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Mortgage Refinancing Help
: Business: Energy
: Hydrogen (16)
 There is no such limit on the number of times you can go for home refinance loans. Most lenders prefer that you have no late payment for the past 12 months before you switch over to a new loan.
 See also:
 Atomic Hydrogen Source »
The H-flux Atomic Hydrogen Source thermally dissociates hydrogen in an electron bombardment heated tungsten capillary. Used for surface science and thin film technology.
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 Proton Energy Systems Inc. »
Manufacturer of proton exchange membrane (PEM) electrolyzers and fuel cell products.
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 ReGenTech »
Fuel cell systems integrator in Scotland, offering a range of fuel cell and electrolysis products to industry and the general public. Provides online shopping.
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 Annual U.S. Hydrogen Conference »
Annual meeting of the National Hydrogen Association, covering many of the emerging research and developments in hydrogen technologies, such as fuel cells, storage, and hydrogen production.
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 Teledyne Energy Systems »
Specializing in electrolyzers for generation of hydrogen fuel cells, fuel cell test stations, and thermo-electric power systems for space and terrestrial applications.
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 Norsk Hydro Electrolysers »
Manufacture of alkaline electrolysis hydrogen generators, based in Norway.
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 California Hydrogen Business Council »
Offers hydrogen information with a slant on applications in California.
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 Elettronica Todescato »
Production generators of hydrogen and oxygen that produce the two gases with the solo use of electric energy and water.
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 Arizona Hydrogen »
Manufactures a range of gas generators for the production of hydrogen and oxygen .
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 MRT »
Developer of a fluidized-bed membrane reactor process to produce pure hydrogen from natural gas in a single step. Overview of technology, industrial and fuel-cell applications, and company profile.
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 Quantiam Technologies Inc. »
Focused on the development and commercialization of new products for the hydrogen economy as well as extreme materials applications in the aerospace, automotive and chemical process industries.
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 Safe Hydrogen »
Developing a pumpable magnesium hydride slurry for merchant hydrogen and fuel cell applications. Company profile and technology overview.
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 The Hydrogen Company »
Offers a range of hydrogen-related product lines, including fuel cells, catalysts, electrolyzers, portable power units, gas detection systems, and educational materials.
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 H2scan »
Offers solid-state sensors and process monitors able to quantify hydrogen without cross-sensitivities to other substances.
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 REB Research & Consulting »
Sells membrane hydrogen purifiers, hydrogen getters, and membrane reactors to produce hydrogen from ammonia, methanol, or hydrocarbons, and offers consulting services in these areas.
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 Compagnie Européenne des Technologies de l'Hydrogène »
Develops decentralized hydrogen generators for stationary and transport applications. Products include catalytic membrane reactors for converting bioethanol, and electrolyzers.
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 Ask for the reissue rate on your title work. If you've taken a mortgage within the past two years, or are using the same lender, you might be granted this option, which can save you as much as 70 percent on your title work. An editor at this magazine didn't know about this potential savings when he refinanced his mortgage; fortunately his lawyer did. The savings more than covered the attorney's fees. However, if it's been several years since you took out a home loan, or if you're using a new lender, you'll likely have to pay for a new title.
You can ask for a copy of your settlement cost papers (the HUD-1 form) one day in advance of your loan closing. This will give you a chance to review the documents and verify the terms.
Weigh the costs carefully of how long you will be staying in your home vs. how much of a savings you will be getting in a refinance. Make sure you include closing costs in your decision.
If there are only a few years left on your current loan, it's no use refinancing with a long term loan. You may need extra cash but with a long term loan, you'll end up paying more for the entire loan term.
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