Mortgage Refinansing Help

Mortgage Refinancing Help: Consulting

“Ask for more than just rates. Bad loan officers will tell you anything to keep you on the phone -- then change the details to suit them later. Instead, make them get real with you! Ask how long they've been in the industry. Probe them about their experience in the industry. Also, ask what their opinion is on the current market and where it's going. ”

Mortgage Refinancing Help : Business: Business Services: Quality Control and Tracking : Consulting (172)

Refinacing your mortgage can allow you to take cash out of the equity which you have built in your home. You can pay off your higher interest debts and pay all of your debts at a lower interest rate. This will allow you to save money on a monthly basis and achieve your financial security.

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Mortgage Refinancing Help: Consulting ()

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Business: Business Services: Consulting (881)

Genesis 1 Technology, Ltd. »
Offering quality and environmental systems; specializing in system development and documentation implementation.

Verdandi - QMS »
QMS - Offering audits, training, consulting and coaching in all areas of clinical drug development with 10+ years international experience, systems audits and mock FDA inspections. Assisting in implementing effective quality management systems.

Synergix Solutions »
Offering ISO 9001:2000 Quality Management Systems solutions. Development and implementation of quality systems to attain registration including quality manuals, policies, objectives, procedures, audits, data analysis and training services.

Hillside Software Publishing Limited »
Software quality management consultants using the LOW-PAPER DIET(tm) approach to ISO9001.

Software Systems Quality Consulting »
Offering quality consulting for software and hardware developers, manufacturers and service providers. Services include: software process improvement, software quality assurance, CMM and CMMI implementation, and ISO 9001:2000 implementation.

QPM Solutions »
A provider of innovative Six Sigma solutions, offering services such as Six Sigma training, project management, change management, and Six Sigma deployment coaching.

Ormerod Management Services »
Offering the development of Quality Management Systems (QMS). Services provided include training, auditing, upgrades to ISO9001:2000, consulting and management of quality systems.

Lloyd's Register Quality Assurance »
Provides professional management system training and assessment services to all major standards and specifications.

$Computer Simulations of Industrial Applications of Statistics$ Computer Simulations of Industrial Applications of Statistics »
Simulates an actual manufacturing process. Interactive case study supplements training courses in statistics and Statistical Process Control (SPC).

International Quality & Reliability Consultants »
Offering training and consulting services for transition to ISO 9001:2000 as an integral part of your business.

Pivotal Resources, Inc. »
Offering Quality training and consulting in process improvement and Six Sigma for black belts, green belts, champions, executives; FastTrack training.

Dan Feliciano Performance Consulting »
Offering Six Sigma consulting services, links and other performance improvement related materials.

Six Sigma Associates - Sigma Science »
Sigma Science - Offering resources to promote technical excellence in the Sigma Science discipline. Features include bibliographies and insights from Six Sigma Associates and a directory of top six sigma related links.

Ketch Consulting, Inc. »
Offering Six Sigma training and consulting services in North America. Providing solutions through training, consulting, process improvement, facilitation and mentoring.

The Business Resource Centre »
Providing ISO 9000, ISO 9001, ISO 14001, TS and QS 9000 training and consulting services. Located in Belleville, Ontario, Canada.

Qi2 »
Statistical process control (SPC) training and consulting.

Advanced Systems Consultants »
Offering several training courses in statistical methodologies for industrial problem solving and manufacturing processes.

Quality Engineering Support »
Quality Systems and many aspects of Quality Engineering support for Automotive and General Engineering Companies.

Quality Management International, Inc. »
Offering on-line advice beyond a step-wise guide for ISO systems development. Methodology to structure your enterprise with people, process and system.

Thomas A. Little Consulting »
Offering quality and productivity improvement training courses and services. Programs include: Six Sigma Quality, 7 Step Continuous Process Control, Design of Experiments, and Statistical Process Control.

Results and Performance Accountability »
Publications of the Fiscal Policy Studies Institute for business, states, counties, cities and communities on how to use results to drive decision-making and budgeting.

Lloyd McGill Consulting Group »
Helping organizations achieve certification in ISO 9000, ISO 14000, QS 9000, OHSAS 18000, Cost of Quality, ISM and HACCP through our services and training programs.

Holeton Consulting »
Transforming businesses through management, leadership, process, systems, and profitability. Offering ISO-9000 and Quality Management Systems consulting for all companies.

Sigma Quality Group »
Consulting and training for Quality Management Systems and Supply Line Management of supply chains.

Innovative Quality Products and Systems, Inc. »
Consulting for ISO-9001:2000/QS/TE-9000/SQE quality system development, training services, quality manual development, gap analysis and sub-contracts internal quality auditing services. Providing CSQE (ASQ BOK) classes on-line or on-site.

SP Improvements - Six Sigma Process Improvement »
Six Sigma Process Improvement - Offering 6 Sigma process improvement, facilitation, training and project management. A systematic analytical and people centered approach to business, process and manufacturing improvement.

Quality Education Services, Inc. »
A provider of training and consulting in quality management and technology. Course descriptions, schedules, calendars of quality events and exam dates, class schedules and online registration.

Western Quality Services »
Quality system implementation consulting services such as; ISO/QS implementation and supply chain development programs.

Bizmanualz, Inc. »
Offers tools and products designed to assist with account control, policies and procedures manual, business manuals for compliance with ISO 9001 quality, and human resource management. Includes samples and testimonials.

Six Sigma.us »
Supporting organizations implementing Six Sigma and Lean Sigma. Helping people solve problems with unknown solutions.

Services Ltd. Quality Consultants »
Offering 'Everything for Excellence' based in Nottingham UK and provides consultancy in the EFQM excellence model, benchmarking, Six Sigma, ISO, TQM, Taguchi, SPC, and continuous improvement.

The High Performance Organisation - HPO »
HPO - The HPO provides solutions for clients that directly support business performance improvement. The approach is based on a proven model of business processes and people aligned to deliver business objectives.

P. G. Stein - Consultants in Measurement »
Consultants in Measurement - Offering consulting services as a recognized authority in measurement and measurement science (Metrology) for laboratories, business, manufacturing, and calibration.

RH Andersen Consulting »
Since 1992, RH ANDERSEN has provided ISO and related QMS consulting services to more than 100 companies. We implement, train and provide pre-assessment consulting for ISO9000, QS9000, AS9100 and A2LA.

Quality System Services »
Offering quality management consulting for iso 9000, iso 14000, iso 13485, ohsas 18000, as 9000, quality training, continuous improvement, quality auditing, integrated quality management, and computer based.

Process Improvement Associates »
Offering resources for process improvement: project management, SEI CMM, CMMI, Six Sigma, CBA IPI assessments and training.

TQM Consultants Co Ltd »
Offering consulting services for clients to achieve certifications from HKQAA, SGS, BSI, Lloyds and DNV. Experience includes working with a wide range of clients from small businesses to multi-national blue-chip companies.

Peer Review - Quality Coordination »
Quality Coordination - Offering a third-party review service designed to locate errors / omissions, and coordination of interdisciplinary errors.

Galgano Group - Leadership by Excellence »
Leadership by Excellence - The Galgano Group, founded in 1962, offers businesses Management Consulting and Management Training for Quality Control and Process Improvement.

SigmaPro Inc. »
Offering Six Sigma training for green belts, black belts, champions and executives.

Predictum Management Sciences »
Generate substantial and demonstrable process improvement using systems theory and statistical methods.

Taylor Quality Group, LLC »
Offering consulting and contract services for quality assurance, quality engineering, quality auditing and business management.

WKS Holdings Sdn Bhd »
Provides consulting and training in Management and Quality for ISO 9001:2000 and ISO/IEC 17025 Standards.

QCI International »
A full-service consulting, training and publishing firm offering a distinctive source for products and services that fall under the umbrella of Total Quality Management (TQM).

IQS - International Quality Services »
International Quality Services - IQS provides quality management support to the Automotive and Aerospace industries with supplier development in Israel according to QS9000, VDA,TS/ISO16949 and AS9100. Training services are available for APQP, FMEA, PPAP and problem solving.

Business Excellence New Zealand Limited »
Business Excellence NZ provides a range of products and services to assist organizations with performance.

Launsby Consulting »
Offering consulting, training, books and software for Design Of Experiments(DOE), Statistical Process Control(SPC), Six Sigma and Process Validation.

Mediprotect »
Offering regulatory support services to the Medical Devices Industry since 1996. Provides the services of Authorized Representative to medical device manufacturers throughout the world.

Priority Quality Consultants S.A. »
A Greek business consulting company specializing in management consulting. The main service that PRIORITY focuses on is the development of Quality Management Systems ( ISO 9000, HACCP, EMAS, 14001,ÏÇSÁS 18001, etc ).

BIRD - Business Improvement Resources Development »
Business Improvement Resources Development - Offering quality management consulting and business process improvement support for certification regarding ISO related quality standards.

OMNEX, Inc. »
International company providing consulting and training services in quality, environmental, and health and safety standards-based management systems.

Quality Associates International, Inc. »
Specialists in FMEA, Quality Systems, and training in Quality Disciplines.

Quality Support Associates »
Quality support services; sorting, inspection and rework of automotive parts.

Six Sigma Implementation »
PROMAX Consulting Services assists organizations with plans for implementation of Six Sigma. Green Belt and Black Belt training is also provided.

Tiger Enterprises »
Offering quality management and batch management consulting resources for the SAP ERP software.

Quality Training & Development Services »
Offering complete training and facilitation services in quality techniques and problem solving. Key topics of instruction offered are Six Sigma, Statistical Process Control,(SPC) and Design of Experiment,(DOE).

Six Sigma Institute »
Asia-Pacific quality consulting services for Six Sigma deployment; lean manufacturing; ISO 9000 and 14000; SPC, classic, Taguchi and Shainin design of experiments DOE.

The Premier Performance Network »
Helping businesses plan and execute such proven methodologies as Six Sigma, TQM, TRIZ, and others.

QFD Institute »
Offers green and black belt certificate training courses and consulting. Also symposiums and conferences.

Strategic Directions International, Inc. »
Management consulting firm specializing in the analytical instrument industry.

Advanced Quality »
Offering ISO, AS 9100, QS, and TL 9000 training, auditing and implementation services. Also offering sourcing solutions in China.

Rod Darch Associates »
Specializing in quality consulting for ISO 9001, ISO14001,QS9000,TS157 and other quality systems.

Ockham Management Systems Consulting »
Specializing in the transformation of Quality Management Systems for today's technology. Promoting the managing of the organization, not the system.

Six Sigma Training and Consulting »
Offering Six Sigma training and consulting for manufacturing and transactional processes. Six Sigma Black Belt and Green Belt training that follow proven six sigma implementation methods.

Concept Consulting - Management Consultants »
Management Consultants - Specializing in the development of ISO 9000, ISO 9001, ISO 14001 and/or Total Quality Management (TQM) systems.

KR Consulting and Business Management Services »
Consulting services for business planning, quality control, business management, and marketing. Specializing in hospitality and tourism.

CambsQuality Ltd. »
Providing guidance on all aspects of Quality Assurance with specialist advice on ISO 9000:2000, CE marking, and product liability.

D&D Excellence »
Supporting organizational improvement through the use of the EFQM Excellence Model.

Total Quality Management Consultants »
Provides consultancy services for ISO 9001, 14001, 17799; QS 9000; TS 16949; OHSAS 18001; HACCP; cGMP; eSCM Certification and UL/CE/CSA Marking.

Quality Management Solutions Ltd »
Providing a range of quality management services including Prince, ITIL (IT Information Library), Six Sigma training and Six Sigma assessments.

DDN Laboratory Solutions, Inc »
Offering ISO/IEC 17025 Accreditation and/or ISO 9000 Registration services.

Q Solutions - Quality Management »
Quality Management - Offering a range of Quality Management training and consulting solutions for organizations with ISO 9001:2000 in Northern Ireland.

Prime Institute - TQM Consulting »
TQM Consulting - Offering TQM experts and Quality consulting in Haifa, Israel. Prime Institute is owned and managed by Yossi Bester, Vice President of the International Academy for Quality (IAQ).

Quality Concept Co. »
Offering to reduce the cost of software development while increasing quality. QCM provides "The innovative approach to IN-TIME quality testing and software delivery".

Mulvey Consulting Group, Inc. »
Corporate Strategy Management Consultants offering a business development process that yields results.

Quality and Productivity Management, Inc. »
Providing professional on-site training and coaching to succeed in Quality Certifications.

Lean Concepts, LLC »
Lean Concepts introduces the concepts and techniques of the Toyota Production System to Administrative, Manufacturing, Non-Manufacturing and other environments.

Air Academy Associates »
Providing worldwide training and consulting in: Six Sigma, knowledge based management KBM, statistical process control SPC, design of experiments DOE, and advanced statistical tools.

Juran Institute »
Offering consulting services in the Art of Six Sigma and Breakthrough.

Sigma Breakthrough Technologies, Inc. »
Offering six sigma and lean consulting. Specializing in process improvement, DFSS, lean design, lean sigma, master black belt, black belt, green belt, public training, and project consulting.

Six Sigma Alchemy (P) Ltd. »
Offering Quality Management consulting for Six Sigma implementation and training, Management System Certifications like ISO 9000, CMM,TS16949 and BS7799.

AuditPak-2000 »
Effective internal training and cost savings with AuditPak-2000. The Quality Auditor training course in a box.

Palmer Quality Management Solutions »
Offering cost effective business solutions to companies that operate in the Retail Supply Chain Sector, whether they be a retailer, a supplier/manufacturer or a service provider.

Quality-Manager.com »
Offering on-line tools to support, improve and simplify your Quality Management System (QMS).

Quality Function Deployment and Profit Performance Management »
Methods and facilitation for teams to increase product quality, profit and market share in line with market opportunities.

Quantum Leap Engineering »
Offering Six Sigma plus Lean for the continuous process improvement program of choice for small and medium size companies.

Ultramax Corporation »
Offering process improvement with a methodology titled Dynamic Process Optimization for production, business and financial variables.

Vendor Surveillance Corporation »
Serving quality critical industries with supplier base management, international quality assurance, technical support services, and information management systems. Offering source inspection, quality audits, ISO 9000, AS 9100, and Quality Engineer.

Global Productivity Solutions »
Provider of operational excellence training, productivity enhancements, and human capital development.

Clark Quality Limited »
Consultancy specialising in practical quality and environmental system development for ISO9000 and ISO14000.

NextSigma, Inc. »
Offers Six Sigma software, tools and training.

Batalas and John Evans Management Centre »
Offering training and consulting to international standards covering quality management systems and environmental management systems.

QPI: Quality Training and Consulting »
Offering quality consulting and training focusing on ISO Registration, and quality system development.

QualityHub.com - Wells and Associates »
Wells and Associates - FDA, Quality System Inspection Technique (QSIT), Medical Device publications, Global Harmonization Task Force (GHTF), Training Products, and Consulting Services.

James Brown - Quality Assurance Consultant »
Quality Assurance Consultant - Offering advice on the implementation of quality assurance.

Quality System Consultants »
Offering Quality Management System (QMS) design for ISO-9000 and other quality standards in manufacturing and retail. Services are available in the USA, Canada and Europe.

TRA Certification »
Offering quality systems registration to ISO 9000 and related quality standards. TRA-CD was formed for the exclusive purpose of registering quality systems.

eXample Consulting Group »
Offering strategy, process and operational consulting, balanced scorecard, e-business, and outsourcing and offshore advisory consulting.

Maset, LLC »
Implementation experts in customer focused Six Sigma Quality and process improvement.

Center for Quality at Eastern Michigan University »
Offering clients conceptually based quality, methods seminars, training and consulting for more than 20 years.

Brand Consulting Group, Inc. »
Providing training, auditing and consulting for quality management systems and environmental management systems including ISO 9000, ISO 14000, CMM, CMMI, and AS 9100.

CITRA »
CE marking training and assistance for CE mark certification, directives, standards, testing and conformity assessment. Official European (EN) standards distributor. A non-profit, independent organization provided by Duquesne University SBDC.

Stephen Franklin Consulting, Inc. »
Offering complex organizations better planning, strategic alliance-building, trouble-shooting, governance, and operations.

JnF Specialties, LLC »
Solving quality control problems with practical policies, procedures and forms.

QMS »
An international organization specializing in ISO 9000 and ISO 14000 assessment and certification.

Aberdeen Quality Associates »
Consultancy, training and contract management to organisations.

Innovation Business Services »
Using electronic commerce to integrate trading partner quality systems.

Lloyd's Certification and Testing »
Helps customers use their Quality Management Systems to improve business through certification and testing.

Leonardo Consulting »
Offering support in all areas related to Process Management such as Process Modeling, Work-flow Management, ERP, and CRM.

RFG Quality Consultants UK »
All about ISO 9000, including the new ISO 9001:2000, along with a free newsletter.

e-Zsigma, Inc. »
Home of "My e-Zsigma.com" with Six Sigma/Lean management portal, integrated knowledge store, resources manager and project management.

Lean Manufacturing Coach »
Offering education and coaching for companies through their Lean and ISO quality implementation programs.

Six Sigma Systems »
Provider of six sigma and lean manufacturing implementation services. Overview of company and services, training classes, case studies, FAQs, newsletters and contact information.

TeKONTROL, Inc. »
Design, development and management of customized training programs with technical and engineering Services provided worldwide.

J.G. Noguera and Associates »
Consulting, training seminars, and custom software. Areas of expertise include TQM, basic and advanced SPC, and six sigma.

ISO 14000 and Management Systems Integration »
Offering training and auditing in ISO14001, ISO9001, OHSAS18001, SA8000 and Integrated Management Systems (IMS). Experience in exploration, production, distribution and supplies in Azerbaijan, Kazakhstan, Argentina and North Sea.

Organized Change Consultants »
Organized Change has significant experience in organizational change, re-engineering and TQM.

Sigma Affiliates, Ltd »
A statistical and quality engineering, consulting and training firm with services in Six Sigma, Total Quality Management, ISO/QS 9000 and laboratory accreditation, ISO Guide 25. Minnesota based.

Effective Training Inc. »
Geometric Dimensioning and Tolerancing (GD&T) quality products, training, services and resources for design and manufacturing industries.

QSB Consulting »
Offering Six Sigma implementation and training in the UK and Europe.

GD&T - WM Education Services »
WM Education Services - Offering a practical approach to GD&T education based on the ASME Y14.5 national standard. Providing consulting and training designed to meet your products.

Tec-Ease, Inc. »
Offers geometric dimensioning and tolerancing technical training and materials for the manufacturing industry.

SPC - ITK »
ITK - Quality and productivity techniques including QS/ISO 9000, Six Sigma and Statistical Process Control (SPC). Located in Venray, Netherlands.

LearnFirm.com - Web Based Quality Training »
Web Based Quality Training - Providing online learning and web based training. Courses are affordable, fun and developed from solid educational technology. Each course comes with a downloadable workbook and certificate to prove completion.

BPRConsulting »
Management systems consulting and training, business improvement, process based systems, internal auditing, supplier assessment, and customer satisfaction.

2-B Quality »
Geometric Dimensioning and Tolerancing (GD&T) training located near Toronto and provided by the services of 2-B Quality according to ASME Y14.5M-1994 Standards.

Global Quality Systems, Inc. »
Web based training for personnel involved in the manufacturing industry. Offering courses such as systematic problem solving and six sigma methods.

SpiralTest, Inc. »
Web automated quality assurance testing, regression, and WinRunner.

Quality Factors - Quality Management »
Quality Management - Offering consulting and interim management services provided to all categories of organization. Quality management systems, ISO 9000, business process improvement, EFQM Excellence Model, and performance measurement.

Six Sigma Scotland Ltd - Continuous Improvement Consultants »
Continuous Improvement Consultants - Delivering Six Sigma and continuous improvement expertise to companies in the UK. Consultants are certified Motorola Six Sigma Black Belts.

The Pyzdek Institute LLC »
Offers Six Sigma training and Six Sigma consulting solutions.

Q.A Resources - Quality Assurance »
Quality Assurance - Provide contract services for quality system review, implementation and auditing.

INSPEC »
INSPEC JAPAN is your single source for on-site High Technology Quality Assurance, in Japan and the Far East.

TEC Transnational »
Enables organizations to achieve accreditation to ISO/TS16949, AS/EN9100, AS/EN9110, AS/EN9120, AQAP2110, AQAP2120, AQAP2130 and to successfully implement the process approach, lean manufacturing and six sigma.

TQ VISION - Where the Vision is Total Quality »
Where the Vision is Total Quality - Consultants and Trainers for ISO 9000, ISO/TS 16949, ISO 14000, HACCP, and SA 8000.

General Systems Company »
Designs and installs custom tailored business process management systems worldwide for increased revenue and profit growth. Associations with major service and manufacturing companies help to achieve operating cost leadership.

Lean Six Sigma Training and Consulting - BMGI »
BMGI - Quality improvement and consulting services designed to help organizations achieve breakthrough level performance.

Australian Organization for Quality »
ACT regional group - specializes in providing quality management courses in the National Capital.

fyconsulting »
Offering ISO 9000, ISO 14000, QS 9000, Six Sigma and web-based documentation consulting and training to process and service industries.

Amrep »
Provides quality control services and source inspection in China.

Geometric Learning Systems »
Providing on-site training seminars in Geometric Dimensioning and Tolerancing (GD&T) for Quality Control. Classes can be customized to incorporate actual prints.

CimWorks UK - Solutions for Manufacturing »
Solutions for Manufacturing - Providing hardware and software solutions that improve quality, reduce costs and increase productivity.

The Six Sigma Way »
A guide for implementation of Six Sigma in your manufacturing or service organization.

QuEST: Quality, Environmental, Safety, and Training »
Offering an advanced management method that ensures the rapid decrease of operational costs, better employee retention, and customer satisfaction.

Amsup.com »
Bringing the latest management and quality improvement techniques. Pioneered QFD and Taguchi methods in the US. They focus on research and development, product design and product development to improve quality, productivity and cost.

BIZPHYX, Inc. »
Providing expertise in TL 9000 and ISO 9001 implementation, and quality management.

Brian Mead, Business Improvement Services »
Improve business performance and service quality through practical implementation of a quality system based on the ISO 9000 Standard, plus help in starting out with the EFQM Excellence Model.

STR-Registrar, LLC - ISO Registration Services »
ISO Registration Services - A subsidiary of Specialized Technology Resources, STR-Registrar, performs ISO 9000 Quality Management System Registrations, utilizing a worldwide network of local auditors working out of audit offices.

Ash & Associates »
Established in 1987 as an international consulting company dedicated to helping companies address quality and compliance management issues. Services include education and training, assessments and audits, and consulting and assistance.

Quadrant Business Systems »
Specialists in all areas of Business Quality Management support.

Grout's Poka-Yoke Page »
Poka Yoke is a quality assurance technique used in Japan and aims to prevent defects as soon as possible in the product development cycle.

Rath & Strong Six Sigma Solutions »
Global provider of Six Sigma training, consulting and material licensing.

PS&J Software Six Sigma »
Offering software process improvement consulting and training. Specializing in Capability Maturity Model, personal software process, team software process, and applying Six Sigma technique to software development.

Ottaway and Associates »
Providing international consulting services in the areas of quality, safety and environmental management.

Clydesdale International Management Consulting »
Provider of on-site training and consulting services for ISO 9001, TS 16949, AS 9100, ISO 14001, and TL 9000.

Stat-a-Matrix »
Offering training and consulting for ISO and Six Sigma quality management systems.

Construction Technical Services Inc »
Furnishes competent consulting personnel to the Construction, Refining, Petrochemical and Offshore industries.

Six Sigma Quality Training & Consulting »
Datazinc offers consulting and training in Six Sigma and Lean Manufacturing.

Strider International »
Offering consulting for ISO 9000:2000, ISO 14000, AS 9100, TL 9000 and QS 9000 certification. Specializing in the design of complete quality systems.

Centre for Learning »
Provides training programs and consulting in the areas of Six Sigma and business improvement with business relevance and practicality. Training programs are offered both publicly and in-house.

CE Marking »
Offering a multi-lingual guide to CE Marking (CE Mark) for non-EU Products. Sponsored by Wellkang Consultants in Stockholm.

Lakshy Business Consultants »
Offering ISO 9000, ISO 14000, HACCP, Quality Management, marketing management and business management consulting services based in India with operations in USA and Canada.

Qmatics, GmbH »
Offering services and solutions in the area of Quality Management and Informatics for the regulated industries like Pharma, Biotech, Agro and Chemical.

BBF Associates »
Improving profits through Customer/Client based training and consulting initiatives.

Paloma Consulting Limited »
Offers Six Sigma training, support and deployment.

Trinity Consulting Group Ltd. »
Independent consultant in providing consultancy and training in quality and environmental control system ISO9000 and ISO14000.

QARA Compliance Connection, Inc. »
Offers quality system and regulatory consulting services and training to the manufacturing industry. Also provides quality system training products and informational handbooks.

Management Quality »
Offers consulting services and products, aimed at improvement of management quality in enterprises and organizations, through benchmarking and other methods.

Six Sigma Performance »
Offering training, mentors and assistance for deploying Six Sigma, Lean Manufacturing and facilitation skills for all aspects of business. Located in Southern Ontario.

QSI - Quality Training and Certification »
Quality Training and Certification - Offering a competitive advantage for continual improvement in the global marketplace with ISO 9000, ISO 14000, haccp, and ohsas training and certification.

Training & Development Systems (TDS) »
TDS is a full-service training and performance improvement consulting firm located in Houston, Texas.

Quality Consulting from Allery Scotts »
Allery Scotts brings you information about Quality Systems. Established for 11 years in quality consulting.

Ask for the reissue rate on your title work. If you've taken a mortgage within the past two years, or are using the same lender, you might be granted this option, which can save you as much as 70 percent on your title work. An editor at this magazine didn't know about this potential savings when he refinanced his mortgage; fortunately his lawyer did. The savings more than covered the attorney's fees. However, if it's been several years since you took out a home loan, or if you're using a new lender, you'll likely have to pay for a new title.

When evaluating different lender offers, in the mortgage loan pre-approval process, pay closest attention to the interest rates they are offering & the closing costs. These are the two biggest factors that will help you figure out which lender is right for you. If one of these two factors is too high, it could offset the benefit of refinancing for you.

If you want to make sure the interest rate your lender offers you is the rate you get when you close the loan, ask about a mortgage lock-in (also called a rate lock or rate commitment). Any lock-in promise should be in writing. Make sure your lender explains any costs or obligations before you sign.

These days most people request a Good Faith Estimate (GFE), but have no clue what to look for on the GFE. Make sure you request a GFE that has ALL fees estimated and disclosed. This includes: origination points, processing, lender, appraisal, title, escrow... ALL FEES... especially the Yield Spread Premium or YSP.