Mortgage Refinansing Help

Mortgage Refinancing Help: Building Designers

“Lenders like pristine credit reports. If you have a bunch of open credit card accounts that you never use (and who doesn't?), consider closing them. It will boost your credit score and make you a much more attractive borrower to a lender. Then, a month after you've closed your accounts, go over your credit report with a fine-tooth comb. It should read that the accounts were closed at your request. (You don't want lenders to think someone cut you off and that you're a bad credit risk.) ”

Mortgage Refinancing Help : Business: Construction and Maintenance: Design : Building Designers (99)

If you have bad credit, find a lender who is willing to work with you and offer you reasonable loan terms.

Residential (67)

Square Domes International »
Square and rectangular dome designers for residential and any other use that can be thought of. Includes profile, ray traced examples and contacts.

Alta Design Associates, Inc. »
Pennsylvania firm providing architectural and civil design, geotechnical engineering, animated sequences and videos. Includes brief description of services and contacts.

Puryear and Associates »
Washington state firm providing residential and light commercial design services presents their portfolio, profile and contacts.

Morris Nathanson Design »
Design firm specializing in the retail food service and hospitality fields. Includes profile, portfolio, featured projects and contacts.

Light Years 2 »
Design consultant specializing in healing environment, lighting, color, alternative buildings, site analysis, alternative energy. Includes service descriptions and contacts. Located in Arizona.

Livingston Slone, Inc. »
Multi-disciplined design firm offering services in architecture, master planning and space programming, interior design, civil engineering and project management. Serving commercial, government, and not-for-profit industries. Locations in Anchorage, Alaska and Boulder, Colorado.

Building Tectonics »
UK design firm presents their philosophies, projects and contacts.

Symbios Design »
Approach is holistic and our integrated designs reflect and honor the ecology of place. Site has company and contact information.

Ethos Workshop, Ltd. »
Collaborative, sensitive modern architecture and planning

Blueskye Design Works »
A licensed contractor providing design and visualization services to building owners. Includes brief profile and work examples.

McNeil Building Designs Limited »
Canadian firm performing design services for residential and light commercial buildings. Includes profile, portfolio and contacts.

Pat Kuleto Restaurant Design »
A restaurant designer, contractor and connisseur performing design for food service industry. Include profile, client list, winery, and history of the designer's move into the food business.

Behrens Design »
Consulting firm specializing in turnkey funeral home design and construction. Use outside forces to complete projects. Includes profile, service, architect partners, brokerage services and contacts.

Plans People Design Studio »
Architectural design services and out-sourcing contractors for architects, developers, contractors and homeowners. Serving Worcestershire, Warwickshire and the West Midlands, England. site includes information on the design process, planning, building regulations, the party wall act, and useful links.

RBS Design Group »
Performing architectural services for commercial, preservation, educational, health care, civic and religious sectors. Includes studio culture, portfolio, profile, career opportunities and contacts.

Planning 2 Build Solutions »
Specialises in self build projects, and home extensions. Plans drawn, estimates prepared and project control. Located in the UK.

SJ Barrett & Company »
A firm specializing in dental office planning, providing space planning, construction documents, constructions review and interior selections. Includes philosophy, service, clients and contacts. Located in Washington State.

Whaleyco »
Design and consulting firm, that specializes in the convenience store, travel center and food service markets.

Stough Design Company »
Building and interior design for residential, commercial and preservation projects. Includes profile, brief portfolio, testimonials, awards and contacts.

Western Design International »
All-purpose building design firm in Prineville, Oregon. Online projects portfolio includes buildings in progress.

Galvin Design Group »
A design resource for the food, hospitality and entertainment industry.

FA Design Consultant »
Malaysian firm specializing in building and interior design, site planning and layout, three dimensional modeling, architectural animation and drafting.

Triad Planning & Design Ltd »
Architectural and planning consultants for commercial, factory and residential developments in Bedfordshire, London and the UK.

Kenneth Sadler Associates »
Professional building design from stock or custom plans of light commercial and residential projects throughout Cape Cod and the Islands.

Gould Evans Affiliates »
A multi-disciplinary design firm, collaboratively creates environments recognized for expressing design excellence, imaginatively accommodating their uses, and responsibly enriching communities and clients.

AusDesign »
Architectural design and drafting of residential and light commercial buildings.

Millar Management »
UK firm providing project management, quantity surveying, building surveying and planning supervision for hospitals, nursing homes, airport hangars, warehousing. Includes profile, services and contacts.

Scott Weinkle »
Portfolio of restaurants, offices, galleries and residential spaces portraying modern design. Includes portfolio, publications, profile and contacts. Located in New York.

Selbert Perkins Design Collaborative »
The design team that is responsible for the LAX Gateway, glass pylon, project in Los Angeles, California. A multidisciplinary design firm the specializes in international environmental design.

Amorphica Design Labs »
Specializes in the design of physical space, virtual 3D models and graphic landscapes. Portfolio, firm information, news, publications and project archives. San Diego, California.

dekon 2 - Aleksandar Markovic »
Aleksandar Markovic - Original design of hi-tech buildings.

Vaughan's Home Design »
Design of homes, duplexes, apartments, town-houses, and light commercial buildings. Serving the South Mississippi area.

If you are paying private insurance on your current mortgage, refinancing may allow you to do away with this unnecessary expense.

Make sure that your original mortgage does not have a pre-payment penalty or early payoff penalty of any kind. Sometimes people will get into their mortgage with the mortgage having a pre-payment penalty and they will not even know about it. Pre-payment penalties usually range from 6 months to 3 years with a penalty for an early payoff. The penalty is usually about the amount of 6 months worth of your mortgage loan interest, but this varies. You would have to be able to have some significant payment and interest savings on your refinance loan to justify refinancing a mortgage loan with a pre-payment penalty.

If you have a mortgage, you should keep an eye on rates-especially if you have an adjustable rate mortgage. Getting locked in at a lower, fixed rate can save you hundreds, possibly even thousands, of dollars over the life of your loan.

Short-term mortgages offer lower interest rates than long-term mortgages. You save money by the lower interest rates and shorter payment period. The trade off is a larger monthly payment, but this option can save you thousands.