Mortgage Refinansing Help

Mortgage Refinancing Help: Maine

“There are literally thousands of mortgage companies all over the country. It is important that you choose a reputable one. Most reputable companies will be part of the Better Business Bureau or other community watchdog group. Good companies will also have websites that rank well on search engines such as Yahoo and Google. ”

Mortgage Refinancing Help : Business: Accounting: Firms: Accountants: North America: United States : Maine (10)

Ask for more than just rates. Bad loan officers will tell you anything to keep you on the phone -- then change the details to suit them later. Instead, make them get real with you! Ask how long they've been in the industry. Probe them about their experience in the industry. Also, ask what their opinion is on the current market and where it's going.

See also:

Regional: North America: United States: Maine: Business and Economy: Financial Services (1)

Otis, Atwell and Timberlake, CPA »
A professional services firm providing accounting and tax services to businesses and individuals around the region. Located in Portland, Maine.

J. Thomas Hicks & Associates, PA, CPA's »
Bangor firm offering a full range of accounting services. Includes service-bureau-supplied articles, calculators, and financial tips.

Smith & Associates »
CPA providing auditing, tax planning, management advisory services, and computer applications support in Falmouth.

Loiselle, Goodwin & Hinds, CPAs »
A full service accounting firm located in Bangor, Maine.

Achramowicz & Johnson, CPAs, P.A. »
Waterville CPA firm serving small businesses and entrepreneurs. Includes online tax organizer, staff biographies, tax calendar, and links to tax forms and resources.

Strategic Concepts »
A Saco, Maine based CPA firm providing tax, accounting, and business consulting services.

Coston and McIsaac, CPA's »
Bar Harbor accounting firm providing tax and other accounting services. Includes financial tips and staff profiles.

Haverlock, Estey & Curran, LLC, CPAs »
A Bangor based CPA firm providing tax, accounting and bookkeeping, auditing, and management advisory services to a diverse client base.

Albin, Randall & Bennett, CPAs »
A full service accounting firm serving businesses throughout New England with offices in Lewiston and Portland, Maine.

Edwards, Faust and Smith »
CPA firm offering accounting, compilation, review, audit, tax, and consulting services to businesses and non-profit organizations in Maine.

If you are making payments on a long term loan, say, 30 year mortgage for the past 10 to 20 years, then refinancing to another 30 year loan will not be a good option as it may increase your overall payment.

Ask the company carrying your current title insurance policy what it would cost to reissue the policy for a new loan. This may reduce your cost.

Make sure the new title is correct. The fact is, most people never see their deed before it's recorded at the county court house, says Gumbinger. He recommends that you ask the lender if you can review the title to the property before it gets filed, so that you can make sure it's correct.

Use a mortgage broker. A mortgage broker will show you mortgage products from different banks and mortgage providers. Pick a mortgage broker carefully. If the broker works directly for a company that offers financial products, make sure he shows you clearly why one of these products is better. Mortgage brokers also get a commission on their sales. Find out what the broker's services include and if he charges any fees. Many brokers do not charge fees beyond their commission. Also check the broker's credentials.