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Mortgage Refinancing Help
: Business
: Environment (1,685)
 If you are able to get a lower rate that what you currently have, you can save tens of thousands of dollars over the life of your loan. Also, most lenders don't charge as many fees to refinance a mortgage and depending on how much equity you have in your home you may be able to roll the closing costs into your new loan, still have a lower balance than your original loan, a lower rate, and a lower payment.
 See also:
 RainSafe, Inc »
Dedicated to safety products, currently focused on an automatic umbrella sleeve to promote building safety during bad weather.
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 NetRegs »
Provides free environmental guidance for small and medium-sized businesses in the UK. Offers help in complying with environmental law and protecting the environment.
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 NW Pump and Valve Ltd »
Supplier of Pumps and Valves and all associated equipment for markets including waste water and water supply, nuclear, marine, paper and chemical.
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 Canadian Enviro-Tub »
Extends the primary containment design by providing an innovative secondary containment enclosure. The resourceful design also acts as a retro-fit for most single wall tanks.
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 Calco Applications »
A distributor of the Nochar line of products and Parker Paints.
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 Hazco Environmental Ltd. »
Provides environmental and decommissioning services primarily in Western Canada.
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 Business.gov - Green Business Guide »
Green Business Guide
- Learn how to start a green business, adopt earth-friendly and energy efficient business practices and comply with environmental regulations.
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 Thompson & Associates »
Provides consulting, design and construction, as well as injury investigation and site analysis, for public and private agencies' playgrounds.
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 Envirowise »
Free government-supported environmental consultation, advice, and documentation for UK businesses.
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 Safety Kleen »
Delivering a range of machine services and waste collection services centered on recycling or re-use.
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 Versar, Inc. »
Develop environmentally impaired sites for reuse. Projects include constructing waste-management systems, highways, and stormwater drainage. Features corporate data, environment library, and company news. (AMEX: VSR)
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 ATC Associates, Inc. »
Provides industrial hygiene, environmental investigations and remediation, geotechnical engineering, construction materials testing, infrastructure engineering, laboratory analysis and environmental training. Include service and program information and news.
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 Pase Incorporated »
Focuses its products, training and consulting services on meeting the emergency public information and crisis communication needs of corporate, government, and non-profit sector clients.
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 BLR, Inc. »
Internet portal for environmental businesses, including news, training advice, online forums, and other information. Some content requires paid subscription; most requires registration.
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 WIK Associates, Inc. »
A full-service environmental consulting, investigation, remediation, emergency response and bioremediation firm.
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 Frontier Environmental Solutions »
Specializes in designing and installing bat friendly gates for caves and abandoned mines.
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 RAM Products Limited »
Develops innovative solutions which address health, environment and safety issues.
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 Lynntech, Inc. »
Develops new technologies for clean energy production, air and water purification, food decontamination, and equipment sterilization.
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 The National Chemical Emergency Centre »
Products and services for chemical manufacturers, traders and distributors to assist with manufacture and distribution of hazardous products and to be prepared for any emergency.
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 Miller Environmental Products, Inc. »
Manufacturer of the Universal Liner, a liner for septic tanks and other concrete forms.
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 Envirotest Inc. »
Offers environmental and occupational hygiene services.
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 GreenShift Corporation »
Business development company working with companies and technologies enabling the efficient use of natural resources, including alternative energy and waste management.
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 SNC-Lavalin Environment Inc. »
Offers consulting services in sciences and environmental engineering.
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 GreenBiz.com »
A resource of environmental information, tools and data aimed at the mainstream business community.
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 Fire Risk Management, Inc. »
A fire protection design and engineering, research, and consulting firm. Fire hazards and life safety analyses, fire and egress modeling, code consulting, product development, fire reconstruction and litigation support.
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 Environmental Analysis Inc. »
A full service national testing and consulting firm for chemical, microbiological, and environmental hazards.
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 SIR Phoenix, Inc »
Offers EPA-mandated monthly leak detection monitoring of underground storage tanks based on the Statistical Inventory Reconciliation (SIR) model.
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 ERG (Air Pollution Control) Ltd »
UK. Air pollution and odour control systems for the water treatment and process industries, including V-tex scrubbing, stripping, and condensing technology, particulate removal, and hazardous waste flue gas cleaning. Includes profile, news, case studies, white papers, information on products, services and consultancy, and contact details.
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 GZA GeoEnvironmental Technologies, Inc. »
Provides environmental consulting, remediation and geotechnical services, including assessment and evaluation of contaminated sites and design, construction and operation of remediation systems.
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 D&A Environmental Inc »
Offers site investigations, consulting work, soil and groundwater remediation, OSHA compliance audits, underground storage tank testing, non destructive testing, tank removal API 653 above ground tank inspections, lead-based paint inspections and risk management, asbestos inspections and abatement, indoor air quality testing, water quality testing, and site characterization.
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 Precision Sheet Metal »
Custom industrial air handling solutions for dust, mist and smoke collection
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 Cevretek »
Treatment systems, engineering, application and consulting. Water, waste water, swimming pools, and air.
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 Rest Assured Personal Inspection Light »
Detects hidden germs and bacteria..
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 Enviro Friendly Products Pty Ltd »
Products including water tanks, grey water reuse systems, solar hot water systems, PV solar panels systems, hydronic and infrared heating. Provides product information, articles, and price list. In Australia.
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 MB Technical Services »
A full-service consulting firm that provides design, environmental and planning services to private industry, government agencies and general contractors.
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 HzW Environmental Consultants, Inc. »
Specialize in cost effective environmental services to business, industry, and government.
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 Stratfords Ltd »
Suppliers of personnel protection and safety equipment for all industries and working environments.
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 Ozono »
Industrial ozone generators and applications.
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 MT2: Metals Treatment Technologies »
An environmental technologies firm specializing in the treatment and remediation of heavy metals contamination throughout the U.S. and worldwide.
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 Detroit Testing Laboratory, Inc. »
An independent, A2LA accredited testing laboratory that specializes in automotive testing.
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 Environmental Support Solutions, Inc. »
Information on hazardous waste, msds, iaq, epa, osha, and ozone depletion, software, training, and consulting.
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 Engineering Safety Consultants, Inc. »
Safety program which controls accidents and reduces insurance cost.
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 Envirograf Products »
Intumescent fire prevention products from Environmental Seals Ltd.
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 Blue Lake Products »
Sells Atrix International vacuum cleaners, and safety supplies.
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 Environmental, Health & Safety Benchmarking Association »
Providing management professionals with opportunities to identify practices that improve EHS for their companies.
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 CSI Engineering »
An engineering consulting firm specializing in industrial electrostatic precipitators.
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 Geo Consultants, LLC »
An environmental services and geological engineering firm, created to serve clients with environmental, energy, and water supply needs including environmental and geological services, site remediation, environmental monitoring, health and safety, project and construction management, and groundwater engineering.
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 When refinancing, don't take the first offer that comes around. Instead you should actively compare both interest rates and lenders.
If there are only a few years left on your current loan, it's no use refinancing with a long term loan. You may need extra cash but with a long term loan, you'll end up paying more for the entire loan term.
Be specific about the loan you want. The more precise you are, the easier it will be for a loan officer or mortgage broker to find the best rate. For example, do you want a 15-year or 30-year mortgage? Do you need a "jumbo" mortgage (more than $333,700)? Are you willing to pay points to reduce the interest rate? The answers to these questions will depend on several factors, including when you plan to sell the house and how soon you want to retire your debt. Only you know the answers, but the sooner you know them, the better.
Ask for the reissue rate on your title work. If you've taken a mortgage within the past two years, or are using the same lender, you might be granted this option, which can save you as much as 70 percent on your title work. An editor at this magazine didn't know about this potential savings when he refinanced his mortgage; fortunately his lawyer did. The savings more than covered the attorney's fees. However, if it's been several years since you took out a home loan, or if you're using a new lender, you'll likely have to pay for a new title.
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