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Mortgage Refinancing Help
: Business: Automotive
: Kit Cars and Replicas (50)
 Be specific about the loan you want. The more precise you are, the easier it will be for a loan officer or mortgage broker to find the best rate. For example, do you want a 15-year or 30-year mortgage? Do you need a "jumbo" mortgage (more than $333,700)? Are you willing to pay points to reduce the interest rate? The answers to these questions will depend on several factors, including when you plan to sell the house and how soon you want to retire your debt. Only you know the answers, but the sooner you know them, the better.
 See also:
 Roger Klimcke Racing »
Builds replica kit cars including RAM Cobras Rush Tojeiro and Kamala. Kit, spares and price information.
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 Roadrunner Racing Ltd »
Manufacturers of the SR2 Lotus 7 style kit car built from a Mazda MX5 donor car. Photo and video galleries, online shop, and contact details.
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 Proteus Cars »
Kits or turn key replica classic sports and racing cars. Contains product details, specifications, and photographs.
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 Real Hot Rods »
Specialists in period correct hot rods, race cars, and historic cars. Site contains images of latest projects and images of the team.
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 Arkley SS »
Manufacturer and distributor of the Arkley SS, originally designed in 1969 by John Britten. Produces a number of vehicles for road and track use.
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 Autotune (Rishton) Limited »
Building, maintenance and preparation of classic cars, high performance sports and racing cars, including replicas and historics.
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 Blackjack Cars »
Makers of Avion, a 2CV based kit car. Contains design and specifications, FAQ, gallery, and price list.
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 Tiger Racing »
Manufacturer of sports cars for road and track. Models include the Super Six, Cat E1, the lightweight R6, bike-powered B6 the twin-engine Z100 and the new English Racing Automobiles (ERA) single-seat race car. Car information, price list and owner's club.
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 WW Hot Rods Inc. »
Custom hot rod builders of complete cars and high performance motors. Galleries, client testimonials and contact information.
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 Tornado Sports Cars »
Manufacturers of GT40 and Lotus 7 replica sports cars available in kit and turn key form. Specifications, photo gallery and price lists.
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 Donkervoort Automobielen BV »
Maker of a Lotus 7 inspired kit car. Lists information about where to purchase, used car sales, factory pictures and race information.
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 Mamba Motorsport »
Home of the 'C23' Lotus 23 look-alike. Technical data, photos, price list and links.
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 Lone Star Classics »
Manufacturer of Shelby Cobra Replica, 1953 Vette replica, Ford 32 Roadster, and GT40 replica.
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 Hawk Cars Limited »
Features pictures and details of models offered, brochures, and contact information.
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 Deauville Cars »
Provide 2CV users with alternative 4seater/convertible. Photos, kit information and links.
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 Brunton Auto »
American Lotus 7 inspired roadster. Pictures, technical information, FAQ, and audio.
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 Madgwick Cars Ltd »
Pagham. Manufacturers of the SRV8 kit car. Includes profile, technical specifications, details of the kit and options, and a press review.
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 Fraser Cars »
Lotus 7 Replica Kit Cars and custom built cars for classic and sports car enthusiasts.
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 DC Kit Cars »
Manufacturer of the Devaux coupé. Company and car information, pictures and contact details.
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 Xanthos Cars »
UK based manufacturer of Lotus 23 style kit cars. Site contains details on cars for sale, price lists and contact details for the company.
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 Suffolk Jaguar »
Jaguar C-type replicas from Woodbridge, England. Pre built or self-build cars, including the legendary Jaguar SS100.
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 Kougar Cars Ltd »
Jaguar inspired kit cars. Photo gallery technical info, contact details and frequently asked questions.
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 Dare UK »
Classic and modern sports cars. Manufacturers of the Ginetta G4, G12, DARE TG Sport and DZ for race or road use. Links, video and product history.
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 Saker Cars »
Manufacturers of sports cars for road and race. Company history, contact information, links, information and pictures of the cars and price list.
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 Fiero Factory Ltd »
Italian super-car replica manufacturers. Pictures and prices of the cars and contact information.
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 If you know that you will be moving in 3 to 5 years, you might want to consider refinancing to a 3 or 5 year ARM (adjustable rate mortgage). These loans typically have a much lower rate that a traditional fixed rate loan such as a 30 year fixed, but they do have a fixed rate for the first 3 or 5 years of the loan. This will enable you to benefit from the lower rate, but you won't ever have to worry about the risk of a rate adjustment because you will be selling the home before the fixed-rate period ends.
Start with your current lender. If you're a good customer-you hold a sizable mortgage, pay on time, and maintain good credit-your existing lender will probably do everything in its power to keep your business. The company may cut you a break on fees for things like appraisals, surveys, and inspections if the information is current and you meet other requirements.
Weigh the costs carefully of how long you will be staying in your home vs. how much of a savings you will be getting in a refinance. Make sure you include closing costs in your decision.
Both new homebuyers and refinancers can get free access to the credit reports that lenders use by visiting AnnualCreditReport.com, a website created via Congressional mandate. A free report from each of the three consumer reporting agencies -- TransUnion, Experian and Equifax -- is available at no cost every 12 months. Check for errors; if mistakes are found, don't hesitate to dispute any and all inaccurate and derogatory items.
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