|
Mortgage Refinancing Help: Physical Asset Management
“If you have a mortgage, you should keep an eye on rates-especially if you have an adjustable rate mortgage. Getting locked in at a lower, fixed rate can save you hundreds, possibly even thousands, of dollars over the life of your loan.
”
|
| |
Mortgage Refinancing Help
: Business: Business Services
: Physical Asset Management (112)
 Don't fall for the 0% apr unless it fits in with your master plan. A lot of brokers will try to get you locked into a low interest rate that will balloon on you in a couple of years and leave you out on the street.
 See also:
 Camden Asset Management, L.P. »
Risk-controlled, hedged arbitrage transactions to enhance the returns of investors' index and cash portfolios.
|
 Liptok Incorporated »
Provides financial services, consulting, asset management, and international business brokering for the IT and technology industries.
|
 Cincinnati Business Records Management »
Infomanagement provides offsite business records and electronic media storage, including bar coding and document imaging-delivered daily.
|
 Fixed Asset Systems »
Solutions for fixed asset tagging, inventory consulting, barcoding and personal property tax problems.
|
 Investment Recovery Assoc. »
Experts in asset management.
|
 Rod Hyman Asset Services »
Strategic asset managers, valuers and brokers.
|
 Asset Systems, Inc. »
Offers facilities management tracking systems for IT assets, office furniture, and warehouse inventory control. Assists with GASB 34 compliance.
|
 PricewaterhouseCoopers »
Physical asset management.
|
 Asset Control LLC »
Providing end to end asset management solutions including recovery, remarketing, appraisal, inspection, and auctions.
|
 Black Creek Consulting, Ltd. »
A mid-Atlantic based firm specializing in receivership management.
|
 Vanguard Archives »
Full service Illinois records management company providing cost effective off-site storage and management for business, medical, and architectural documents; off-site backup and rotation of computer media.
|
 Asset Management Resources »
Offers methodology, processes, procedures, systems, and tools necessary to complete virtually any asset inventory engagement.
|
 BTS Asset Management »
Provides asset management services nationwide.
|
 Subterranean Data Storage Co. »
Fully automated computer backup without the hassles of tapes, zip drives or floppies.
|
 Datascan Electronics, Ltd. UK »
Repair of point of sale equipment covering bar code scanners, card readers and displays; Buckinghamshire, United Kingdom.
|
 WIS International »
Customized physical inventory counts for retailers.
|
|
|
 Be Inquisitive. It's your responsibility to make sure that you understand the terms of your loan. Ask questions and listen carefully to the answers. Don't sign your loan documents until you are satisfied with the information and confident that you have made the right decision.
Ask for more than just rates. Bad loan officers will tell you anything to keep you on the phone -- then change the details to suit them later. Instead, make them get real with you! Ask how long they've been in the industry. Probe them about their experience in the industry. Also, ask what their opinion is on the current market and where it's going.
Know your credit score before you begin looking for a loan. If you can, try to remove any blemishes from your credit report before applying for a refinance.
Pull your credit report from the bureaus and review it for any negative items (late pays, collections etc) and inaccurate detail. Try to dispute negative items and remove them from the report. If required pay off any unpaid debt. Otherwise, you won't get a low rate and may not even qualify. Of course there are lenders in the subprime market who may offer you a bad credit refinance loan, but it's better to avoid them as they'll possible charge higher rates and fees.
|
|