Mortgage Refinansing Help

Mortgage Refinancing Help: Fuel Cells

“If you plan on moving out of your existing home within the next few years, it may not be beneficial for you to refinance. Make sure you let your mortgage specialist know your future plans. ”

Mortgage Refinancing Help : Business: Energy : Fuel Cells (22)

Unless you are getting a lower interest rate, refinancing your home may cost you more money in the long run and may require you to pay higher monthly payments.

Organizations@ (6)

Mortgage Refinancing Help: Fuel Cells ()

See also:

Business: Energy: Hydrogen (16)
Science: Technology: Energy: Devices: Fuel Cells (93)

Fuel Cells Canada »
Supports corporations, educational institutions and business alliances that develop and promote fuel cell technology, products and services.

Silverwood Energy »
California corporation selling and installing hydrogen fuel cells for commercial and residential markets. Representative of Plug Power.

ZTEK Corporation »
Manufacturer of solid oxide fuel cells targeted at stationary power and transportation markets. Also offers steam-hydrocarbon reforming technology for upstream hydrogen generation.

Proton Motor Fuel Cell GmbH »
Developer and producer of low pressure PEM fuel cell systems, in the 5-150 kW range. Also develops fuel cell propulsion systems. Located in Germany.

Ballard Power Systems »
Manufacturer of zero-emission proton exchange membrane fuel cells.

Cellkraft »
A Swedish firm which develops, manufactures and markets PEM fuel cells for back-up and niche applications. Company profile and products.

Ceramic Fuel Cells Limited »
Australian company engaging the stationary power market with a solid oxide fuel cell design.

IdaTech »
Manufactures extended run backup power fuel cell systems for applications in the telecommunications industry. .

Shanghai Shen-Li High Tech Co. »
Develops, manufactures, and markets PEM fuel cell products.

TVN Systems, Inc. »
Developers of PEM fuel cells, offering membrane-electrode assemblies, research-scale fuel cell stacks, and gas diffusion electrodes.

Acumentrics Corporation »
Develops and markets solid oxide fuel cell systems for power backup and distributed power generation. Company profile, product information, and technology overview.

Global Thermoelectric, Inc. »
Remote power specialists for oil, gas and telecom applications for SCADA, Cathodic Protection, automation and telecommunications for pipelines, wells, offshore, cellular repeaters, using thermoelectric generators, solar, gensets and hybrid systems.

FuelCell Energy, Inc. »
Develops and markets carbonate fuel cell and advanced nickel zinc secondary battery. (Nasdaq: FCEL).

Acta »
European firm manufacturing hydrogen, alcohol, ethanol and methanol fuel cell batteries. Company presentation and details of the technology.

CMR Fuel Cells Limited »
UK developer of compact mixed reactant fuel cell stacks for portable and small stationary power generation applications.

Apollo Energy System »
Company specializing in alkaline fuel cell technology, derived from ammonia. Company profile, history, management, patents, publications and product catalog.

HTceramix SA »
Swiss developer and producer of solid oxide fuel cell stacks for use with hydrogen or reformate gas. Also offers oxygen-selective ceramic membranes.

Fuel Cell Markets »
Directory focusing on fuel cell technologies.

Sulzer Hexis AG »
Developer and producer of fuel cell systems presents its Galileo line of solid oxide fuel cells operating on natural gas. Overview of company, technology, and products.

Fuel Cells America »
Consulting service and commissioned fuel cell sales company, focusing on the Wisconsin area. Overview of market and applications.

Tognum AG »
Develops and manufactures stationary carbonate fuel cells for generating power and heat. Overview of technology, applications, and demonstration projects. Located in Germany.

UTC Fuel Cells »
Develops fuel cells and related fuel processing technologies for the transportation, stationary and portable markets. Subsidiary of United Technologies Corporation.

Calculate the financial benefit of refinancing in one, two, or three years. Does the benefit compare with your plans for staying in your home?

Weigh the costs carefully of how long you will be staying in your home vs. how much of a savings you will be getting in a refinance. Make sure you include closing costs in your decision.

If you want to make sure the interest rate your lender offers you is the rate you get when you close the loan, ask about a mortgage lock-in (also called a rate lock or rate commitment). Any lock-in promise should be in writing. Make sure your lender explains any costs or obligations before you sign.

Before you refinance a loan, make sure that you carefully analyze any fees that your lender is including on the loan. The Department of Housing and Urban Development can provide you with a list of standard fees. Use it to make sure that your lender isn't tacking on anything extravagant. And by all means, compare their fees with other lenders in the market.