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Mortgage Refinancing Help
: Business: Consumer Goods and Services: Crafts
: Handicrafts (41)
Calculate the financial benefit of refinancing in one, two, or three years. Does the benefit compare with your plans for staying in your home?
 See also:
JavaHandicraft.com » Manufactures handmade handicrafts. Includes company profile and product catalog. Indonesia.
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Graven Image » Buying agents and exporters of a variety of Balinese handicrafts.
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Apn Shell Craft » Exporters of Indian sea shells, shell craft and other handicrafts.
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Quanzhou Fuli Gifts Co. Ltd. » Manufacturer and exporter of polyresin, soft sculpture, and wood items.
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Siam Intercontinental Handicrafts » Thai handicrafts exporter specializing in rope woven animals, wood boxes, silver jewelry, hilltribe handicrafts and hemp products.
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Palistha Enterprises » Supplier of pashmina shawls, handmade lokta papers, silver jewelry, and cotton, hemp, and felted items.
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Thai Heritage » Manufacturer and exporter specialize in oriental style handmade items. Thailand.
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Products of Nepal » Nepalese handicrafts including metal statues, pashmina products, and wool/silk rugs.
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New Era Overseas » Manufacturers and exporters of paper lamp shades, handicrafts, handmade paper, albums and picture frames.
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JMA Groups » Exporter of sea shells, shell stands, senna leaves, palm, coco, potpourri, and wreaths from India.
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Aussie Best » Wholesale products and merchandise including books, crafts, Australian leather, fish leather, emu, ostrich, and sheepskin items.
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Rainbow Art Glass Inc. » Importing and exporting of stained glass and related products.
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HEM Corporation » Exporters of Precious Chandan and many exotic fragrant incense sticks, hand rolled in India.
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China Eisho Co., Ltd » Chinese manufacturer and exporter of bamboo items, wooden clothes hangers, and willow, rattan and bamboo baskets.
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PEOPLink » A non-profit organization creating an Internet marketplace of fairly traded crafts and art from around the world.
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HQ Papermaker » Thai manufacturer and exporter offering greeting cards, mulberry and recycled handmade, decorative milled, stationery, wrapping and artist papers.
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Whole Sale Nepal » Wholesale export quality goods from Nepal and Tibet including hand-made incense, silk scarves, pashmina, cushion covers, lokta paper products, silver jewelry, and Tibetan Buddhist items.
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Shiv Shakti Art and Design Studio » Indian iron handicrafts. Furniture, candle stands, book rack, shoe racks, magazine holders, planters of Jodhpur India.
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Indian Handicraft Exporters » Business profiles of handmade handicrafts and handmade product manufacturers, suppliers and exporters of india.
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Handicrafts of India » Indian crafts including wood, textiles, decoratives and antique reproductions.
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Exclusive Indian Handicraft » Offers Indian (India) handicrafts of wooden artwares, gifts, and home decoratives directly from the manufacturers.
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Chetna Enterprises » India handicrafts dealing in metal-brass, iron, aluminium artware and hardware.
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Asian Handicrafts » Suppliers of candle lampshades, candle votives, photoframes, boxes, baskets, christmas decoratives, tassels, and napkin rings.
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Om Imports » Wooden, beaded necklaces made from tulsiwood, neemwoord, sandalwood and rosewood.
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The Indonesia Trading Company » Exporter of handmade Indonesian and Bali handicrafts including traditional handcrafted baskets, bamboo handicrafts, home accessories, lamps, furniture and fashion accessories.
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Lanna Plaza » Skeleton leaves, saa and mulberry papers, and handcrafted paper lamps and gifts.
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Galleria Arts International » A collection of museum-quality Chinese bronzes and ceramic replicas imported from Jingdezhen in northern China.
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A. L. Paper House » Producer of handmade and textured papers, cards, frames, journals and albums.
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Shankars Gallery » Indian (India) handicrafts such as aesthetic wooden items, wrought iron and handmade paintings.
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Karum Trading » Wholesales Turkish ethnic handcrafts.
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KD Home Products » A Dutch wholesale company, specialised in import and export of artificial flowers, greenery, foliage, pottery and home decorations.
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G.M Khaja & Co » Manufacturers and exporters of Kashmiri handmade artistic papier mache articles and handmade, handknotted woolen and silken carpets.
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Earth Friendly » Handcrafted lamp shades.
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Contempo » Importer and wholesaler of ethnic handicrafts and furniture. Belgium. [English, French, Dutch]
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Charisma Arts » Handmade items including papyrus, pottery, and dried flowers.
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Ganyah Trading » Wholesale trade of Mulberry (Saa) Paper Products and handmade paper frames from Thailand, as well as export of various natural handicraft gifts from around Asia.
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Ideas Afresh » Handcrafted items of brass, wood, glass and paper from India.
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Central Interregional de Artisanos del Peru - CIAP » CIAP
- Non-profit exporter of fair trade handicrafts. Online catalogue. IFAT member.
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Li Yen Enterprise Company » Manufacturers of movable eyes, printed eyelash movable eyes, crystal eyes, printed eyes, doll eyes, porcelain eyes, glass eyes, and animal noses.
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Liwet Czech Glass and Jewelry » Exporter of a wide assortment of beads, jewelry and glass manufactured by skillful Bohemian glass makers.
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Paradise Drive Inn » Online wholesaler of handicrafts from Bali and Indonesia.
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Don't fall for the 0% apr unless it fits in with your master plan. A lot of brokers will try to get you locked into a low interest rate that will balloon on you in a couple of years and leave you out on the street.
If you know that you will be moving in 3 to 5 years, you might want to consider refinancing to a 3 or 5 year ARM (adjustable rate mortgage). These loans typically have a much lower rate that a traditional fixed rate loan such as a 30 year fixed, but they do have a fixed rate for the first 3 or 5 years of the loan. This will enable you to benefit from the lower rate, but you won't ever have to worry about the risk of a rate adjustment because you will be selling the home before the fixed-rate period ends.
If you have a mortgage, you should keep an eye on rates-especially if you have an adjustable rate mortgage. Getting locked in at a lower, fixed rate can save you hundreds, possibly even thousands, of dollars over the life of your loan.
Refinancing is not the only way to decrease the term of your mortgage. By paying a little extra on principal each month, you will pay off the loan sooner and reduce the term of your loan. For example, adding $50 each month to your principal payment on the 30-year loan above reduces the term by 3 years and saves you more than $27,000 in interest costs.
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