellenic Bank AssociationGreece - Hellenic Bank Association »
Hellenic Bank Association - Data on the Greek banking system including ATM networks, and a list of members. More information in Greek.
 
Environmental Bankers AssociationEnvironmental Bankers Association »
Non-profit association of financial services institutions aiming to develop environmental risk management policies and procedures.
 
Euribor-EBFEuribor-EBF »
With the fixings of Eonia, Euribor, EuroRepo, and Eonia swaps.
 
Thai BankersThai Bankers' Association »
List of and links to members, history and contact details. More information in Thai.
 
Irish BankersIrish Bankers' Federation »
IBF structure and members, banking statistics, holiday lists and information about Irish banking and the euro.
 
Southern Africa - SADC Banking AssociationSouthern Africa - SADC Banking Association »
SADC Banking Association - With a description of banking-based projects across the region.
 
Swedish BankersSwedish Bankers' Association »
Members, banking statistics and law, and contact information.
 
European Union - Banking Federation of the European UnionEuropean Union - Banking Federation of the European Union »
Banking Federation of the European Union - Has national bankers' associations as members. Press releases, documents, banking statistics and links to member associations.

 


 
      


Mortgage Refinancing TipStart with your current lender. If you're a good customer-you hold a sizable mortgage, pay on time, and maintain good credit-your existing lender will probably do everything in its power to keep your business. The company may cut you a break on fees for things like appraisals, surveys, and inspections if the information is current and you meet other requirements.
 

Mortgage Refinancing TipWhen refinancing a mortgage, as many as 30% of homeowner's cash out part or all of their home's equity. By investing in home improvements or paying off credit cards, this can be a smart. But, if you are borrowing more than 80% of your home's value, you will be hit with private mortgage insurance, costing you hundreds a year.
 

Mortgage Refinancing TipRefinacing your mortgage can allow you to take cash out of the equity which you have built in your home. You can pay off your higher interest debts and pay all of your debts at a lower interest rate. This will allow you to save money on a monthly basis and achieve your financial security.
 

Mortgage Refinancing TipRefinancing is not the only way to decrease the term of your mortgage. By paying a little extra on principal each month, you will pay off the loan sooner and reduce the term of your loan. For example, adding $50 each month to your principal payment on the 30-year loan above reduces the term by 3 years and saves you more than $27,000 in interest costs.
 

   

   


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